Jesus Cardona v. Maritime Association – I.L.A. Retirement Plan, et al.

CourtDistrict Court, S.D. Texas
DecidedFebruary 13, 2026
Docket4:25-cv-01582
StatusUnknown

This text of Jesus Cardona v. Maritime Association – I.L.A. Retirement Plan, et al. (Jesus Cardona v. Maritime Association – I.L.A. Retirement Plan, et al.) is published on Counsel Stack Legal Research, covering District Court, S.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jesus Cardona v. Maritime Association – I.L.A. Retirement Plan, et al., (S.D. Tex. 2026).

Opinion

UNITED STATES DISTRICT COURT February 13, 2026 SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk HOUSTON DIVISION § Jesus Cardona, § § Plaintiff, § § Civil Action No. 4:25-cv-01582 v. § § Maritime Association – I.L.A. § Retirement Plan, et al., § § Defendants. § §

MEMORANDUM AND RECOMMENDATION This is a suit for benefits under the Employee Retirement Income Security Act (ERISA). Maritime Association – I.L.A. Retirement Plan (the “Plan”), its Board of Trustees (the “Board”), its Administrator Linda Nowaski, and its legal counsel Carolyn Wallace (collectively, “Defendants”), moved to dismiss Plaintiff Jesus Cardona’s first amended complaint, Dkt. 12. Dkt. 14. After carefully considering the motion, Cardona’s response, Dkt. 15, the pleading, Cardona’s opening brief, Dkt. 30, and the applicable law, it is recommended that the motion to dismiss (Dkt. 14) be granted. Background The relevant facts are drawn from the pleadings and the records of related cases that are proper subjects of judicial notice. See Canada v. United States, 950 F.3d 299, 313 n.16 (5th Cir. 2020) (taking judicial notice “of the record in prior related proceedings”); Fed. R. Evid. 201(b)(2), (d) (authorizing

judicial notice “at any stage of the proceeding” of facts “not subject to reasonable dispute” that are “readily determined from sources whose accuracy cannot reasonably be questioned”). Cardona is a Plan participant. Dkt. 12 at 1. On October 5, 2023, he and

his wife, Damary Carolina Torres Murillo, executed a written agreement partitioning their community property under Section 4.102 of the Texas Family Code in which Cardona allocated 100% of his Plan benefits to Murillo. See Original Petition for Declaratory Judgment at 2, Cause No. 125217, In re

Jesus Cardona and Damary Carolina Torres Murillo (461st Jud. Dist. Ct., Brazoria Cnty., Tex. Oct. 6, 2023) (“Petition,” attached in the Appendix). The next day, Cardona and Murillo filed a petition for declaratory judgment in the 461st Judicial District Court of Brazoria County. Id. The

Petition asked the state court to “recognize[]” that Cardona and Murillo “entered into a binding and enforceable petition of community property in accordance with the Texas Family Code” and Murillos’s right to receive 100% of Cardona’s Plan benefits. Id. at 2-3.

It is undisputed that Cardona and Murillo had not legally separated, nor had they filed for divorce, before seeking a declaration that the partition agreement is enforceable. See id. at 1. Nor did the couple have any other ongoing or imminent legal dispute between them that prompted the filing. See id.; see also Dkt. 15 at 2 (Cardona’s admission that “[b]oth spouses consented

to the QDRO. There was no dispute or challenge”). Nevertheless, the state court issued an “Agreed Qualified Domestic Relations Order” (the “Order”) that “assigns to [Murillo] One Hundred Percent (100%)” of Cardona’s “total vested account balance in the Plan as of the Valuation Date,” i.e., the “date the

assigned amount is segregated by the Plan Administrator from” Cardona’s account. See Dkt. 12 at 13-14 (PX-A). Under the Order, Murillo’s interest “shall be payable as soon as administratively feasible following the qualification of the Order.” Id. at 14.

