Jason Winick v. Rosemarie Pelfrey Revocable Trust

CourtBankruptcy Appellate Panel of the Tenth Circuit
DecidedSeptember 11, 2025
Docket24-015
StatusPublished

This text of Jason Winick v. Rosemarie Pelfrey Revocable Trust (Jason Winick v. Rosemarie Pelfrey Revocable Trust) is published on Counsel Stack Legal Research, covering Bankruptcy Appellate Panel of the Tenth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jason Winick v. Rosemarie Pelfrey Revocable Trust, (bap10 2025).

Opinion

FILED U.S. Bankruptcy Appellate Panel BAP Appeal No. 24-15 Docket No. 42 Filed: 09/11/2025 Page: 1 ofof 16 the Tenth Circuit

September 11, 2025 NOT FOR PUBLICATION 1 Anne M. Zoltani UNITED STATES BANKRUPTCY APPELLATE PANEL Clerk OF THE TENTH CIRCUIT _________________________________

IN RE GREGORY RYAN HARDING BAP No. WO-24-15 AND DENICE ROCHELLE HENRY,

Debtors. __________________________________ Bankr. No. 22-12512 JASON WINICK, Chapter 7

Appellant,

v.

ROSEMARIE PELFREY REVOCABLE TRUST, OPINION

Appellee. _________________________________

Appeal from the United States Bankruptcy Court for the Western District of Oklahoma

Submitted on the briefs. 2 _________________________________

Before SOMERS, JACOBVITZ, and PARKER, Bankruptcy Judges. _________________________________

PARKER, Bankruptcy Judge.

1 This unpublished opinion may be cited for its persuasive value, but is not precedential, except under the doctrines of law of the case, claim preclusion, and issue preclusion. 10th Cir. BAP L.R. 8026-6. 2 The parties did not request oral argument, and after examining the briefs and appellate record, the Court has determined unanimously that oral argument would not materially assist in the determination of this appeal. See Fed. R. Bankr. P. 8019(b). The case is therefore ordered submitted without oral argument. BAP Appeal No. 24-15 Docket No. 42 Filed: 09/11/2025 Page: 2 of 16

I. Introduction

This matter involves a construction project gone awry and an attempt at financial

recovery. The crux of the case concerns whether Appellant Jason Winick’s proof of claim

asserts a valid claim against the appropriate party. Ultimately, for the reasons that follow,

the Court affirms the Bankruptcy Court’s ruling disallowing Winick’s claim.

II. Background

On July 31, 2017, Winick hired G&D Construction, LLC (“G&D”), an entity

owned by Gregory Harding and Denice Henry, to construct an addition to Winick’s

home. Winick and G&D entered into a written agreement, which listed the work that

G&D would perform and the total price for the work. Winick asserted G&D failed to

follow the applicable municipal codes in performing the contracted work. As a result,

Winick spent additional amounts to fix the code violations and complete the construction.

In August 2019, Winick sued Harding in Oklahoma state court. The caption of

Winick’s petition listed the defendant as “Greg Harding d/b/a G & D CONSTRUCTION,

L.L.C., and d/b/a G & D CONSTRUCTION.” 3 The body of the petition stated, in

relevant part, “Harding does business as G & D Construction L.L.C. and G & D

Construction.” 4 The petition included claims against Harding for breach of contract and

fraud. After many delays, the case was scheduled for trial on November 3–4, 2022.

On October 28, 2022, Harding and Henry filed a voluntary chapter 7 bankruptcy

petition. Their bankruptcy schedules listed the Rosemarie Pelfrey Revocable Trust

3 Petition, in Appellant’s App. at 113. 4 Id. 2 BAP Appeal No. 24-15 Docket No. 42 Filed: 09/11/2025 Page: 3 of 16

(“Trust”), the Appellee herein, as having a $15,000 secured claim against Harding and

Henry’s residence (which itself had a value of $525,000).

