In re: Israel Vazquez Rivera v. Banco Santander Puerto Rico

United States Bankruptcy Court, D. Puerto Rico·Decided March 12, 2009·No. 07-00340·Unknown

Opinion

| IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF PUERTO RICO 2 3 IN RE: : CASE NO. 99-13317 4 : ISRAEL VAZQUEZ RIVERA : CHAPTER 13 5 : Debtor : 6 : 7 ISRAEL VAZQUEZ RIVERA : ADVERSARY NO. 07-00340 9 Plaintiff 9 10 BANCO SANTANDER PUERTO RICO I Defendant DD i i i3 OPINION AND ORDER is This adversary proceeding is before the court upon the motion to dismiss filed by Banco 16 Santander Puerto Rico (the “Defendant”) on June 9, 2008 (Docket No. 15) alleging that this action is barred by the doctrine of res judicata (claim preclusion) and alternatively by the lack of joinder of 18 an indispensable party. Israel Vazquez Rivera (the “Plaintiff’) filed an opposition to the motion to □□

19 dismiss on August 4, 2008 (Docket No. 25). For the reasons set forth below the motion to dismiss is denied. 20 > Facts and Procedural Background Plaintiff Israel Vazquez Rivera filed a bankruptcy petition under Chapter 13 of the Bankruptcy 33 Code on September 28, 1999. Banco Santander was scheduled as an unsecured creditor and included in the master address list. Banco Santander was duly notified of the filing of the bankruptcy case. The 95 341 meeting of the creditors was held on November 12, 1999. On December 17, 1999, Banco Santander filed two proofs of claim. ' Debtor’s chapter 13 plan 27 28 ' The claims register shows that Banco Santander de Puerto Rico filed two unsecured claims in the amounts of $8,624.13 and $2,959.22, claim numbers 7-1 and 8-1.

. | confirmed on December 13, 1999, and completed on February 11, 2004. ? The discharge order 2 entered on April 26, 2004, and the case was closed on the same date. On December 6, 2007, 3 ||Plaintiff filed a motion to reopen the chapter 13 bankruptcy case (Docket No. 18 in lead case). A court 4 granting the reopening of the case was issued on February 20, 2007 (Docket No. 21 in lead 5 6 On December 13, 2007, Plaintiff filed an adversary proceeding against United Collection 7 ||Bureau, Inc., et als (Adversary Number 07-00341). In the complaint Plaintiff alleges that United 8 Collection Bureau, Inc. violated the discharge injunction provisions of the Bankruptcy Code, 11 9 U.S.C. § 524 (a) and the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692c (a)(2) and 1692(f(1) 10 J“FDCPA”). Plaintiff contends that United Collection Bureau, Inc. (“UCB”) willfully violated the 11 [discharge injunction on various occasions by incurring in the following actions: (i) continuing its 12 |icollection efforts to collect on the discharged debt; (ii) sending a letter sometime in December 2006 13 |irequesting payment of the discharged debt in the amount of $2,268.50; (111) sending letters to Plaintiff 14 jon January 9, 2007 and February 23, 2007 requesting payment of the discharged debt; (iv) sending ‘15 jJlanother letter sometime in January of 2007 requesting payment in full of the discharged debt; and (v) 16 |isending a letter sometime in February of 2007 informing Plaintiff that Banco Santander had 17 |jauthorized UCB to make an offer to liquidate the debt. On April 17, 2008 the Plaintiff and UCB filed 18 Joint Stipulation of Voluntary Withdrawal of Complaint (Docket No. 16) pursuant to Rule 7041 of 19 |Bankruptcy Procedure, dismissing the case against UCB with prejudice. No further details of the 20 |lsettlement were provided by the parties. 21 On December 13, 2007, Plaintiff filed the present adversary proceeding alleging that 22 {Defendant willfully violated the discharge injunction provisions of the Bankruptcy Code, 11 U.S.C. 23 (a), by continuing its collection efforts against Plaintiff to collect on the discharged debt 24 knowing that such debt had been discharged. Plaintiff alleges that sometime following its discharge, 25 . 26 * The bankruptcy case docket shows that the chapter 13 trustee filed a final report on March 27 || 2, 2004 informing that the Debtors had completed their chapter 13 pian. The lead case included Plaintiff's wife Maria Milagros Rodriguez Rosario. The trustee’s report discloses payments to 28 || Banco Santander de Puerto Rico.

