Ja-Lynn Kuo, JLKUO, PLLC, Subho Mullick, SM ER, PLC, Salima Amin Thobani, and SRG Consulting, LLC v. Regions Bank

CourtCourt of Appeals of Texas
DecidedJuly 8, 2024
Docket05-22-01325-CV
StatusPublished

This text of Ja-Lynn Kuo, JLKUO, PLLC, Subho Mullick, SM ER, PLC, Salima Amin Thobani, and SRG Consulting, LLC v. Regions Bank (Ja-Lynn Kuo, JLKUO, PLLC, Subho Mullick, SM ER, PLC, Salima Amin Thobani, and SRG Consulting, LLC v. Regions Bank) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ja-Lynn Kuo, JLKUO, PLLC, Subho Mullick, SM ER, PLC, Salima Amin Thobani, and SRG Consulting, LLC v. Regions Bank, (Tex. Ct. App. 2024).

Opinion

AFFIRM and DENY; Opinion Filed July 8, 2024

S In The Court of Appeals Fifth District of Texas at Dallas No. 05-22-01325-CV

JA-LYNN KUO, JLKUO, PLLC, SUBHO MULLICK, SM ER, PLC, SALIMA AMIN THOBANI, AND SRG CONSULTING, LLC, Appellants V. REGIONS BANK, Appellee

and

IN RE JA-LYNN KUO, JLKUO, PLLC, SUBHO MULLICK, SM ER, PLC, SALIMA AMIN THOBANI, AND SRG CONSULTING, LLC, Relators

On Appeal from the 192nd Judicial District Court Dallas County, Texas Trial Court Cause No. DC-22-12984

MEMORANDUM OPINION Before Justices Molberg, Nowell, and Kennedy Opinion by Justice Kennedy Appellee Regions Bank (the Bank) filed suit against appellants Ja-Lynn Kuo,

JLKUO, PLLC, Subho Mullick, SM ER, PLC, Salima Amin Thobani, and SRG

Consulting, LLC (appellants) to enforce their guarantees of payment of two loans

Regions Bank made for the construction and operation of a stand-alone emergency

room. The trial court granted summary judgment in favor of the Bank on appellants’ affirmative defenses and counterclaims and, in a subsequent order, on the Bank’s

breach-of-contract claim against appellants. The trial court later granted a motion

severing the remaining claims between appellants and other defendants, which did

not involve the Bank, and entered a September 16, 2022 final judgment in the

severed case, incorporating by reference the earlier order granting summary

judgment against appellants on the Bank’s breach-of-contract claim.

Appellants appeal from that final judgment and also seek mandamus relief

from the trial court’s order compelling post-judgment discovery. In their first issue,

appellants argue the final judgment is not a final, appealable order and instead

impermissibly requires reference to additional facts in order to enforce it, such that

this Court lacks jurisdiction over this appeal. In their second and third issues,

appellants urge the trial court erred in granting summary judgment because the Bank

did not prove it satisfied conditions precedent and failed to conclusively prove its

damages. In their fourth issue, appellants challenge the sufficiency of the evidence

to support the trial court’s award of attorney’s fees. In their fifth issue, appellants

urge the trial court erred by granting summary judgment on appellants’ affirmative

defense of offset.

In their petition for writ of mandamus, appellants urge the trial court abused

its discretion by granting the Bank’s motion to compel post-judgment discovery and

for sanctions because the final judgment incorporating the summary judgment on

–2– the Bank’s breach of contract claim, the basis of post-judgment discovery, is not a

final, appealable order.

We affirm the trial court’s judgment and deny appellants’ petition for writ of

mandamus. Because all dispositive issues are settled in law, we issue this

memorandum opinion. See TEX. R. APP. P. 47.2(a), 47.4.

BACKGROUND

On April 11, 2014, the Bank made a construction loan in the amount of

$2,500,000 to Ascent Realty, LLC for the construction of a stand-alone emergency

medical facility in Dallas, Texas. Simultaneously, the Bank made a second

revolving loan in the amount of $600,000 to Ascent Group, LLC for operation of the

business. Appellants executed Unconditional Guarantees in connection with each

loan to guarantee a certain percentage of the principal balance of the respective note.1

Other parties not part of this appeal also signed guarantees of the two loans.

