In Re the Monson Law Firm, LLC v. the State of Texas

CourtCourt of Appeals of Texas
DecidedApril 30, 2025
Docket13-25-00095-CV
StatusPublished

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In Re the Monson Law Firm, LLC v. the State of Texas, (Tex. Ct. App. 2025).

Opinion

NUMBER 13-25-00095-CV

COURT OF APPEALS

THIRTEENTH DISTRICT OF TEXAS

CORPUS CHRISTI – EDINBURG

IN RE THE MONSON LAW FIRM, LLC

ON PETITION FOR WRIT OF MANDAMUS

OPINION

Before Chief Justice Tijerina and Justices West and Fonseca Opinion by Justice Fonseca1

By petition for writ of mandamus, relator The Monson Law Firm, LLC2 (Monson)

asserts that the trial court3 abused its discretion by issuing sanctions against it because,

1 See TEX. R. APP. P. 52.8(d) (“When denying relief, the court may hand down an opinion but is not

required to do so. When granting relief, the court must hand down an opinion as in any other case.”); id. R. 47.4 (distinguishing opinions and memorandum opinions). 2 This original proceeding was originally brought in the name of SureChoice Underwriters

Reciprocal Exchange (SureChoice); however, as will be discussed further in this memorandum opinion, the party seeking relief is The Monson Law Firm, LLC. We have corrected the style of this case accordingly. See id. R. 52.1, 52.2. 3 This petition for writ of mandamus arises from trial court cause number CL-24-3777-I in the County

Court at Law No. 9 of Hidalgo County, Texas, and the respondent is the Honorable Patricia O’Caña- Olivarez. See id. R. 52.2. inter alia, the sanction order was issued without notice and hearing. We agree, and

accordingly, we conditionally grant the petition for writ of mandamus.

I. BACKGROUND

Real party in interest Ricardo Campos filed suit against SureChoice Reciprocal

Underwriters Exchange (SureChoice) alleging that it wrongfully denied or underpaid

Campos’s property damage claim resulting from a severe windstorm. Campos alleged

that SureChoice engaged in unlawful underwriting and policy cancellations; violated the

Texas Insurance Code by engaging in unfair settlement practices; failed to make prompt

payment of his claims; committed fraud and conspiracy to commit fraud; breached its

contract; breached the duty of good faith and fair dealing; and violated the Texas

Deceptive Trade Practices Act. See, e.g., TEX. INS. CODE ANN. §§ 541.060(a) (unfair

settlement practices), 542.055 (notice of claim), 542.058 (delay in payment of claim),

551.1055 (changes to policy on renewal); TEX. BUS. & COM. CODE ANN. § 17.46 (deceptive

trade practices). Campos asserted that SureChoice’s claim-handling policies were

designed to defraud its policyholders and that either SureChoice either failed to hire and

train competent, qualified, and ethical adjusters, or it purposefully instructed its adjusters

to ignore good faith claim handling practices and “to actively attempt to deny, underpay,

underscope [sic], and minimize damages claimed by policyholders such as [Campos].”

Campos alleged that SureChoice’s acts and omissions in this case, or similar acts and

omissions, occur with such frequency that they constitute “a general business practice,”

and that “[SureChoice’s] entire process is unfairly designed to reach favorable outcomes

for the company at the expense of the policyholders.” Campos sought declaratory relief,

actual and exemplary damages, and the award of attorney’s fees and costs. In a separate

2 pleading, Campos subsequently sought to compel statutory mediation of the case. See

TEX. INS. CODE ANN. § 541.161.

In response to Campos’s original petition and motion to compel mediation,

SureChoice, represented by Monson, filed a “Combined Original Answer, General and

Verified Denials, Affirmative Defenses, and Motions for Protection, Abatement, and

Motion to Preclude [Attorney’s F]ees.” In short, SureChoice alleged that Campos failed to

provide sufficient statutory notice of suit, and his claims should be submitted to appraisal

pursuant to the insurance policy at issue. SureChoice argued that it should not be required

to respond to discovery requests until these matters were resolved, and further asserted

that the case should be abated pending their resolution. SureChoice also alleged that

Campos was not entitled to recover attorney’s fees because he did not provide timely

written notice before filing suit.

Campos filed a response to SureChoice’s motions for protection, abatement, and

the preclusion of attorney’s fees, and that response included a motion for sanctions.

Campos alleged that his presuit notice complied with all statutory requirements, argued

that SureChoice’s motions were meritless and should be denied, and requested sanctions

of $3,000 for the time that Campos’s counsel spent responding to SureChoice’s

pleadings.

On December 4, 2024, the trial court held a hearing regarding Campos’s motion

to compel mediation and SureChoice’s motions for protection, abatement, and the

preclusion of attorney’s fees. On December 5, 2024, the trial court issued an order

granting Campos’s motion to compel statutory mediation. That same day, the trial court

also issued an order denying SureChoice’s motions for protection, abatement, and the

3 preclusion of attorney’s fees. This order also granted Campos’s motion for sanctions and

ordered SureChoice to pay Campos $3,000.00. The trial court’s order recites merely that

the $3,000 sanction “covers the time it took to research the applicable case law, review

the file, prepare the initial responses to [SureChoice’s] meritless motions, and attend a

hearing on these particular motions.”

On December 13, 2024, SureChoice filed a “Motion to Compel Appraisal, Policy

Compliance[,] and Appraiser Appointment.” SureChoice also filed a separate motion

seeking reconsideration of the trial court’s December 5, 2024 orders. On December 16,

2024, the trial court signed separate orders setting these two motions for hearing on

January 22, 2025.

On January 17, 2025, Campos filed a response to SureChoice’s motion to compel

appraisal and motion for reconsideration. This pleading included a second motion for

sanctions. This response and motion spans eighty-five pages, and, in it, Campos

requested sanctions against both SureChoice and Monson. Campos alleged that they

failed to comply with discovery obligations, failed to participate in mediation or pay the

previously assessed monetary sanction, made misrepresentations of law and fact, and

displayed bad faith litigation tactics. Campos requested the trial court to sanction

SureChoice and Monson each $12,500, payable to Campos and his counsel, and further

requested the trial court to strike SureChoice’s pleadings.

On January 21, 2025, SureChoice filed a motion seeking reconsideration of the

trial court’s rulings denying its motions for protection, abatement, and the preclusion of

attorney’s fees, requiring mediation, and imposing sanctions against SureChoice. That

same day, SureChoice also filed a reply in support of its motion to compel appraisal,

4 policy compliance, and appraiser appointment. And it further filed a reply in support of its

request for reconsideration of the $3,000 sanction imposed against it.

On January 22, 2022, the trial court held its hearing on SureChoice’s motions to

compel appraisal, policy compliance, and appraiser appointment and motion for

reconsideration. As will be discussed further, neither Monson nor any representative of

SureChoice appeared at the hearing. Nevertheless, the trial court proceeded with the

hearing, and it allowed Campos’s counsel to present evidence and argument regarding

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