In re Marriage of Luallen

2026 IL App (3d) 250116-U
Appellate Court of Illinois·Decided May 1, 2026·No. 3-25-0116·Unpublished

Opinion

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1).

2026 IL App (3d) 250116-U

Order filed May 1, 2026

IN THE

APPELLATE COURT OF ILLINOIS THIRD DISTRICT

2026

In re MARRIAGE OF ) Appeal from the Circuit Court ) of the 13th Judicial Circuit, LISA MARIE LUALLEN, ) Grundy County, Illinois, )

Petitioner-Appellant, )

) Appeal No. 3-25-0116 and ) Circuit No. 22-DC-78 )

SHANE LUALLEN, ) Honorable ) Sheldon R. Sobol,

Respondent-Appellee. ) Judge, Presiding.

JUSTICE DAVENPORT delivered the judgment of the court.

Justice Bertani concurred in the judgment.

Justice Holdridge dissented.

ORDER

¶1 Held: Trial court did not err by finding equities demanded reimbursement for the cost of health insurance premiums attributable to parties’ shared children, but it erred in ordering total reimbursement. Vacated and remanded.

¶2 Respondent, Shane Luallen, petitioned for a rule to show cause, seeking to hold petitioner, Lisa Luallen, in contempt in relation to payments he made to her for costs attributable to their two shared children’s health insurance premiums. The trial court found that although Lisa did not

violate a court order, the equities demanded that she reimburse Shane the total amount he paid to her. Lisa appeals. We vacate and remand.

¶3 I. BACKGROUND

¶4 The parties were divorced in 2009. They share two children, T.L. (born in 1998) and R.L. (born in 2001). Lisa remarried. She and her new husband, Brian, had a child, and Brian had a child from a previous relationship. In March 2015, the court entered an agreed order modifying joint custody (the agreed order). The parties were to share joint legal custody and divide parenting time equally, and neither party was obligated to pay child support. Relevant to this appeal is paragraph 11, which provides, “11. Health Insurance/Medical Expenses—the minor children are currently covered as dependents on a health insurance policy through the employment of [Lisa’s]

significant other. [Shane] shall reimburse [Lisa] for the cost of the monthly premium that is attributable to the two minor children’s health insurance coverage.

[Shane] will pay this amount to [Lisa] on or before the 15th of each month. In the event one or both of the minor children become ineligible for coverage under their current insurance policy, the parents shall immediately coordinate an alternative arrangement for health insurance and equally (50/50) divide the costs of premiums attributable to the minor children. Any and all uncovered health related expenses, including deductibles, dental and orthodontia expenses, and vision expenses for the minor children shall be divided equally (50/50).”

¶5 Brian maintained health insurance through his employer. Brian’s employer offered two health insurance plans; one covers the employee only, and the other covers the employee and their family. There were six people on the health insurance plan: Brian, Lisa, T.L., R.L., and the two

children unrelated to Shane. The cost of the family plan was the same regardless of the number of people on the plan. From 2015 to 2022, Lisa would inform Shane via text message the amount he owed for the children’s health insurance. She calculated this by deducting the cost of the individual plan from the cost of the family plan. Shane would then send payments to Lisa.

¶6 In October 2022, Shane petitioned for a rule to show cause. He alleged Lisa made false statements to him to collect payments when she knew there was no cost for the monthly premium attributable to T.L. and R.L.’s health insurance. Shane sought reimbursement of $29,401.24, the amount he paid to Lisa for their children’s health insurance since March 2015.

¶7 Attached to the petition were text messages between Lisa and her friend, Myra Wiley, in which Lisa tells Wiley it does not cost any extra to include T.L. and R.L. on Brian’s health insurance plan. In another text message, Lisa writes, “Oh well. I rode this train longer than I thought I would be able to.”

¶8 Later that month, the court ordered Lisa to show cause why she should not be held in indirect civil contempt.

¶9 In December 2022, Lisa moved to dismiss the petition for rule to show cause and to vacate the rule. Lisa argued the petition failed to specify any terms of the agreed order that she intentionally or willfully disobeyed, paragraph 11 of the agreed order did not require her to do anything, and the court had no jurisdiction to order Brian to do anything. The trial court denied Lisa’s motion.

¶ 10 Lisa answered the factual allegations of Shane’s petition and asserted Shane was to pay the cost attributable to the health insurance coverage of their two children, that is, the cost of family coverage. She also asserted two affirmative defenses: (1) there was no contempt because she was not required to provide health insurance cost information, and (2) Shane waived any claim that the

cost attributable to the children was not intended to be the difference between individual and family coverage and he should be estopped from doing so.

¶ 11 A two-day bench trial took place in October 2024. The record does not contain a verbatim transcript or acceptable substitute for the first day of trial. See Ill. S. Ct. R. 323 (eff. July 1, 2017). Shane testified the agreed order required him to pay the costs attributable to his two children on Brian’s health insurance coverage, but he never agreed to pay for the entire cost of the family coverage under Brian’s plan. Lisa and Shane never discussed how she calculated the cost attributable to the two children. Lisa just sent Shane a text message with the amount he owed; she did not send any documentation until 2019 and 2020. But on those documents, she wrote amounts with no further explanation. He trusted Lisa to provide accurate costs, but he himself did not investigate the cost attributable to his children. In August 2022, after talking with Lisa’s friend, Myra, he discovered there was no cost attributable to the children, who were then ages 23 and 21, and he stopped making payments. Since March 2015, he has paid Lisa a total of $29,402 for his children’s health insurance coverage.

¶ 12 Wiley testified she was Lisa’s former best friend. She contacted Shane in September 2022 and told him to stop making payments to Lisa. Lisa had sent fake documents to Shane and changed the numbers on the documents. Lisa had told her several times it did not cost her any additional funds to have the two children on Brian’s health insurance plan.

¶ 13 Lisa submitted a handwritten summary of insurance coverage providing that, from 2013 to 2024, Brian provided and paid for health insurance through his employer. Shane submitted a summary indicating he paid Lisa a total of $29,402.24 for health insurance premiums. The trial record also contains nine years’ worth of benefit enrollment confirmations from Brian’s employer. For all the years provided, the family members were enrolled in medical, dental, and vision

benefits, but most of the documentation does not provide a complete cost breakdown. Seven of the enrollment confirmations do not include dental or vision costs, showing only medical costs. In a text message from Lisa to Shane in January 2019, she wrote, “Here is the 2019 insurance confirmation. I divided it into months so there wouldn’t be the extra 4 weeks at the end of the year.” T.L. and R.L. turned 18 years old in 2016 and 2019, respectively.

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