In re: Jose Hernandez Amador; Coca Mir Correa

CourtUnited States Bankruptcy Court, D. Puerto Rico
DecidedMarch 10, 2009
Docket07-00337
StatusUnknown

This text of In re: Jose Hernandez Amador; Coca Mir Correa (In re: Jose Hernandez Amador; Coca Mir Correa) is published on Counsel Stack Legal Research, covering United States Bankruptcy Court, D. Puerto Rico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In re: Jose Hernandez Amador; Coca Mir Correa, (prb 2009).

Opinion

I IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF PUERTO RICO 2

IN RE: : CASE NO. 01-06388 4 : JOSE HERNANDEZ AMADOR; 5 COCA MIR CORREA, : CHAPTER 13 6 Debtors 7 JOSE HERNANDEZ AMADOR; g COCA MIR CORREA, : ADVERSARY NO. 07-00337 9 Plaintiffs i0 BANCO SANTANDER PUERTO RICO- JET ALS, 2 Defendant By 14 5 OPINION AND ORDER

6 This adversary proceeding is before the court upon the motion to dismiss filed by Banco Santander Puerto Rico (the “Defendant”) on September 3, 2008 (Docket No. 13) alleging that this 18 action is barred by the doctrine of res judicata (claim preclusion) and alternatively by the lack of 19 joinder of an indispensable party. José Hernandez Amador and his wife Elsa Coca Mir Correa (the 30 “Plaintiffs”) filed an opposition to the motion to dismiss on October 10, 2008 (Docket No. 40 in lead case). For the reasons set forth below the motion to dismiss is denied. Facts and Procedural Background 3 Plaintiffs Jose Francisco Hernandez Amador and Elsa Coca Mir Correa filed a bankruptcy 44 petition under Chapter 13 of the Bankruptcy Code on June 1, 2001. Banco Santander was scheduled 35 as an unsecured creditor and included in the master address list. Banco Santander was duly notified of the filing of the bankruptcy case. The 341 meeting of the creditors was held on June 13, 2001. 47 On July 17, 2001, Banco Santander filed a proof of claim. ' Debtor’s chapter 13 plan was 28 ' The claims register shows that Banco Santander de Puerto Rico filed an unsecured claim in the amount of $20, 238.79, claim number 17-1.

I confirmed on January 24, 2002, and completed on August 15, 2006.” The discharge order was entered 2 lion March 26, 2007, and the case was closed on the same date. 3 On December 7, 2007, Plaintiffs filed an adversary proceeding against PRAMCO CV7, LLC, 4 jet als (Adversary Number 07-00336). In the complaint Plaintiffs allege that PRAMCO violated the 5 |ldischarge injunction provisions of the Bankruptcy Code, 11 U.S.C. § 524 (a) and the Fair Debt 6 ||Collection Practices Act, 15 U.S.C. §§ 1692c (a)(2) and 1692(1)\(1}) (“FDCPA”). The Plaintiffs 7 llcontend that PRAMCO willfully violated the discharge injunction by incurring in the following 8 jlactions: (i) continuing its collection efforts to collect on the discharged debt; (ii) Defendant sending 9 |la written statement sometime in April of 2007 informing Plaintiffs that their debt (obligation) was 10 to PRAMCO CV7, LLC (“PRAMCO”) and requesting that all payments be sent to PRAMCO; 11 (iii) sending a letter jointly with Defendant to Plaintiffs on April 2007 informing the same that 12 |the payments had to be made payable to PRAMCO. On May 8, 2008 the Plaintiffs and PRAMCO 13 |filed a Joint Stipulation of Voluntary Withdrawal of Complaint (Docket No. 15) pursuant to Rule 14 of Bankruptcy Procedure, dismissing the case against PRAMCO with prejudice. No further 15 |idetails of the settlement were provided by the parties. 16 On December 7, 2007, Plaintiffs filed the present adversary proceeding alleging that 17 Defendant willfully violated the discharge injunction provisions of the Bankruptcy Code, 11 U.S.C. 18 (a) by incurring in the following actions: (i) selling and transferring a discharged debt without 19 of its discharged status; (ii) sending a written statement sometime in April of 2007 informing 20 ||Plaintiffs that their debt (obligation) was sold to PRAMCO CV7, LLC (““PRAMCO”) and requesting 21 all payments be sent to PRAMCO; and (111) Defendant and PRAMCO jointly sending a letter to 22 \\Plaintiffs also on April 2007 informing the same that the payments had to be made payable to 23 |PRAMCO, Plaintiffs allege that on or about March 30, 2007, Defendant sold, transferred, assigned 24 llor conveyed Plaintiffs’ debt to PRAMCO despite the fact it was already discharged on the Plaintiffs’ 25 |lbankruptcy case. The complaint against Defendant also includes allegations which state that 26. ———_— 7 * The bankruptcy case docket shows that the chapter 13 trustee filed a final report on February 2, 2007 informing that the Debtors had completed their chapter 13 plan. The trustee’s 28 || report discloses payments to Banco Santander de Puerto Rico.

