Jeffrey Allen Keener v. Cross Country Mortgage, LLC, et al.

CourtDistrict Court, N.D. Ohio
DecidedOctober 22, 2025
Docket1:25-cv-01830
StatusUnknown

This text of Jeffrey Allen Keener v. Cross Country Mortgage, LLC, et al. (Jeffrey Allen Keener v. Cross Country Mortgage, LLC, et al.) is published on Counsel Stack Legal Research, covering District Court, N.D. Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jeffrey Allen Keener v. Cross Country Mortgage, LLC, et al., (N.D. Ohio 2025).

Opinion

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF OHIO EASTERN DIVISION JEFFREY ALLEN KEENER, ) CASE NO. 1:25 CV 1830 ) Plaintiff, ) JUDGE DAN AARON POLSTER ) vs. ) MEMORANDUM OPINION ) AND ORDER CROSS COUNTRY MORTGAGE, LLC, ) et al., ) ) Defendants. ) Pro se plaintiff Jeffrey Allen Keener, currently incarcerated at Allen-Oakwood Correctional Institution, filed this complaint against Cross Country Mortgage, LLC, Ronald Leonhardt, Jr., and Ilya Palatnik. (Doc. No. 1). Plaintiff also filed an application to proceed in forma pauperis. (Doc. No. 2). The application is granted, but for the following reasons, the action is dismissed. I. Background Plaintiff’s complaint consists largely of fragmented sentences and disjointed and obscure allegations. He claims that a “no named assailant” assaulted him; “screen mirrored/hacked phone wouldn’t allow [Plaintiff] to hang up phone after important call”; “FB Messenger - Random Profile”; “Paid [Plaintiff’s] ex-fiance/escort $75,000 to befriend 3 other females willing to attest to this behavior”; “Stripper escort ... paid AA friend on 12 step call”; and Plaintiff was assaulted by friends and former employees of Goldwater Bank and Cross Country Mortgage,

LLC. (Doc. No. 1-1). And he identifies the following causes of action: (1) assault in violation of Ohio Revised Code §§ 2903.11 and 2903.13; (2) telecommunications harassment and harassment in violation of Ohio Revised Code § 2917.21; (3) bribery in violation of Ohio Revised Code § 2921.02; and (4) defamation. Plaintiff seeks $300,000,000 in damages. II. Standard of Review Pro se pleadings are liberally construed. Boag v. MacDougall, 454 U.S. 364, 365, 102 S. Ct. 700, 70 L. Ed. 2d 551 (1982) (per curiam); Haines v. Kerner, 404 U.S. 519, 520, 92 S. Ct.

594, 30 L. Ed. 2d 652 (1972). The Court, however, is required to dismiss an in forma pauperis action under 28 U.S.C. §1915(e) if it fails to state a claim upon which relief can be granted, or if it lacks an arguable basis in law or fact. Neitzke v. Williams, 490 U.S. 319, 109 S. Ct. 1827, 104 L. Ed. 2d 338 (1989); Lawler v. Marshall, 898 F.2d 1196 (6th Cir. 1990); Sistrunk v. City of Strongsville, 99 F.3d 194, 197 (6th Cir. 1996). A claim lacks an arguable basis in law or fact when it is premised on an indisputably meritless legal theory or when the factual contentions are clearly baseless. Neitzke, 490 U.S. at 327.

A cause of action fails to state a claim upon which relief may be granted when it lacks “plausibility in the Complaint.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 564, 127 S. Ct. 1955, 167 L. Ed. 2d 929 (2007). A pleading must contain a “short and plain statement of the claim showing that the pleader is entitled to relief.” Ashcroft v. Iqbal, 556 U.S. 662, 677-78, 129 S. Ct. 1937, 173 L. Ed. 2d 868 (2009). The factual allegations in the pleading must be sufficient to -2- raise the right to relief above the speculative level on the assumption that all the allegations in the complaint are true. Twombly, 550 U.S. at 555. The plaintiff is not required to include

detailed factual allegations but must provide more than “an unadorned, the Defendant unlawfully harmed me accusation.” Iqbal, 556 U.S. at 678. A pleading that offers legal conclusions or a simple recitation of the elements of a cause of action will not meet this pleading standard. Id. In reviewing a complaint, the Court must construe the pleading in the light most favorable to the plaintiff. Bibbo v. Dean Witter Reynolds, Inc., 151 F.3d 559, 561 (6th Cir.1998). III. Discussion Federal courts are courts of limited jurisdiction and, unlike state trial courts, they do not

