J. E. Middleton, Indivdually and as the Representative of the Estate of J. E. Middleton v. National Family Care Life Insurance Company
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Opinion
Affirmed and Memorandum Opinion filed January 17, 2006.
In The
Fourteenth Court of Appeals
____________
NO. 14-04-00428-CV
MRS. J.E. MIDDLETON, INDIVIDUALLY AND AS REPRESENTATIVE OF THE
ESTATE OF J.E. MIDDLETON, Appellant
V.
NATIONAL FAMILY CARE LIFE INSURANCE COMPANY, Appellee
_________________________________________________________________
On Appeal from the 190th District Court
Harris County, Texas
Trial Court Cause No. 01-61530
_________________________________________________________________
M E M O R A N D U M O P I N I O N
Appellant Mrs. J.E. Middleton, Individually and as Representative of the Estate of J.E. Middleton (hereinafter AMiddleton@), asserts the trial court erred in (1) determining prejudgment and postjudgment interest in its judgment, (2) not awarding her any attorney=s fees, and (3) not awarding her treble damages based upon the alleged conduct of appellee National Family Care Life Insurance Company (hereinafter ANational Family@) in allegedly knowingly engaging in unfair settlement practices and misrepresentations. Middleton presents several interesting and creative arguments in support of her appellate issues. Through counsel, Middleton made a forceful, articulate, and cogent presentation of her appellate points in oral argument to this court. But there is no reporter=s record of the trial in this case, so we cannot reach the merits of Middleton=s claims. Because we are bound by the dual presumption that the omitted record is relevant to the disposition of this appeal and that it supports the trial court=s judgment, we affirm.
I. Background
Middleton sued National Family, alleging that the insurer breached its obligations under an insurance contract. Middleton also asserted claims for (1) breach of the duty of good faith and fair dealing, (2) knowing and intentional breaches of article 21.21 and 21.55(6) of the Texas Insurance Code, and (3) alleged violations of the Texas Deceptive Trade Practices Act. On February 18, 2003, the trial court conducted a bench trial in this case. There is no reporter=s record of any part of the trial. On January 9, 2004, the trial court signed a modified final judgment awarding Middleton $11,000, prejudgment interest of $1,969, five-percent postjudgment interest, and court costs.
On appeal, Middleton asserts that the rate of prejudgment and postjudgment interest in the trial court=s judgment should have been eighteen percent under section 304.002 of the Texas Finance Code because the judgment is based on a contract that allegedly provides for time price differential. See Tex. Fin. Code Ann. ' 304.002 (Vernon Supp. 2005). Middleton also asserts that the trial court erred in not awarding attorney=s fees, which Middleton asserts are mandatory under Chapter 38 of the Texas Civil Practice and Remedies Code. See Tex. Civ. Pract. & Rem. Code Ann. ' 38.001, et seq. In her final issue, Middleton asserts that she should have been awarded attorney=s fees and treble damages under article 21.21 of the Texas Insurance Code because National Family knowingly engaged in unfair settlement practices and misrepresentations.
II. Analysis
A. Request for Judicial Notice
Before we address Middleton=s appellate issues, as a threshold matter, we address her request that this court take judicial notice on appeal of the evidence from the trial. Middleton has cited no rule or case that would allow such judicial notice, and we have found none. Because the evidence at trial does not constitute laws, ordinances, or rules, Texas Rules of Evidence 202 through 204 do not apply. See Tex. R. Evid. 202B204. The evidence allegedly admitted in the bench trial is not generally known within the territorial jurisdiction of the trial court, and it is not capable of accurate and ready determination by resort to sources whose accuracy cannot reasonably be questioned. Therefore, we may not take judicial notice under Texas Rule of Evidence 201. See Tex. R. Evid. 201; In re J.L., 163 S.W.3d 79, 83B84 (Tex. 2005) (holding that court of appeals erred in taking judicial notice of expert testimony from other proceeding because the testimony did not satisfy the requirements of Rule 201). The parties have not stipulated to an agreed record or an agreed statement of the case. See Tex. R. App. P. 34.2, 34.3. We cannot recreate through judicial notice the evidence allegedly offered at a trial for which there is no reporter=s record. Accordingly, we deny Middleton=s request that we take judicial notice of the evidence from the bench trial.
B. Presumptions in the Absence of a Reporter=s Record
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