Industrial Trust Co. v. Cantera

165 A. 338, 35 Del. 364, 5 W.W. Harr. 364, 1933 Del. LEXIS 17
CourtSuperior Court of Delaware
DecidedMarch 21, 1933
DocketNo. 349
StatusPublished
Cited by3 cases

This text of 165 A. 338 (Industrial Trust Co. v. Cantera) is published on Counsel Stack Legal Research, covering Superior Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Industrial Trust Co. v. Cantera, 165 A. 338, 35 Del. 364, 5 W.W. Harr. 364, 1933 Del. LEXIS 17 (Del. Ct. App. 1933).

Opinion

Pennewill, C. J.,

delivering the opinion of the Court:

The plaintiff brought suit on a certain promissory note dated September 9, 1931, in the amount of one thousand dollars ($1,000.00). The makers of the note are Marta Rosa Cantera and her husband, Salvatore Cantera. The plaintiff filed its affidavit of demand to which the defendant filed her affidavit of defense. The defendant alleged three grounds of defense but has abandoned all except the following :

[366]*366“That the amount involved in said, note was loaned and advanced to Salvatore Cantera, the husband of said defendant, and that the said defendant acted merely as her husband’s surety and as such is not liable for her husband’s obligation.”

The plaintiff made its motion for judgment notwithstanding the affidavit of defense and the defendant likewise made a motion that judgment be refused for the plaintiff notwithstanding its affidavit of demand. The single question before the Court is whether the defendant can maintain the defense that a married woman is incapable, under the Delaware law, from acting as her husband’s surety or that she is under a disability that prevents her from being an accommodation maker or endorser on a promissory note.

The note in suit reads as follows:

“$1,000 Wilmington, Del., Sept. 9,. 1931. “Thirty days after date we promise to Pay to the order of Salvatore Cantera at the Industrial Trust Company One Thousand 00/100 Dollars
“Without defalcation for value received.
“Credit the Prawer.
“Marta Rosa Cantera “Salvatore Cantera.”

From a mere reading of the note it appears that the defendant was the first signer and her husband signed after her; but, regardless of that fact, it is an instrument of writing under the statute, Revised Code, § 2628, which provides that

“An obligation, or written contract, of several persons, shall be joint and several, unless otherwise expressed.”

It is not denied that the plaintiff has the right to proceed against this particular defendant alone and is not forced to join the other maker of the note as a party defendant.

It is the contention of the plaintiff, in support of the affidavit of demand heretofore filed:

* * That although the general disability of coverture existing under the common law precluded the right of a wife to become surety for her husband, the prevailing weight of authority in construing married women statutes enlarging a married woman’s contractual powers without express limitation of her capacity to become [367]*367a surety, are to the effect that a married woman may assume by express contract a general liability as surety for her husband.”

In 30 C. J. 740, it is said:

“Whether or not a married woman is able to become surety under modern statutes depends wholly upon the existing statutory provisions peculiar to the particular jurisdiction under the law of which the question is to be answered. Under statutes enlarging her general contractual power, but specifically providing that a married woman cannot bind herself as surety or guarantor, it is obvious that a married woman cannot become security for another’s debt. But in jurisdictions where the statutes give her general contractual, power without express limitation of her capacity to become surety, it has been held that by necessary implication a married woman may become a surety. Under such statutes she may bind her property to pay the debts of another, including those of the husband except where by statute the rule may be otherwise.”

In 13 R. C. L., § 336, it is said:

“Under statutes authorizing her to contract in like manner as if she were unmarried, a married woman may enter into a contract of guaranty or suretyship, and this has been held to include power to become a surety for or to guarantee the indebtedness of her husband.”

Some states have particular statutes which prohibit a married woman from becoming an accommodation endorser, maker or surety for another. Harper v. O’Neil, 194 Pa. 141, 44 A. 1065; People’s Nat. Bank v. Schepflin, 73 N. J. Law 29, 62 A. 333; Davies v. Simpson, 201 Ala. 616, 79 So. 48; Gross v. Whitely, 128 Ga. 79, 57 S. E. 94; Sohn v. Gantner, 134 Ind. 31, 33 N. E. 787; Lockhart v. Kentland Coal & Coke Co., 182 Ky. 673, 207 S. W. 18.

In view of the clear and comprehensive language of. the Delaware Statute of 1919 respecting the liabilities of married women we can see no reason for considering cases based on statutes less explicit and general. The Delaware statute on which the plaintiff bases its right of action was passed April 21, 1919, and is found in Volume 30, Laws of Delaware, c. 197, 3048, § 16. It provides as follows:

“That the property of a married woman, whether real, personal or mixed, and choses in action which she may have acquired in any manner, and all the income, rents and profits thereof, shall be deemed to be her sole and separate property and she may sell, convey, assign, transfer, devise, bequeath, encumber or otherwise dispose of the same, and she may contract jointly (including with her husband) or separately, sue and be sued, and exercise all other rights and powers, [368]*368including the power to make a will, which a femme sole may do-under the laws of this State.”

This statute has been held to be a remedial one, and, therefore, to be liberally construed. Heitz v. Sayers, 2 W. W. Harr. (32 Del.) 207, 121 A. 225, 229. In that case the Court also said:

“Viewing this statute in the light of the limitations and restrictions in the old law, and apparently sought to be remedied by the broad language of the present act, a fair construction of it compels the conclusion that the Legislature intended to give a married woman the right to make contracts, regardless of whether they, had any reference to her own property.”

In an earlier case, Kohn v. Collision, 1 Marv. 109, 27 A. 834, 836, based on the act of 1873, it was held that a married woman was not liable on a note as surety for. her husband, but the Court said:

“In no case has the wife been permitted to contract generally in respect to matters other than her own property, unless expressly authorized so to act as a femme sole.”

The case of Warder, Bushnell & Glessner Co. v. Stewart, 2 Marv. 275, 36 A. 88, was based on the 1873 statute as amended by an act passed in 1879 (16 Del. Laws, c. 126). The statute, as amended, provides that:

“In any case a married woman above the age of twenty-one years, may give bond with or without warrant of attorney, just as if she were a femme sole.”

The significance and importance of this case is found in the fact that the Court stated the meaning and effect of the words “as if she were a femme sole,” in substance the words that are contained in the act of 1919, upon which the plaintiff relies.

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Bluebook (online)
165 A. 338, 35 Del. 364, 5 W.W. Harr. 364, 1933 Del. LEXIS 17, Counsel Stack Legal Research, https://law.counselstack.com/opinion/industrial-trust-co-v-cantera-delsuperct-1933.