have general jurisdiction to review all questions of law. See Ohio ex rel Skaggs v. Brunner, 549 F.3d 468, 474 (6th Cir. 2008). Rather, federal courts have only the authority to decide cases that the Constitution and Congress have empowered them to resolve. Id.; Hamama v. Adducci, Nos. 17-2171, 18-1233, 912 F.3d 869, 874 (6th Cir. 2018) (citing Bender v. Williamsport Area Sch. Dist., 475 U.S. 534, 541, 106 S.Ct. 1326, 89 L.Ed.2d 501 (1986)). It is therefore presumed “that a cause lies outside this limited jurisdiction, and the burden of establishing the contrary rests upon the party asserting jurisdiction.” Kokkonen v. Guardian Life Ins. Co. of Am., 511 U.S. 375,

377, 114 S. Ct. 1673, 128 L. Ed. 2d 391(1994) (internal citation omitted). Generally, the Constitution and Congress have given federal courts authority to hear a case only where diversity of citizenship exists between the parties or where the case raises a federal question. Caterpillar Inc. v. Williams, 482 U.S. 386, 392, 107 S. Ct. 2425, 96 L. Ed. 2d 318 (1987). The first type of federal jurisdiction, diversity of citizenship, applies to cases of -3- sufficient value between “citizens of different states.” 28 U.S.C. § 1332(a)(1). To establish diversity of citizenship, a plaintiff must establish that he or she is a citizen of one state and all of

the defendants are citizens of others. The citizenship of a natural person equates to his domicile. Von Dunser v. Aronoff, 915 F.2d 1071, 1072 (6th Cir.1990). The citizenship of a business depends on the type of business. A corporation is a citizen of both its states of incorporation and the state where it maintains its principal place of business. 28 U.S.C. § 1332(c)(1). Limited liability companies and partnerships have the citizenship of each partner or member. Delay v. Rosenthal Collins Group, LLC, 585 F.3d 1003, 1005 (6th Cir. 2009). A plaintiff in federal court has the burden of pleading sufficient facts to support the existence of the Court’s jurisdiction. Walker v. Phelps, No.4:23 CV 2385, 2024 U.S. Dist. LEXIS 39679, *4 (N.D. Ohio Mar. 7,

2024) (citing Fed.R.Civ.P. 8). In a diversity action, the plaintiff must state the citizenship of all parties so that the existence of complete diversity can be confirmed. Washington v. Sulzer Orthopedics, Inc., No. 03-3350, 2003 U.S. App. LEXIS 19392, 2003 WL 22146143, at *1 (6th Cir. Sept. 16, 2003).

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Related

Haines v. Kerner
404 U.S. 519 (Supreme Court, 1972)
Boag v. MacDougall
454 U.S. 364 (Supreme Court, 1982)
Bender v. Williamsport Area School District
475 U.S. 534 (Supreme Court, 1986)
Caterpillar Inc. v. Williams
482 U.S. 386 (Supreme Court, 1987)
Neitzke v. Williams
490 U.S. 319 (Supreme Court, 1989)
Kokkonen v. Guardian Life Insurance Co. of America
511 U.S. 375 (Supreme Court, 1994)
Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Wolfgang Von Dunser v. Arnold Y. Aronoff
915 F.2d 1071 (Sixth Circuit, 1990)
Delay v. Rosenthal Collins Group, LLC
585 F.3d 1003 (Sixth Circuit, 2009)
Ohio Ex Rel. Skaggs v. Brunner
549 F.3d 468 (Sixth Circuit, 2008)
City of Warren v. City of Detroit
495 F.3d 282 (Sixth Circuit, 2007)
Mikulski v. Centerior Energy Corp.
501 F.3d 555 (Sixth Circuit, 2007)
Usama Hamama v. Rebecca Adducci
912 F.3d 869 (Sixth Circuit, 2018)
Prime Rate Premium Fin. Corp., Inc. v. Karen Larson
930 F.3d 759 (Sixth Circuit, 2019)

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Bluebook (online)
Jeffrey Allen Keener v. Cross Country Mortgage, LLC, et al., Counsel Stack Legal Research, https://law.counselstack.com/opinion/jeffrey-allen-keener-v-cross-country-mortgage-llc-et-al-ohnd-2025.