|PRAMCO violated the discharge injunction provisions of the Bankruptcy Code by continuing its 2 |Icollection efforts to collect on Plaintiffs’ discharged debt. 3 On September 3, 2008 Defendant filed a Motion to Dismiss and Memorandum of Law in 4 |Support Thereof (Docket No. 13) alleging that Plaintiffs’ action is barred by the doctrine of res 5 |yudicata, which guards against claim-splitting. Defendant alleges that both of Plaintiffs’ complaints 6 jlare based upon the same set of facts, that Plaintiffs’ right of action is in its nature entire and 7 |lindivisible and, thus, may not be split up into several causes of action and sued piecemeal (Motion 8 |{to Dismiss, p. 5). Defendant also argues that the dismissal with prejudice in the adversary proceeding 9 llagainst PRAMCO bars the complaint against Defendant because it stems from the same transaction 10 lland set of facts (Motion to Dismiss, p. 5). Defendant argues that the elements for a claim to be 11 |lprecluded, as established in Porn v. National Grange Mutual Ins. Co., 93 F. 3d 31, 34 (1* Cir, 1996), 12 met; that is, a final judgment on the merits in an earlier action, sufficient identity between the 13 of action asserted in both suits, and sufficient identity between the parties in the two suits. In 14 alternative, Defendant argues that this adversary proceeding should be dismissed under Fed. R. 15 P. 19(b) for failure to join an indispensable party (PRAMCO) in this proceeding. 16 In its opposition Plaintiffs’ argue that the doctrine of res judicata is not applicable as one of 17 |lits three components was not satisfied, namely, a final judgment on the merits was not entered in the 18 adversary proceeding against PRAMCO. Plaintiffs do not discuss in their opposition whether the 19 two components of the three prong test necessary to establish claim preclusion were met by the 20 Defendant. Plaintiffs’ position is that a voluntary dismissal achieved by means of a joint. stipulation 21 prejudice does not constitute a final judgment on the merits. 22 Subsequently, Defendant filed a Motion Requesting Leave to File Reply to Opposition to 23 Motion to Dismiss and Submitting Tendered Reply Subject to the Court’s Leave to File the Same 24 ||(Docket No. 22). In this motion Defendant reasserts its position that a voluntary dismissal by means 25 a joint stipulation is an adjudication on the merits for claim preclusion purposes. 26 Applicable Law and Analysis 27 \\Standard for Granting a Motion to Dismiss 28 Motions to dismiss are governed by Federal Rule of Civil Procedure 12(b)(6), which provides ;

I |Ithat a defense of “failure to state a claim upon which relief can be granted” to a claim for relief may 2 presented by motion before the filing of a responsive pleading. □ 3 For purposes of a motion to dismiss, “(1) the complaint is construed in the light most 4 |ifavorable to the plaintiff, (2) its factual allegations are taken as true, and (3) all reasonable inferences 5 |Ithat can be drawn from the pleading are drawn in favor of the pleader.” Wright & Miller Federal 6 |iPractice and Procedure: Civil 3d § 1357 at 417, citing Viera Marcano v. Ramirez Sanchez, 224 F. 7 2d 397 (D.P.R. 2002). See also, Correa Martinez v.

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