In re Osborn Bank

20 Ohio C.C. (n.s.) 575

Opinion

These eases arise upon intervening petitions seeking priority of certain public funds as special deposits.

The public funds involved in.the intervening petitions are: (1) county funds of Greene county in the sum of-$5,383.71; (2) village funds of the village of Fairfield in the sum of $1,503.72; and (3) funds of the treasurer of Section 16, etc., of Bath township in the sum of $721.87.

[577]*577The Bank of Osborn, an incorporated banking' company located in the village of Osborn, Greene county, Ohio, was on June 18, 1913, closed by the state banking department and is in process of liquidation. There were at the time the bank closed sufficient funds on hand to liquidate the claims represented by the intervening petitions.

The question in issue is: "Were the funds deposited under such circumstances as to constitute them special deposits and entitled to preference, or were they merely general deposits?

In consideration of the status of public funds in the hands of a public treasurer we may start with the proposition that such treasurer, under the clearly established law of this state, is a mere custodian of the funds and has no authority by virtue of his office to loan or invest them. Eshelby v. Cincinnati Bd. of Ed., 66 Ohio St., 71.

The preservation of the public funds has under the policy of our state been the subject of special care, and to uphold a transfer of title and an investment of the public moneys a clear legislative expression and a compliance with the prescribed conditions in all of its material features is required.

Where a bank receives from the treasurer public moneys known by it to be such it succeeds prima facie merely to the treasurer’s possessory title and as quasi trustee for safe keeping of such funds, and the burden is upon the bank if it claims greater title to show statutory authority and warrant to support its right to convert the funds to its own use.

In respect to the township funds we find there was no attempt to comply with the depository act. These funds were deposited solely upon the authority of the treasurer. The claim that this fund was deposited generally is founded upon the proviso of Section 12875, General Code, as follows:

“The provisions'of Section 12873 shall not make it unlawful for the treasurer of a township, municipal corporation, board of education or cemetery association to deposit public money with a person, firm, company or corporation organized and doing a banking business under the laws of this state or of the United States, but the deposit of such funds in such bank shall not release such treasurer from liability for loss which may occur thereby. ’ ’

[578]*578This proviso is a part of a criminal act of a very drastic nature designed to safeguard the public funds. The proviso was intended to except the deposit of certain public funds in certain banks from the operation of the criminal statute. It is not intended to enlarge the authority of the treasury over the funds nor to authorize more than a deposit for safe keeping.

The village funds were also deposited by the village treasurer upon his sole authority. It is. however, claimed that his sureties knew or afterwards discovered and acquiesced in the deposit of the funds so as to bring the case within the scope of Section 4294, General Code, which provides as follows:

“Upon giving bond as required by council, the treasurer may, by and with the consent of his bondsmen, deposit all funds and public moneys of which he has charge in such bank or banks, situated within the county, 'which may seem best for the protection of such funds, and such deposit shall be subject at all times to the warrants and orders of the treasurer required by law to be drawn. All profits arising from such deposit or deposits shall inure to the benefit of the funds. Such deposit shall in no wise release the treasurer from liability for any loss which may occur 1 hereby.”

We do not stop to decide whether subsequent knowledge and acquiescence of the sureties is, within the meaning of the statute, the equivalent of prior assent. We hold that Section 4294 is consistent with and is intended only to legalize special deposits. Like Section 12875, General Code, the civil liability of the treasurer upon his bond is retained and there is nothing to warrant the inference that the treasurer’s duty or authority over the trust funds was to be vitally changed. The treasurer had no authority to convert the funds to his own use and it follows that he had no authority to authorize another to do so.

It is true that Section 4294 contains the provision that all profits upon deposits shall inure to the benefit of the fund. This was intended, in our judgment, not as a license but as a precaution. There were undoubtedly cases when profits on deposits were allowed and paid public treasurers, and the Legislature by this provision intended to fix the public policy with reference thereto. As a part of this act the depository law was provided. [579]*579In this and all other depository laws there are stringent safeguards thrown about the general deposit and investment of public funds. Care is taken as to the amount of interest, the nature of the special security to be given, and it is inconceivable that the entire body of the fund was intended to be authorized to be embarked in speculation or investment upon the sole authority of the treasurer and his general bondsmen. The status of the county funds rests upon a more complicated state of facts and depends upon a construction of various sections of the statute.

The funds in controversy and sought to he declared as special deposits represent taxes collected by a deputy treasurer in Bath township on June 13 at Fairfield and on June 14 at Osborn. The villages are both in Bath township and a short distance apart. The collections were made under authority of the following statutes:

“2746. When, in his opinion, necessary, the county treasurer may open not to exceed one office in each township for the receiving of taxes. Such office shall be in a city or village in which is located a hank of deposit. The treasurer, his deputy or clerks, may attend at such office and receive taxes on any day or days prior to the twentieth day of June and the twentieth day of December of each year. They may remove from the county treasury to the place of collection records necessary for the receiving of taxes upon the day or days so fixed for that purpose.
“2748. For the purpose of transportation, the county treasurer may deposit temporarily in any bank of deposit located at such place of collection any money received in the payment of taxes. A bank or. banks receiving any such deposits shall deposit with the county treasurer such securities as the treasurer deems sufficient, subject to the approval of the county commissioners. The liability of the treasurer for' any losses of money so deposited shall be the same as provided in this chapter in case of deposits by the county treasurer in county depositaries.”

There is a contention that the deputy treasurer was not authorized to open books or receive taxes in the village of Fairfield, because of its having no local bank of deposit. But we find no substance in that objection. All the taxes collected, there 'as well as at Osborn were actually deposited in the Osborn bank [580]*580on the day of their payment, and it remains now to ascertain their status.

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In re Osborn Bank, 20 Ohio C.C. (n.s.) 575 (Ohio Super. Ct. 1913).

20 Ohio C.C. (n.s.) 575 (In re Osborn Bank) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.