Jaramillo v. Lopez

925 So. 2d 559, 2006 WL 710951
CourtLouisiana Court of Appeal
DecidedJanuary 18, 2006
Docket2004-CA-2042
StatusPublished
Cited by2 cases

This text of 925 So. 2d 559 (Jaramillo v. Lopez) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jaramillo v. Lopez, 925 So. 2d 559, 2006 WL 710951 (La. Ct. App. 2006).

Opinion

925 So.2d 559 (2006)

Francisco E. JARAMILLO, M.D.
v.
David L. LOPEZ, Walker Imports, Inc., Mid-Continent Casualty Company and American National Property & Casualty Company.

No. 2004-CA-2042.

Court of Appeal of Louisiana, Fourth Circuit.

January 18, 2006.

*561 Julian R. Murray, Jr., Chehardy Sherman Ellis Breslin Murray & Recile, L.L.P., Metairie, LA, and Lolis E. Elie, Elie, Jones & Associates, and Romualdo Gonzalez, Braden, Gonzalez & Associates, New Orleans, LA, for Plaintiff/Appellant, Francisco E. Jaramillo, M.D.

Robert E. Kerrigan, Jr., John Jerry Glas, Deutsch, Kerrigan & Stiles, L.L.P., New Orleans, LA, for Defendant-Appellee, The Insurance Company of the State of Pennsylvania.

Morgan J. Wells, Jr., Christopher R. Pennison, Larzelere Picou Wells Simpson Lonero, LLC, Metairie, LA, for Defendants/Appellees, Walker Imports, Inc. d/b/a Walker Acura and Oklahoma Surety Company.

(Court composed of Judge CHARLES R. JONES, Judge DENNIS R. BAGNERIS, SR., Judge LEON A. CANNIZZARO, JR.).

LEON A. CANNIZZARO, JR., Judge.

This case was brought by the plaintiff, Francisco E. Jaramillo, M.D., in connection with damages that he allegedly sustained in a motor vehicle accident. The case was tried before a jury, which found that he was not entitled to damages. Dr. Jaramillo is appealing the trial court judgment.

FACTS AND PROCEDURAL HISTORY

Dr. Jaramillo and David Lopez were involved in a motor vehicle accident. Mr. Lopez was driving his mother and daughter to a bus stop on his way to work when the accident happened. Dr. Jaramillo was attempting to make a left turn at the intersection of Bienville and North Genois Streets in New Orleans when his Ford pick-up truck was hit by the car driven by Mr. Lopez, which was owned by Mr. Lopez's employer, Walker Imports, Inc. Dr. Jaramillo, a professor of urology at LSU Medical Center, was on his way to perform a medical procedure at the Mercy Campus of Memorial Medical Center when the accident occurred. Dr. Jaramillo was attempting to get to the physicians' parking lot at the hospital when the car driven by Mr. Lopez hit his truck from the rear.

Mr. Lopez and Dr. Jaramillo exited their vehicles after the accident. Mr. Lopez apologized for hitting Dr. Jaramillo's truck, and he produced an insurance card showing that the car he was driving was insured. Mr. Lopez explained that he was driving his employer's car and that it was insured by his employer.

When Mr. Lopez exited the car he was driving, he was concerned that Dr. Jaramillo might have been injured in the accident. Mr. Lopez asked Dr. Jaramillo whether he had been injured, and he said that he was not hurt.

Mr. Lopez did not want to call the police to investigate the accident, and Dr. Jaramillo agreed not to call the police. Mr. Lopez, however, signed a statement saying that he had hit Dr. Jaramillo's truck from *562 the rear and would take responsibility for the damages resulting from the accident. Dr. Jaramillo and Mr. Lopez went to the hospital where Dr. Jaramillo had been scheduled to perform a procedure, and a copy of the insurance card produced by Mr. Lopez was made.

After the photocopy was made, Dr. Jaramillo drove Mr. Lopez to the Bohn Ford Collision Center, which was near the hospital, to get an estimate of what it would cost to repair the damages to Dr. Jaramillo's truck. Mr. Lopez observed Dr. Jaramillo rubbing his neck while they were waiting for the estimate. This concerned Mr. Lopez, and he asked Dr. Jaramillo about it. Mr. Lopez testified that Dr. Jaramillo said that his neck was hurting due to a previous injury.

