In Re The Estate Of Zora P. Palermini

CourtCourt of Appeals of Washington
DecidedAugust 2, 2021
Docket82048-6
StatusUnpublished

This text of In Re The Estate Of Zora P. Palermini (In Re The Estate Of Zora P. Palermini) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re The Estate Of Zora P. Palermini, (Wash. Ct. App. 2021).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

In the Matter of the Estate of ) No. 82048-6-I ZORA P. PALERMINI, ) ) DIVISION ONE Deceased. ) ) GEORGE BRALY, Personal ) Representative of the Estate of Zora P. ) Palermini and Co-Trustee of the Zora P. ) Palermini Revocable Living Trust, ) ) Respondent, ) UNPUBLISHED OPINION ) v. ) ) DOMINIQUE JINHONG, individually, ) and Co-Trustee of the Zora P. ) Palermini Revocable Living Trust, ) ) Appellant. )

BOWMAN, J. — In the months before and after Zora “Polly”1 Palermini’s

death, her granddaughter Dominque Jinhong misappropriated nearly all the

assets in the estate of Zora P. Palermini (Estate) by falsifying documents,

misrepresenting her authority, exerting undue influence over Polly as a

vulnerable adult, and exploiting her fiduciary powers. The Estate successfully

petitioned under the Trust and Estate Dispute Resolution Act (TEDRA), chapter

11.96A RCW, to recoup Polly’s assets and disinherit Jinhong. Jinhong appeals,

1 We refer to Zora Palermini by her nickname “Polly” for clarity and intend no disrespect.

Citations and pin cites are based on the Westlaw online version of the cited material. No. 82048-6-I/2

arguing the trial court committed a series of evidentiary errors and reached

conclusions of law that sufficient facts do not support. We affirm.

FACTS

Polly planned for her death thoughtfully and carefully. As a widow with

two disabled adult sons, Matthew “Matt” Palermini and Louis Daniel “Dan”

Palermini,2 Polly knew she would have to protect her assets for their long-term

care.3 Despite being “strong-willed” and “independent,” Polly valued family and

personal relationships. Though estranged from her daughter Jonnie, Polly

maintained a relationship with one of Jonnie’s daughters, Dominique Jinhong, a

lawyer and administrative law judge.

Polly’s paramount concern to provide for Matt and Dan’s needs was clear

to everyone she knew. She lived frugally and saved as much as possible. In

1991, Polly used estate planners to create and maintain the Zora P. Palermini

Revocable Living Trust (Trust) for the benefit of her sons. Polly intended all of

her assets to transfer to the Trust after her death. She also created a “pour-over

will” that transferred any assets in her name into the Trust when she died.

In 2010, Polly began working with attorney and estate planner John

Kenney to manage her Estate. Against Kenney’s advice, Polly insisted on

2 We also refer to Matthew Palermini and Louis Palermini by their nicknames “Matt” and “Dan” respectively for clarity. 3 Polly also had two daughters. Lou Ann Palermini-Moser died in 2008. Polly explicitly disinherited her other daughter and Jinhong’s mother, Jonnie Kay Shoenholz. We refer to Jonnie Shoenholz by her first name for clarity as well.

2 No. 82048-6-I/3

appointing a friend and Jinhong as co-fiduciaries that must agree unanimously to

act because of “trust issues” with her family.4

In October 2016, Polly met with Kenney to make changes to her Estate

plan. Polly replaced one of the co-trustees with her accountant George Braly,

who she considered “very trustworthy.”5 She executed a “Certification of Trust,”

naming Jinhong and Braly as joint successor trustees if she died, became

incapacitated, or otherwise initiated a transfer of Trust powers. Two Morgan

Stanley accounts held the Trust funds with a combined value of $802,478.

Polly also removed Jinhong’s sister from the list of contingent beneficiaries

and split that portion between her neighbors’ two sons. Polly kept Matt and Dan

as the primary beneficiaries of the Trust and decided that if one of her sons died,

his share would go to the other son. None of the contingent beneficiaries would

inherit under the Trust unless both sons died. Polly’s Estate plan also provided

that Jinhong could buy Polly’s house at 90 percent of its fair market value. Polly

decided against gifting her house to Jinhong because she wanted the proceeds

from the sale of the house to remain in the Trust for the benefit of Dan and Matt.

Kenney also prepared and notarized a 20-page “General Durable Power

of Attorney” (DPOA) for Polly. The DPOA appointed Jinhong and Braly as co-

agents to make decisions on Polly’s behalf “by unanimous consent” only.

According to Kenney, the DPOA would authorize Polly’s co-agents to transfer

property to her Trust, make withdrawals from her retirement assets, or “do

4 Kenney spoke of general family trust issues but one of Polly’s friends testified that Polly did not trust Jinhong specifically. 5 Jinhong remained co-trustee.

3 No. 82048-6-I/4

anything else that you want your agents to do for you to take care of you in the

event that you become unable to effectively manage your property or financial

affairs.” Polly could activate the DPOA by signing a “Certification of Authorization

by Principal,” which she kept, unsigned, for future use. When Kenney prepared

the 2016 documents, he had a copy machine that could not produce color

copies. He made a black and white copy of the documents and gave all the

originals, except the will, to Polly in a three-ring binder.

Polly also maintained a KeyBank checking account that received

“automatic direct deposits from [S]ocial [S]ecurity, [V]eterans[ ] [A]dministration,

and civil service for the benefit of Polly, Matt and Dan.” At the end of November

2017, the account had a balance of $181,081.

Polly became increasingly ill toward the end of 2017. She was 88 years

old and suffered from congestive heart failure, among other conditions, and

understood her condition was terminal. In December 2017, Polly was admitted to

a long-term skilled nursing facility and Jinhong began taking an active role in

Polly’s affairs. Jinhong took Polly to KeyBank to designate herself as the

“Payable on Death” beneficiary on the account so that she could “pay bills for the

boys.”

On December 2, 2017, Polly executed the single-page Certification of

Authorization by Principal form prepared by Kenny in 2016, triggering the 2016

DPOA. But before Polly executed the authorization, Jinhong drafted a new

DPOA, purportedly signed by Polly and notarized by Jinhong. The new

document differed significantly from the original DPOA Kenney created for Polly.

4 No. 82048-6-I/5

It named Braly as a successor agent rather than a co-agent, giving Jinhong sole

authority to manage Polly’s affairs.

On December 13, 2017, Jinhong took control of Polly’s KeyBank account

by presenting the new DPOA to KeyBank officials. She attached the new DPOA

to an altered version of the Certification of Authorization by Principal. The altered

document did not match the original certificate in Polly’s three-ring binder and

completely omitted the “Certification of Authorization by Principal” heading.

Jinhong then tried to access Polly’s Trust accounts, telling Morgan Stanley

the money was needed “to fund Polly’s long-term care.” She made three

attempts to access Polly’s funds. First, she scanned and e-mailed Morgan

Stanley the 2016 DPOA that Kenney drafted. But Morgan Stanley rejected the

document as insufficient authorization to access Polly’s accounts. Later that

same day, Jinhong scanned and e-mailed the “updated” 2017 DPOA she drafted,

naming herself as Polly’s sole agent. Again, Morgan Stanley rejected the

document as insufficient authorization to access Polly’s accounts.

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