On April 4, 2023, Winick filed a proof of claim in the amount of $29,000. 5 Winick

alleged the basis of the claim was “[p]ayments made for construction work that was

inappropriately done/breach of contract damages.” 6 On April 19, 2023, Winick filed an

amended proof of claim (“Claim”) in the amount of $53,890.03. The Claim alleged

“breach of contract, fraud, payment to repair inappropriate work done.” 7 On April 23,

2024, the Trust filed an objection to the Claim asserting that because the construction

contract (“Agreement”) was between Winick and G&D, not Harding and Henry, Harding

and Henry were not liable for breach of contract damages. The Trust also disputed the

Claim’s amount.

On July 24, 2024, the Bankruptcy Court conducted an evidentiary hearing on the

objection to the Claim. Both Winick and Harding testified at the hearing, and following

the testimony, the Bankruptcy Court concluded the Trust had standing to object to

Winick’s Claim. 8 That conclusion is not at issue in this appeal. The Bankruptcy Court

ultimately disallowed Winick’s claim after finding the Agreement was between Winick

and G&D.

5 Proof of Claim at 2, in Appellant’s App. at 109. 6 Id. 7 Claim at 2, in Appellant’s App. at 132. 8 The Bankruptcy Court found that “the creditor had the standing to file this objection” because “[t]he right to object to claims under Section 502(a) to creditors is unqualified.” See Amended Transcript at 62–63, in Appellant’s App. at 312–13. 3 BAP Appeal No. 24-15 Docket No. 42 Filed: 09/11/2025 Page: 4 of 16

On July 26, 2024, the Bankruptcy Court issued an Order Sustaining Rosemarie

Pelfrey Revocable Trust’s Objection to Jason Winick’s Proof of Claim (#14) (“Order”). 9

On August 5, 2024, Winick appealed the Order.

III. Jurisdiction

The BAP has jurisdiction to hear timely filed appeals from “final judgments,

orders, and decrees” of bankruptcy courts within the Tenth Circuit, unless a party elects

to have the district court hear the appeal. 10 Winick timely filed a notice of appeal from

the Order. 11 No party has elected to have the district court hear the appeal. Accordingly,

this Court has jurisdiction to hear this appeal.

IV. Issues on Appeal and Standard of Review

Winick raises five issues on appeal, which are summarized as follows:

(1) Did the Bankruptcy Court err by finding that Winick’s proof of claim did not

constitute prima facie evidence of a valid claim?

(2) Did the Bankruptcy Court abuse its discretion by refusing to pierce the corporate

veil and hold Harding liable?

(3) Did the Bankruptcy Court abuse its discretion by refusing to allow Winick to

present evidence?

(4) Did the Bankruptcy Court abuse its discretion by declining leniency to Winick?

Order, in Appellant’s App. at 498. 9

28 U.S.C. § 158(a)(1), (b)(1), and (c)(1); Fed. R. Bankr. P. 8003, 8005. 10 11 See In re Murray, 506 B.R. 129 (10th Cir. BAP 2014), aff’d, 586 F. App’x 477 (10th Cir. 2014) (“An order disposing of an objection to a creditor’s claim is a final order for purposes of appeal.”). 4 BAP Appeal No. 24-15 Docket No. 42 Filed: 09/11/2025 Page: 5 of 16

(5) Did the Bankruptcy Court abuse its discretion by restricting Winick’s testimony? 12

This Court reviews a bankruptcy court’s decision to disallow a proof of claim de

novo. 13 “De novo review requires an independent determination of the issues, giving no

special weight to the bankruptcy court’s decision.” 14

This Court reviews decisions to pierce the corporate veil for abuse of discretion. 15

Additionally, it reviews the bankruptcy court’s “procedural and evidentiary rulings” for

abuse of discretion. 16 Under the abuse of discretion standard, this court will not disturb a

bankruptcy court’s decision unless the Court has “a definite and firm conviction that the

bankruptcy court made a clear error of judgment or exceeded the bounds of permissible

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