Jerry, Marsha and Jason Chambers v. Allstate Insurance Company

Court of Appeals of Texas·Decided June 9, 2016·No. 05-15-01076-CV·Published

Opinion

AFFIRMED; Opinion Filed June 9, 2016,

In The

Court of Appeals

Fifth District of Texas at Dallas No. 05-15-01076-CV

JERRY CHAMBERS, MARSHA CHAMBERS, AND JASON CHAMBERS, Appellants V.

ALLSTATE INSURANCE COMPANY, Appellee

On Appeal from the 422nd Judicial District Court Kaufman County, Texas

Trial Court Cause No. 87353-422

MEMORANDUM OPINION

Before Chief Justice Wright, Justice Bridges, and Justice Lang Opinion by Justice Lang

Appellants Jerry Chambers, Marsha Chambers, and Jason Chambers (collectively, “the Chambers” or “Plaintiffs”) filed this lawsuit against appellee Allstate Insurance Company (“Allstate”) following a motor vehicle accident. The Chambers asserted, among other claims, a promissory estoppel claim respecting medical expenses arising from the accident. Following final disposition of the Chambers’s other claims, the trial court signed an order granting Allstate’s motion for no-evidence and traditional summary judgment on the Chambers’s promissory estoppel claim respecting medical expenses.

Proceeding pro se on appeal, the Chambers assert eighteen issues challenging the trial court’s summary judgment as to that claim. We decide against the Chambers on their eighteen

issues. The trial court’s judgment is affirmed. Because the law to be applied in this case is well settled, we issue this memorandum opinion. See TEX. R. APP. P. 47.2(a), 47.4.

I. FACTUAL AND PROCEDURAL CONTEXT In July 2008, Jerry1 and a driver insured by Allstate were involved in a motor vehicle accident. Jerry was operating a motorcycle and Allstate’s insured was driving a car. On July 6, 2010, the Chambers, proceeding pro se in the trial court, filed trial court cause number 81338- 422, in which they alleged multiple causes of action against Allstate, its insured, and several others. In 2012, the Chambers’s claims against Allstate were severed into this case, trial court cause number 87353-422.2 In the Chambers’s July 9, 2013 verified amended petition in this case, they contended in part that an Allstate “adjuster” made “two joint oral promises” to them on August 18, 2008, promising to pay (1) “all the medical expenses which had currently been incurred by Mr. Chambers as of August 18, 2008 directly to the medical providers” and (2) “$3321.00 for the motorcycle directly to the Plaintiffs.” According to the Chambers, Allstate did not make any of the payments allegedly promised. The Chambers (1) asserted they foreseeably and justifiably relied upon Allstate’s promises to their detriment and (2) sought to recover payment for the motorcycle and more than $197,000 in medical expenses.

Subsequently, both sides moved for summary judgment on the Chambers’s claims against Allstate. In support of their motion for summary judgment, the Chambers filed at least two affidavits, including a September 19, 2013 “Affidavit of Jerry Chambers Concerning Amount of Reliance Damages.” Attached to that affidavit was a “Subrogation and Reimbursement Agreement” (the “Subrogation Agreement”) between Jerry and “Automobile Mechanics’ Local

1 We refer to the Chambers by their first names when necessary for clarity.

2 Allstate filed a general denial answer in trial court cause number 81338-422 prior to severance. The record does not show any subsequent answer filed by Allstate.

701 Union and Industry Welfare Fund,” which Jerry described as his “health insurance company.” In the affidavit, Jerry stated he signed the Subrogation Agreement “because Allstate had not made the promised currently incurred emergency medical expense payments directly to the providers between August 18, 2008 and October 24, 2008” and “the Health Insurance Company explained that they could not authorize my out-of-hospital medical care UNTIL the emergency medical expenses which were incurred between July 9th and August 6th of 2008 were paid or the Subrogation Agreement was signed.” (emphasis original).

Following several hearings, the trial court signed a March 24, 2014 “final and appealable” order denying the Chambers’s motion for summary judgment and granting summary judgment in favor of Allstate. The Chambers appealed that order to this Court. In a February 5, 2015 opinion, this Court affirmed in part, but agreed with the Chambers’s argument that the trial court’s order was “incomplete.” Chambers v. Allstate Ins. Co., No. 05-14-00065-CV, 2015 WL 481191, at *8 (Tex. App.—Dallas Feb. 5, 2015, no pet.) (mem. op.). Specifically, this Court concluded “although the trial court thought it had disposed of all the Chambers’ claims, one claim remained unresolved—the promissory estoppel claim relating to Jerry’s medical expenses.” Id. Accordingly, this Court reversed the trial court’s March 24, 2014 order in part and remanded the case to the trial court for further proceedings respecting that claim. Id. at *9.

On remand in the trial court, the Chambers filed a March 2, 2015 verified “first amended original petition,” which is the live petition in this case. In that petition, they asserted the same allegations described above respecting their promissory estoppel claim for medical expenses and stated (1) “[t]he Plaintiffs are seeking specific performance of the promised payments that were promised and accepted in the August 18, 2008 promissory estoppels [sic] agreement”; (2) “[i]t would be an injustice for the Plaintiffs to receive damage compensation for any amount less than the promised amount that was to have been paid directly to the providers, and which has been

established as being $237,962.38”; and (3) “Appendixes One–Four filed on October 26, 2010 under cause number 81338-422 and transferred to this Severed Cause Number 87353-422 are still active appendixes.”

Additionally, Marsha filed a March 2, 2015 “Affidavit of Facts in Support of Promissory Estoppel Claim” in which she testified in part (1) she personally spoke with an Allstate adjuster on August 18, 2008, and he “made two promises directly to me personally”; (2) the Allstate adjuster “promised and stated” in part that “Allstate would pay my husband’s current medical expenses which had been incurred between the accident on July 9, 2008 and the time of this promised agreement being made on August 18, 2008 since when my husband had already been released from the hospital on August 6, 2008”; (3) the Allstate adjuster “fully understood that we were relying on the adjuster’s promise to make the definite amount of the payments of the currently incurred medical expense payments directly to the medical providers for the services rendered between July 9th and August 6th of 2008”; (4) if Allstate had “honored” that “promise,” the Chambers “would not have had the hospital and doctor liens filed against them and would not have been forced to sign the Subrogation Agreement”; (5) the Allstate adjuster “never stated that his promise to pay for the . . . medical expenses, incurred between the time of the accident on July 9, 2008 and the time that the adjuster was making the promise on August 18, 2008, was in any question or that we could not fully rely and act upon the two promises that he was making as a valid and authorized representative of Allstate”; and (6) the only way to avoid injustice is to enforce the Allstate adjuster’s promise respecting medical expenses.

Further, on that same date, the Chambers filed a document titled “Appendix Five for the First Amended Original Petition Separately Against Allstate Since Severance Was Granted.” That appendix consisted of (1) excerpts from a reporter’s record of a January 31, 2012 hearing

on Allstate’s prior motion for summary judgment that was ruled on by the trial court in its March 24, 2014 order described above and (2) a receipt respecting repairs to Jerry’s motorcycle.

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