In re: Ridel Alegre Fernandez Rosado

United States Bankruptcy Court, D. Puerto Rico·Decided March 15, 2010·No. 07-05871·Unknown

Opinion

FOR THE DISTRICT OF PUERTO RICO

IN RE: : CASE NO. 07-05871 RIDEL ALEGRE FERNANDEZ ROSADO CHAPTER 7 ° Debtor : , □□

OPINION AND ORDER This case is before the court upon the Motion to Dismiss filed jointly by Mr. Celedonio Corredera Pablo (“Mr. Corredera”), Pablo Lopez Baez (“Mr. Lopez”), Emma Teresa Benitez (“Mrs. Benitez) and Osiris Delgado (“Mrs. Delgado”) (hereinafter referred collectively as the “Creditors”) on April 28, 2009 pursuant to 11 U.S.C. §707(a) of the Bankruptcy Code and a “Memorandum In Support Of Motion for Reconsideration /Set Aside Of Order & Supplementing Opposition to Motion to Dismiss”(the “Motion for Reconsideration” or “Opposition to Motion to Dismiss”) filed by Ridel Alegre Fernandez (the “Debtor”) on November 24, 2009 (Docket No. 76), of the Order entered in this V7 case on May 29, 2009 (Docket No. 61) denying Debtor’s second request that a discharge be entered '8 | rorthwith pursuant to Fed. R. Bankr. P. 4004(c)(1)(B) and (D). On December 21, 2009, Mr. Lopez, Mrs. Benitez and Mrs. Delgado jointly filed their reply to the opposition to the motion to dismiss (Docket No. 80). On December 31, 2009 Mr. Corredera filed his Opposition to Debtor’s Motion for Reconsideration (Docket No. 83). For the reasons stated below the Motion for Reconsideration is hereby denied, and an evidentiary hearing on the motion to dismiss will be scheduled to determine whether Debtor filed its bankruptcy petition in bad faith. Facts and Procedural Background Defendant Ridel Alegre Fernandez Rosado filed a bankruptcy petition under Chapter 7 of the Bankruptcy Code on October 9, 2007. Creditors were included in Schedule F (Creditors Holding Unsecured Nonpriority Claims) as unsecured and all debts were labeled of a personal nature. Debtor in Schedule F listed the debts as follows: (i) Don Celedonio Correderra Pablos a personal debt

1 incurred in the year 2005 in the amount of $68,400.00; (ii) Dr. Osiris Delgado a personal debt jincurred in the year 2005 in the amount of $25,000.00; (iii) Dr. Pablo Lopez Baez a personal debt lincurred in the year 2005 in the amount of $11,000.00; and (iv) Emma Teresa Benitez a personal debt lincurred in the year 2006 in the amount of $27,000.00. Debtor on line item 4 of its Statement of Financial Affairs listed the following four (4) state court proceedings for collection of monies: (1) Pablo Lopez Baez, Cristine Wechgeler vs. Ridel Fernandez H/N/C Galeria Ridel K1CD2007-0083; \(2) Don Celedonio Corredera Pablos vs. Galeria Ridel, Inc. and Ridel Fernandez KCD2007-0809; (3) Teresa vs. Ridel Fernandez KCD2007-11424; and (4) Dr. Osiris Delgado vs. Ridel Fernandez Galeria Ridel KCD2007-1759. The 341 meeting of creditors was initially scheduled for November 1, 2007 (Docket No. 4). The meeting of creditors was rescheduled to November 15, 2007 (Docket No. 7 in lead case); and subsequently continued to December 13, 2007 (Docket No. 12 in case) and January 10, 2008 (Docket No. 20 in lead case). The deadline to file objections to the \discharge and the dischargeability of debts was December 31, 2007 (Docket No. 4 in lead case). On April 28, 2009 Creditors filed a Motion To Dismiss (Docket No. 55) alleging that Debtor its bankruptcy petition in bad faith and should be dismissed pursuant to 11 U.S.C. §707(a) of [the Bankruptcy Code. Creditors allege that Debtor’s bad faith is based on the following: (i) “...to a discharge of debts incurred as a result of Fernandez’s fraudulent representations to the Consignors and other similarly situated creditors and as a result of Debtor misappropriating or using }without consent money or property belonging to the Consignors and other similarly situated creditors” \(Docket No. 55, paragraph 5); (ii) “[t]his cumulative debt of at least $112,000.00 was incurred by )Debtor as a direct result of Fernandez using artworks that had been given to him on consignment for sale by the Consignors to pay for his own debts and from Fernandez using the proceeds of the sales jof artworks given to him by the Consignors to pay for his own debts” (Docket No. 55, paragraph 7); (iii) “Debtor has admitted that title over the artworks given to him on consignment for sale by the Consignors remained in the Consignors. Therefore, the proceeds of the sales of those artworks belonged to the Consignors” (Docket No. 55, paragraph 8); (iv) “Fernandez fraudulently or under \false pretenses made the Consignors provide him with the artworks on consignment for sale, under jthe pretense that he would turnover to them the proceeds of the sales of the consigned artworks, less

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