Jared Motyl v. Discover Bank, Now Merged Into and Succeeded by Capital One, N.A.

CourtTexas Court of Appeals, 6th District (Texarkana)
DecidedJuly 2, 2026
Docket06-25-00131-CV
StatusPublished

This text of Jared Motyl v. Discover Bank, Now Merged Into and Succeeded by Capital One, N.A. (Jared Motyl v. Discover Bank, Now Merged Into and Succeeded by Capital One, N.A.) is published on Counsel Stack Legal Research, covering Texas Court of Appeals, 6th District (Texarkana) primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Jared Motyl v. Discover Bank, Now Merged Into and Succeeded by Capital One, N.A., (Tex. Ct. App. 2026).

Opinion

In the Court of Appeals Sixth Appellate District of Texas at Texarkana

No. 06-25-00131-CV

JARED MOTYL, Appellant

V.

DISCOVER BANK, NOW MERGED INTO AND SUCCEEDED BY CAPITAL ONE, N.A., Appellee

On Appeal from the County Court at Law No. 1 Hunt County, Texas Trial Court No. CC2500406

Before Stevens, C.J., van Cleef and Rambin, JJ. Memorandum Opinion by Justice Rambin MEMORANDUM OPINION

In 2021, in trial court cause number CC2100059 (original suit), Discover Bank, Capital

One, N.A.’s predecessor,1 filed a breach of contract suit against Jared Motyl regarding credit

card debt. Motyl appeared in that suit and moved for arbitration. The parties agree that

arbitration was not ordered. In 2023, the trial court granted summary judgment against Motyl.

In 2025, in trial court cause number CC2500406 (second suit), Motyl filed a pro se

petition for a bill of review asking the trial court to set aside the summary judgment in the

original suit. Motyl’s petition alleged that he did not receive sufficient notice of the summary

judgment hearing. The trial court denied Motyl’s petition. From that denial, Motyl now appeals.

On appeal, Motyl argues that the trial court abused its discretion by denying his petition

for a bill of review. We affirm the trial court’s denial of Motyl’s petition for a bill of review.

I. Applicable Facts

We were not provided the record of the original suit. However, Motyl attached as an

exhibit to a pleading in his second suit, a filemarked (though unsworn) copy of his motion for

arbitration in the original suit. Likewise, Discover responded and attached unsworn and

unfilemarked copies of its motion for summary judgment and notice of hearing thereon in the

original suit.

Motyl attached a proposed final order to his petition for a bill of review. On October 9,

2025, the trial court set the petition for hearing on December 4, 2025. On October 10, 2025,

Motyl asked that his petition be submitted on the filings and decided prior to the hearing date. In

1 Discover merged into and was succeeded by Capital One. We will refer to appellee as Discover. 2 that request, Motyl stated that the petition was “ripe for ruling.” Thereafter the record before us

contains no request for continuance of the hearing.2

At the December 4, 2025, hearing on the petition, Motyl did not contest that he had

appeared in the original suit, nor did he contest that the 2023 summary judgment motion and

notice of hearing had certificates of service. Instead, Motyl argued that his petition should be

granted because those certificates of service were not supported by green cards or other proof of

service:

I had initial knowledge of the previous lawsuit, CC2100059, but I did not receive service of any subsequent filings, hearings, or post-judgment actions. In that case, [Discover’s] certificates of service contain no tracking numbers and no proof of delivery. I never received or signed any certified mail.

That, though, was argument, not testimony under oath.

Discover, via unsworn argument of counsel, urged that notice had been mailed as stated

in the certificate of service. The certificate of service on the notice of the April 13, 2023, hearing

on the motion for summary judgment, as it appears in our record (unsworn and unfilemarked),

states that it was mailed to Motyl, via first-class mail, on March 8, 2023. The address on that

certificate of service is the same address for Motyl as appears on Motyl’s 2020 credit card

statements and Motyl’s 2025 petition for bill of review.3

Discover asked the trial court to take judicial notice of its own file in the original suit. In

particular, Discover asked the trial court to take judicial notice that the clerk of the court had sent

2 The record does indicate that in October 2025, Discover sought and obtained appointment of a post-judgment receiver to collect on the judgment in the original suit, but in November, the trial court withdrew that appointment, and for that reason denied Motyl’s motion to stay collection action by the receiver in the second suit. 3 Motyl filed a notice of change of address after filing his petition for bill of review. 3 notice of the 2023 summary judgment ruling to Motyl. The trial court did not expressly take

judicial notice of its own file but did volunteer the original suit’s cause number (“CC2[1] . . .

00059”).

Following that request by Discover, the trial court denied Motyl’s petition for bill of

review.

II. Applicable Law and Standard of Review

“A bill of review is a direct attack on a judgment.” WWLC Inv., L.P. v. Miraki, 624

S.W.3d 796, 799 (Tex. 2021) (per curiam). “Because it is a direct attack, a bill of review must

be filed in the court that rendered the original judgment, and only that court may exercise

jurisdiction over the bill.” Valdez v. Hollenbeck, 465 S.W.3d 217, 226 (Tex. 2015).

Bill of review plaintiffs must ordinarily plead and prove (1) a meritorious defense to the underlying cause of action, (2) which the plaintiffs were prevented from making by the fraud, accident or wrongful act of the opposing party or official mistake, (3) unmixed with any fault or negligence on their own part.

Caldwell v. Barnes, 154 S.W.3d 93, 96 (Tex. 2004) (per curiam). Lack of service or notice,

however, changes things: “Entry of a post-answer default judgment against a defendant who did

not receive notice of the trial setting or dispositive hearing constitutes a denial of due process

under the Fourteenth Amendment of the United States Constitution.” Mabon Ltd. v. Afri-Carib

Enters., Inc., 369 S.W.3d 809, 813 (Tex. 2012) (per curiam). Lack of notice, if proven, alters the

bill of review analysis: “Mabon proved that (1) it had no notice of the trial setting or the default

judgment within an adequate time to pursue alternative legal remedies, and (2) the lack of notice

was not because of its own fault or negligence,” and therefore,

4 the first two traditional bill-of-review requirements—that Mabon show proof of a meritorious defense to the underlying cause of action, which it was prevented from making by fraud, accident, or wrongful act of the opposing party or by official mistake—[were] rendered unnecessary, and the final traditional requirement—lack of negligence—[was] conclusively established.

Id. (emphasis added); see WWLC Inv., L.P., 624 S.W.3d at 799.

“Courts narrowly construe the grounds on which a plaintiff may obtain a bill of review

due to Texas’s fundamental public policy favoring the finality of judgments.” Mabon Ltd., 369

S.W.3d at 812; see Valdez, 465 S.W.3d at 230 (“Bills of review are intrinsically incongruous

with finality, and thus, are not lightly granted.”).4

We review a trial court’s ruling on a bill of review under an abuse of discretion standard

which recognizes that the trial court is the fact-finder. Gard v. Douglas Ray Stracener Est., 631

S.W.3d 728, 732 (Tex. App.—Texarkana 2021, no pet.).

III. Analysis

Motyl did not object to the unsworn copies of the certificates of service from the original

suit filed into the record in the second suit, but instead urged that they contained, in his view,

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Related

Caldwell v. Barnes
154 S.W.3d 93 (Texas Supreme Court, 2004)
Mabon Ltd. v. Afri-Carib Enterprises, Inc.
369 S.W.3d 809 (Texas Supreme Court, 2012)
Valdez v. Hollenbeck
465 S.W.3d 217 (Texas Supreme Court, 2015)

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