in Re Old Republic Insurance Company

CourtCourt of Appeals of Texas
DecidedJanuary 5, 2022
Docket13-21-00264-CV
StatusPublished

This text of in Re Old Republic Insurance Company (in Re Old Republic Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
in Re Old Republic Insurance Company, (Tex. Ct. App. 2022).

Opinion

NUMBER 13-21-00264-CV

COURT OF APPEALS

THIRTEENTH DISTRICT OF TEXAS

CORPUS CHRISTI – EDINBURG

IN RE OLD REPUBLIC INSURANCE COMPANY

On Petition for Writ of Mandamus.

MEMORANDUM OPINION Before Justices Longoria, Hinojosa, and Tijerina Memorandum Opinion by Justice Tijerina1

Relator Old Republic Insurance Company (Old Republic) has filed a petition for

writ of mandamus through which it asserts that: (1) the trial court abused its discretion by

denying Old Republic’s motions to sever and abate extracontractual claims from a

contract claim for policy benefits; (2) the trial court abused its discretion in permitting

discovery on extracontractual claims, given that those claims should have been severed

1 See TEX. R. APP. P. 52.8(d) (“When denying relief, the court may hand down an opinion but is not

required to do so. When granting relief, the court must hand down an opinion as in any other case.”); id. R. 47.4 (distinguishing opinions and memorandum opinions). and abated from the contract claim and because the scope of discovery was improper;

and (3) an appeal after trial is not an adequate remedy for the trial court’s abuses of

discretion.2 We conditionally grant the petition for writ of mandamus.

I. BACKGROUND

The following sequence of events is derived from the original petition filed by Uhr

Real Estate, Inc. (Uhr) against Old Republic in the underlying case. According to the

petition, David and Valerie Fallas owned a home in Rockport, Texas, which was damaged

in 2017 by Hurricane Harvey. The homeowners contracted with Uhr to repair the damage

and make additional improvements to the property. Uhr subcontracted with Williams

Insulation Company, Inc. (Williams) to install insulation at the property. The contract

between Uhr and Williams required Williams to designate Uhr as an additional insured on

Williams’s general liability insurance policy with Old Republic. According to Uhr’s petition,

Williams did so.

The repairs and improvements at the property were completed; however, the

homeowners subsequently telephoned Mark Uhr, the owner of Uhr, to investigate a

swollen bathroom door. Mark investigated and concluded through visual inspection and

thermal imaging that the insulation had not been correctly installed, causing excessive

moisture and visible mold in several locations throughout the property. The homeowners

requested Uhr to remediate and repair, and Uhr made some efforts to minimize the

homeowners’ damages. Uhr notified Williams of the problems and suspected causation,

2 This original proceeding arises from trial court cause number A-20-0068-CV-C in the 343rd

District Court of Aransas County, Texas, and the respondent is the Honorable Janna Whatley. See id. R. 52.2.

2 and an adjuster from Old Republic and an additional inspector examined the property.

Williams made some repairs at the home but did not assume responsibility for the water

infiltration, mold, and related damages. Ultimately, the homeowners made a claim against

Uhr, which Uhr presented to Old Republic. Old Republic denied that Uhr was an additional

insured and denied any coverage under its insurance policy.

Uhr thus filed suit against Old Republic for breach of contract and unfair insurance

practices.3 Uhr alleged that it was an additional insured under the insurance policy and

that Old Republic had breached its duties under the contract “by refusing to cover the

owners’ claims against UHR” and that Old Republic “failed to step forward and manage

the claim of the owners to minimize the damages owed by UHR and generally denied that

UHR is an Additional Insured under the policy in question.” Uhr alleged that Old Republic

had violated §§ 541 and 542 of the Texas Insurance Code by:

a. committing unfair settlement practices as such terms are defined for purposes of § 17.46(b) of the Texas Business and Commerce Code, Texas Deceptive Trade Practices Act (DTPA);

b. misrepresenting to UHR a material fact or policy provision, relating to the coverage at issue, i.e.[,] that UHR was not an Additional Insured under Williams’ OLD REPUBLIC policy;

c. falling to attempt in good faith to effectuate a prompt, fair and equitable settlement of a claim with respect to which OLD REPUBLIC’s liability had become reasonably clear;

d. failing to provide promptly to UHR a reasonable explanation of the basis in the policy, in relation to the facts or applicable law, for OLD REPUBLIC’s denial of UHR’s claims;

e. failing within a reasonable time to (1) affirm or deny coverage of

3 According to the petition for writ of mandamus, the homeowners filed suit against Williams that

same day. The homeowners had assigned their claims against Williams to Rockport Entities, Inc., an entity owned by Mark Uhr 3 UHR’s claim to UHR, or (2)·submit a reservation of rights to UHR;

f. refusing, failing[,] or unreasonably delaying an offer of settlement under UHR’s first-party coverage on the basis that other coverage may be available or that third parties are responsible for the damages suffered, except as may be allowed by the policy;

g. refusing to pay a claim without conducting a reasonable investigation with respect to the claims;

h. making a material misstatement of the law, i.e.[,] that since no suit against UHR has been filed, UHR is not an Additional Insured under OLD REPUBLIC’s policy; and

i. failing to affirm or deny coverage within a reasonable period of time.

