Jane M. Lassek, and Michael E. Smith, Intervenor v. Commissioner

2019 T.C. Memo. 145
CourtUnited States Tax Court
DecidedOctober 28, 2019
Docket25395-16
StatusUnpublished

This text of 2019 T.C. Memo. 145 (Jane M. Lassek, and Michael E. Smith, Intervenor v. Commissioner) is published on Counsel Stack Legal Research, covering United States Tax Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Jane M. Lassek, and Michael E. Smith, Intervenor v. Commissioner, 2019 T.C. Memo. 145 (tax 2019).

Opinion

T.C. Memo. 2019-145

UNITED STATES TAX COURT

JANE M. LASSEK, Petitioner, AND MICHAEL E. SMITH, Intervenor v. COMMISSIONER OF INTERNAL REVENUE, Respondent

Docket No. 25395-16. Filed October 28, 2019.

Albert B. Kerkhove and Howard N. Kaplan, for petitioner.

Michael E. Smith, pro se.

Britton G. Wilson and Douglas S. Polsky, for respondent.

MEMORANDUM FINDINGS OF FACT AND OPINION

PARIS, Judge: Pursuant to section 6015(e)(1),1 petitioner seeks review of

respondent’s determination that she is not entitled to relief from joint and several

1 Unless otherwise indicated, all section references are to the Internal Revenue Code in effect at all relevant times. -2-

[*2] liability under section 6015(b), (c), or (f) for 2011 and 2012 with respect to

joint Federal income tax returns that she filed with her former spouse, intervenor.

Respondent concedes and petitioner agrees that she is entitled to relief from joint

and several liability under section 6015(c) for 2011. However, intervenor opposes

relief. The Court holds that petitioner is entitled to relief under section 6015(c) for

2011 and is not entitled to relief under section 6015(b), (c), or (f) for 2012.

FINDINGS OF FACT

Some of the facts have been stipulated and are so found. The first

stipulation of facts and the exhibits submitted therewith are incorporated herein by

this reference. The stipulation of facts and the exhibits replicate the administrative

record at the time of the determination.2 Petitioner resided in Nebraska when she

2 The Court held trial in this case before the enactment of sec. 6015(e)(7), which provides:

(7) Standard and scope of review.--Any review of a determination made under this section shall be reviewed de novo by the Tax Court and shall be based upon--

(A) the administrative record established at the time of the determination, and

(B) any additional newly discovered or previously unavailable evidence.

This provision is effective for “petitions or requests filed or pending on or after the (continued...) -3-

[*3] timely filed her petition; intervenor resided in Nebraska when he intervened

in this case.

Background

Petitioner and intervenor were married in 1989. The couple owned a house

in Council Bluffs, Iowa. Intervenor filed for divorce in August 2013, and their

divorce became final on December 16, 2013. During their marriage they had one

son, who during the years in issue attended school in Annapolis, Maryland.

Petitioner has no formal education in business, finance, or accounting but

has taken some college classes toward a psychology degree. Petitioner worked for

a telephone company for over 38 years, including the years in issue, and

participated in the company’s section 401(k) retirement plan.

Intervenor attended a trade school and worked for the same telephone

company for 33 years, including the years in issue. Intervenor also participated in

the telephone company’s section 401(k) retirement plan.

2 (...continued) date of enactment of this Act.” Taxpayer First Act, Pub. L. No. 116-25, sec. 1203(b), 133 Stat. at 988 (2019). Because the trial evidence was merely cumulative of what was already included in the administrative record and previously unavailable evidence of petitioner’s current financial status, sec. 6015(e)(7) does not affect the outcome of this case. As a result, the Court has not addressed the effect of sec. 6015(e)(7). -4-

[*4] Throughout their marriage petitioner and intervenor maintained a joint bank

account that was used to pay the mortgage, insurance, and utilities for the family

home; groceries; and other household necessities. Their telephone company

salaries were automatically deposited into the joint bank account. Intervenor also

maintained a separate bank account. Intervenor had a hobby of buying cars, fixing

them, and selling them, and he used his separate bank account and credit cards to

fund his hobby.

Throughout their marriage and until August 2012 intervenor managed their

personal finances by paying bills, managing their joint bank account and his

separate bank account, and preparing and filing their Federal income tax returns.

Before August 2012 intervenor had unilaterally secured a line of credit on their

family home. Petitioner did not discover the debt until she and intervenor applied

for a second mortgage and were required to pay off the line of credit first. In

August 2012 petitioner took over managing their joint bank account after she

received several unexpected overdraft notices from their financial institution.

Through her employment at the telephone company petitioner received a

discount on their household phone bill. Petitioner also gave intervenor cash to

deposit into his separate bank account, from which the phone bill was

automatically paid each month. Before 2012 petitioner discovered that her -5-

[*5] discount was suspended after three instances of nonpayment because of

insufficient funds in intervenor’s separate account.

Intervenor maintained several credit cards. Petitioner was an authorized

card holder on intervenor’s American Express account. Petitioner primarily used

the American Express credit card to buy groceries, gas, and other household

necessities. Intervenor used the American Express credit card to buy airline

tickets for himself, petitioner, and their son and to pay for hotel rooms and food

while on their trips. In 2011 petitioner and intervenor took a trip together to

Annapolis to visit their son, and intervenor took other trips to Annapolis and

Las Vegas without petitioner. In 2012 petitioner and intervenor took a trip

together and each took a trip individually to Annapolis to visit their son.

Intervenor also used the American Express credit card to buy cars and car parts for

his hobby.

In 2011 and 2012 intervenor regularly gambled on Friday nights at one or

more of the casinos in Council Bluffs, Iowa.

Tax Liabilities

2011 Understatement

In 2011 petitioner took a $15,000 distribution from her section 401(k)

retirement plan account. Unknown to petitioner, intervenor also took a $46,477 -6-

[*6] distribution from his section 401(k) retirement plan account. Petitioner

deposited her distribution into the joint bank account; intervenor did not deposit

his distribution into the joint bank account.

Petitioner provided intervenor with her 2011 Form W-2, Wage and Tax

Statement, and her 2011 Form 1099-R, Distributions From Pensions, Annuities,

Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. Intervenor

then prepared their 2011 Form 1040, U.S. Individual Income Tax Return, using

tax preparation software and filed their return electronically on April 16, 2012.

Faced with a pending due date, intervenor electronically filed the joint return

before petitioner had an opportunity to review it. The 2011 joint return correctly

reported petitioner’s section 401(k) distribution as taxable but incorrectly reported

intervenor’s section 401(k) distribution as nontaxable, resulting in an

understatement.

On September 3, 2013, respondent issued petitioner and intervenor a notice

of deficiency for 2011 determining a deficiency of $14,996 and an accuracy-

related penalty of $3,026. The deficiency arose from intervenor’s failure to report

his $46,477 distribution as taxable and overreporting income tax withheld of $136

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