The Order declares that it is “based upon a valid and enforceable written Partition of Community Property executed by” Cardona and Murillo “pursuant to Section 4.102 of the Texas Family Code,” which the court “hereby approve[s] ....” Id. at 13. The Order also declares that the issuing state court retains

“continuing, exclusive jurisdiction over the parties pursuant to Section 9.104 of the Texas Family Code to the extent necessary to render a domestic relations order that is qualified” in the event the Plan Administer determines that the Order is not qualified. Id. at 17.

Cardona submitted the Order to the Plan, requesting a distribution of his account balance to Murillo. Id. at 2. Cardona alleges that the Order was materially identical to 29 other qualified domestic relations orders that were previously submitted to and approved by the Plan. Id.

The Plan’s legal counsel (Wallace) sent a letter denying Cardona’s request. Id. at 3, 18-19 (PX-B, October 1, 2024 denial letter). Citing In re Banigan, 660 S.W.3d 307 (Tex. App.—Dallas 2023, orig. proceeding), the letter stated that the Plan would not honor the Order because there was “no

jurisdictional or legal basis” to enter it “in the absence of a bona fide domestic relations dispute.” Id. at 19. The Plan therefore maintained that the Order did not constitute a qualified domestic relations order (“QDRO”) under Texas law or ERISA. Id.

The Plan Administrator hewed to that position in an ensuing letter denying Cardona’s claim for benefits. See id. at 21 (PX-C, January 7, 2025 letter). So did the Board of Trustees in its final claim determination. See id. at 34-35. (PX-E, March 10, 2025 letter). The final letter also addressed

Cardona’s contention that the denial was inconsistent with the Plan’s approval of “29 prior QDROs,” see id. at 33 (quotation omitted), explaining as follows: When the Plan has reviewed purported QDROs and recognized that they are not the product of a bona fide domestic relations dispute and only supported by an agreed upon partition or exchange agreement, it has refused to process the QDROs. If it is the case that the Plan has inadvertently processed improper QDROs in the past based on vague, incomplete, or misleading information contained in those distribution submissions, this does not support improper processing of your claim or other claims. Id. at 34. On April 7, 2025, Cardona filed this suit, alleging that Defendants

(1) violated Section 502(a)(1)(B) of ERISA, 29 U.S.C. § 1132(a)(1)(B), by treating his Order differently from other QDROs; (2) breached their fiduciary duty as a result; (3) engaged in arbitrary and capricious conduct; and (4) failed to disclose plan documents related to the processing of the 29 other QDROs

that the Plan had approved. Dkt. 1 at 4-5. The factual allegations focus on the Plan’s change of position on the validity of QDROs. See generally id. at 3-4. After Defendants filed a motion to dismiss, Dkt. 5, Cardona moved for leave to amend, Dkt. 9, which the Court granted, Dkt. 11.

Cardona then filed a first amended complaint centering around the theory that the Plan had improperly “bypassed” the Order’s explicit terms. See generally Dkt. 12 at 3-4. His pleading carried forward the original four ERISA claims but added a claim that Defendants violated 29 U.S.C. § 1056(d)(3)(H)

by failing to return to the state district court to seek clarification of the Order. See Dkt. 12 at 5-8. Defendants moved to dismiss all five claims, Dkt. 14, and Cardona responded, Dkt. 15 (filed June 20, 2025). Five months later, Cardona filed a “supplemental memorandum”

opposing Defendants’ motion to dismiss. Dkt. 26. The Court struck the filing, finding “no good cause for allowing yet more briefing on those issues five months after all briefing has closed.” Dkt. 27. Two months after that, Cardona filed an opening brief that largely addressed the same issues that the parties had already briefed in connection with the motion to dismiss his claims, but

also purported to raise new claims not included in his amended complaint. See generally Dkt. 30. Legal standard Dismissal under Rule 12(b)(6) is warranted if a party fails “to state a

claim upon which relief can be granted.” Fed. R. Civ. P.

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Jesus Cardona v. Maritime Association – I.L.A. Retirement Plan, et al., Counsel Stack Legal Research, https://law.counselstack.com/opinion/jesus-cardona-v-maritime-association-ila-retirement-plan-et-al-txsd-2026.