See TEX. INS. CODE ANN. §§ 541.001–.454 (governing unfair methods of competition and

unfair or deceptive acts or practices); id. §§ 542.001–.302 (governing the processing and

settlement of claims).

On June 2, 2021, Uhr served a notice of intention to take the oral deposition of a

representative of Old Republic, identifying twenty-one topics for the deposition and

including a subpoena duces tecum requiring the production of ten different categories of

documents.

On June 7, 2021, Old Republic filed a motion to sever and abate Uhr’s

extracontractual claims from its breach of contract claims. Old Republic asserted that

Uhr’s contractual claims and extracontractual claims were independent and that an

insured cannot prevail on extracontractual claims without first showing that the insurer

breached the contract. It asserted that it would lose “substantial rights” without severing

the extracontractual claims from the breach of contract claims. Old Republic further

argued that abatement was “necessary because the scope of permissible discovery

4 differs in contract and extracontractual claims, and without abatement, the parties will be

required to conduct discovery on claims that may be disposed of in a previous trial.” Old

Republic supported its motion with the following exhibits as identified therein:

A. September 19, 2019, Settlement Demand from the Fallases and Uhr to Williams[,]

B. September 10, 2019, Correspondence from counsel for the Fallases and Uhr to Old Republic regarding joint representation[,]

C. December 10, 2019, demand letter from the Fallases and Uhr to Old Republic[,]

D. Old Republic Insurance Policy (Note: Filed under separate motion seeking confidentiality protection)[,]

E. December 23, 2019, Denial Letter in response to demand[,]
F. February 25, 2020, assignment to Rockport Properties[, and]

G. Offer to settle breach of contract claim, and rejection in response (redacted)[.]

Free access — add to your briefcase to read the full text and ask questions with AI

Related

In Re Prudential Insurance Co. of America
148 S.W.3d 124 (Texas Supreme Court, 2004)
In Re Cerberus Capital Management, L.P.
164 S.W.3d 379 (Texas Supreme Court, 2005)
BMC Software Belgium, NV v. Marchand
83 S.W.3d 789 (Texas Supreme Court, 2002)
F.F.P. Operating Partners, L.P. v. Duenez
237 S.W.3d 680 (Texas Supreme Court, 2007)
Womack v. Berry
291 S.W.2d 677 (Texas Supreme Court, 1956)
Sabine Offshore Service, Inc. v. City of Port Arthur
595 S.W.2d 840 (Texas Supreme Court, 1980)
Worford v. Stamper
801 S.W.2d 108 (Texas Supreme Court, 1991)
In Re General Agents Ins. Co. of America, Inc.
254 S.W.3d 670 (Court of Appeals of Texas, 2008)
In Re Allstate Texas Lloyds
202 S.W.3d 895 (Court of Appeals of Texas, 2006)
In Re Miller
202 S.W.3d 922 (Court of Appeals of Texas, 2006)
In Re Allstate Insurance Co.
232 S.W.3d 340 (Court of Appeals of Texas, 2007)
Liberty National Fire Insurance Co. v. Akin
927 S.W.2d 627 (Texas Supreme Court, 1996)
In Re Taylor
113 S.W.3d 385 (Court of Appeals of Texas, 2003)
In Re Trinity Universal Insurance Co.
64 S.W.3d 463 (Court of Appeals of Texas, 2001)
In Re Hochheim Prairie Farm Mutual Insurance Ass'n
296 S.W.3d 907 (Court of Appeals of Texas, 2009)
In Re Liu
290 S.W.3d 515 (Court of Appeals of Texas, 2009)
Guaranty Federal Savings Bank v. Horseshoe Operating Co.
793 S.W.2d 652 (Texas Supreme Court, 1990)
Walker v. Packer
827 S.W.2d 833 (Texas Supreme Court, 1992)
Axelson, Inc. v. McIlhany
798 S.W.2d 550 (Texas Supreme Court, 1990)
in Re Allstate County Mutual Insurance Company
447 S.W.3d 497 (Court of Appeals of Texas, 2014)

Cite This Page — Counsel Stack

Bluebook (online)
in Re Old Republic Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/in-re-old-republic-insurance-company-texapp-2022.