In 2016, Ascent Group, LLC filed for bankruptcy, and, in 2017, with the

Bank’s consent, Uptown ER, LLC (Uptown) purchased the assets and assumed the

1 The percentage of the principal balance guaranteed varied by each guarantor is as follows: Guarantor Percentage of Principal Balance Subho Mullick 51.75% SM ER, PLC 51.75% Salima Amin Thobani 24.75% SRG Consulting, LLC 24.75% Ja-Lynn Kuo 21.00% JLKUO, PPC 21.00%

–3– obligations under the two loans through a Debt Assumption and Modification

Agreement (DAMA). The DAMA also refers to the guarantees of John Turner, the

managing member and principal of Uptown ER, LLC, and Ryan Cradeur, another

member and principal of the same. Simultaneously with the DAMA, Turner and

Cradeur signed Unconditional Guarantees of payment of the two loans.

When Uptown failed to make payments on both loans, the Bank proceeded to

notify Uptown of “events of default” of both loans via a January 18, 2019 letter. The

Bank also sent letters dated January 18, 2019, to Turner and Cradeur, notifying them

of Uptown’s default and demanding that all guaranteed amounts be paid

immediately.

On February 14, 2019, the Bank filed suit against Uptown ER, LLC, Turner,

and Cradeur for breach of contract, and on September 19, 2019, the Bank added

appellants as defendants to its suit. In their first amended answer, appellants asserted

numerous affirmative defenses, including that the Bank “must first collect or

reasonably exhaust collection efforts against the primary guarantors” of Uptown,

Turner, and Cradeur, as well as offset of any amount paid on their obligations by any

other party. In March 2021, appellants filed counterclaims against the Bank, as well

as cross-claims against Uptown and Turner, for breach of contract, waste of

collateral and accounting, fraud, negligent misrepresentation, and promissory

estoppel.

–4– On May 27, 2021, the Bank moved for summary judgment against appellants

on their affirmative defenses to its breach-of-contract claim, including offset, and on

their counterclaims. On July 13, 2021, the Bank moved for summary judgment

against appellants on its breach-of-contract claim. In August 2021, the Bank entered

into an agreed judgment with Uptown, in which the Bank was awarded judgment for

the outstanding principal of both loans as well as outstanding interest, pre-judgment

interest, and attorney’s fees. That same month, the trial court granted summary

judgment in favor of the Bank on appellants’ affirmative defenses and

counterclaims. On October 12, 2021, the trial court granted summary judgment in

favor of the Bank on its claims against appellants, awarding the Bank the amounts

guaranteed by each, as well as outstanding interest on the loans, per diem interest,

post-judgment interest, and attorney’s fees.

The Bank filed, and the trial court granted, motions to sever its judgments

against Uptown and Turner from the remaining proceedings.2 Subsequently, the

Bank filed a second motion to sever, asserting the only remaining claims were cross-

claims between defendants, which the trial court denied. At a later hearing in

September 2022, the trial court sua sponte reconsidered its ruling on that motion and

granted the motion and entered a September 16, 2022 final judgment in the severed

2 The Bank sought summary judgment on its claims against all of the defendants, but in November 2020, the trial court granted summary judgment as to Turner and denied same as to appellants and other remaining defendants. Cradeur filed for bankruptcy and was nonsuited without prejudice from the case on April 7, 2020. –5– case, incorporating by reference the October 12, 2021 order granting summary

judgment against appellants. Appellants filed a motion for new trial, which was

overruled by operation of law. This appeal followed.

JURISDICTION

In their first issue, appellants argue this Court should dismiss this appeal for

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Ja-Lynn Kuo, JLKUO, PLLC, Subho Mullick, SM ER, PLC, Salima Amin Thobani, and SRG Consulting, LLC v. Regions Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ja-lynn-kuo-jlkuo-pllc-subho-mullick-sm-er-plc-salima-amin-thobani-texapp-2024.