After the estimate was obtained, Dr. Jaramillo drove Mr. Lopez to a bank, where Dr. Jaramillo assumed Mr. Lopez would obtain the money needed to repair the truck. Mr. Lopez, however, left the bank without the money.

After the trip to the bank, Dr. Jaramillo returned to the hospital where he performed the procedure that had been previously scheduled. After he had completed the procedure at the hospital, he went to the LSU Clinic where he began to have pain in his cervical spine[1], arms, and back. Dr. Jaramillo described the pain as "very bad pain." Dr. Jaramillo then spoke with a physician in the orthopedic department at the clinic. The physician examined Dr. Jaramillo very superficially and told him that he had a whiplash injury to his neck. Dr. Jaramillo was given some pain medication and a muscle relaxant from a supply of medicine that was kept in the orthopedic department.

A few days after the accident, Mr. Lopez called Dr. Jaramillo to discuss payment for the repairs to Dr. Jaramillo's truck. During this conversation, Dr. Jaramillo never mentioned that he had suffered any injuries from the accident.

A few months before the accident, Dr. Jaramillo had made plans to attend a uro-logical conference in Costa Rica. Two days after the accident, he flew to Costa Rica to attend the conference, but he was in so much pain that he was unable to attend any of the meetings. He tried to obtain relief from the pain by spending time in a Jacuzzi, in a swimming pool at the hotel where he was staying in Costa Rica, and in the sea, but the pain persisted.

When Dr. Jaramillo returned to New Orleans from Costa Rica, Dr. Anparo Gutierrez, a neurologist, treated him. Dr. Gutierrez ordered an MRI[2] of Dr. Jaramillo's neck, and after reviewing the MRI, she referred Dr. Jaramillo to Dr. Michael Carey, a neurosurgeon at the LSU Medical Center. After Dr. Carey examined Dr. Jaramillo, he recommended that Dr. Jaramillo have surgery.

Dr. Jaramillo testified that he was terrified at the prospect of having an operation on his neck, because if the spinal cord were injured during surgery, he could be paralyzed. Dr. Jaramillo was faced with the choice of having surgery that presented a risk of paralysis or of living with the pain. If he lived with the pain, however, there was still a risk that he might ultimately be paralyzed from pressure on his spinal cord. Dr. Jaramillo sought a second opinion before having the surgery, and Dr. Joseph M. Epps, from whom the second *563 opinion was obtained, also recommended surgery.

Approximately one month after the accident with Mr. Lopez, Dr. Jaramillo underwent surgery on his spine. Although the surgery was successful, Dr. Jaramillo was left with permanent physical disabilities, including chronic pain. Dr. Jaramillo attempted to return to the practice of urology, but he found that he could no longer perform urological surgery or teach medical residents to perform surgical procedures. He was forced to retire from the practice of urology, even though performing urological surgery and teaching surgical procedures to resident physicians were the focus of his life.

Dr. Jaramillo brought suit against (1) Mr. Lopez, (2) Mr. Lopez's employer, Walker Imports, Inc. doing business as Walker Acura, which owned the car driven by Mr. Lopez, (3) Walker Imports' insurers, Oklahoma Surety Company/Mid-Continent Casualty Insurance Company and The Insurance Company of the State of Pennsylvania, and (5) Dr. Jaramillo's uninsured motorist carrier, American National Property & Casualty Company. As defenses to Dr. Jaramillo's claim for damages, Walker Imports and its insurers raised the following arguments: (1) that they were not liable for any damages Dr. Jaramillo may have suffered, because Mr. Lopez did not have permission to use the car involved in the accident; (2) that Mr.

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Cite This Page — Counsel Stack

Bluebook (online)
925 So. 2d 559, 2006 WL 710951, Counsel Stack Legal Research, https://law.counselstack.com/opinion/jaramillo-v-lopez-lactapp-2006.