. | Defendant sold, transferred or assigned its discharged debtto UCB. The complaint against Defendant 2 includes several allegations which state that UCB violated the discharge injunction provisions 3 the Bankruptcy Code on various occasions. 4 On June 9, 2008 Defendant filed a Motion to Dismiss and Memorandum of Authorities in 5 |Support Thereof (Docket No. 15) alleging that Plaintiffs action is barred by the doctrine of res 6 |judicata, which guards against claim-splitting. Defendant alleges that both of Plaintiffs complaints 7 jare based upon the same set of facts, that Plaintiffs right of action is in its nature entire and 8 |lindivisible and, thus, may not be split up into several causes of action and sued piecemeal (Motion 9 Dismiss, p. 4-5). Defendant also argues that the dismissal with prejudice in the adversary 10 |lproceeding against UCB bars the complaint against Defendant because it stems from the same 11 transaction and set of facts (Motion to Dismiss, p. 5). Defendant argues that the elements for a claim 12 |ito be precluded, as established in Porn v. National Grange Mutual Ins. Co., 93 F. 3d 31, 34 (1* Cir, 13 11996), were met; that is, a final judgment on the merits in an earlier action, sufficient identity between 14 causes of action asserted in both suits, and sufficient identity between the parties in the two suits. 15 the alternative, Defendant argues that this adversary proceeding should be dismissed under Fed. 16 Civ. P. 19(b) for failure to join an indispensable party (UCB) in this proceeding. 17 In its opposition Plaintiff argues that the doctrine of res judicata under the branch of collateral 18 ljestoppel (issue preclusion) is not applicable because it fails to satisfy all three components necessary 19 |/for an issue (as opposed to a claim) to be barred by the doctrine of res judicata. Plaintiff's argues that 20 |Ithe three factors necessary for the res judicata doctrine to apply were not met, namely, because there 21 |jis no privity between Defendant and UCB mainly because the former did not acquire any property 22 |irights from UCB, the causes of action of the two different lawsuits are different because Banco 23 |Santander’s violation of the discharge injunction is independent and separate from UCR’s violation, 24 land that the voluntary dismissal achieved by means of a joint stipulation with prejudice in the 25 |jadversary proceeding against UCB does not constitute a final judgment on the merits. 26 Subsequently, Defendant filed a Reply to Opposition to Motion to Dismiss (Docket No. 31). 27 motion Defendant explains the difference between collateral estoppel and claim preclusion and 28 jjconcludes that claim preclusion is the branch of the res judicata doctrine which applies to this

. 1 adversary proceeding. In addition, Defendant reasserts its position that all three prongs of the test to 2 |\determine claim preclusion have been satisfied in this adversary proceeding. 3 Plaintiff filed a reply to Opposition to Motion to Dismiss (Docket No. 24) in which he argues 4 the doctrine of res judicata (claim preclusion) as one of its three components was not satisfied, 5 |inamely, a final judgment on the merits was not entered in the adversary proceeding against UCB. 6 ||Plaintiff does not discuss in his opposition whether the other two components of the three prong test. 7 \necessary to establish claim preclusion were met by the Defendant. Plaintiff reasserts its position that 8 voluntary dismissal achieved by means of a joint stipulation with prejudice does not constitute a 9 judgment on the merits.

Free access — add to your briefcase to read the full text and ask questions with AI

In re: Israel Vazquez Rivera v. Banco Santander Puerto Rico, (prb 2009).

In re: Israel Vazquez Rivera v. Banco Santander Puerto Rico (In re: Israel Vazquez Rivera v. Banco Santander Puerto Rico) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Shields v. Barrow
58 U.S. 130 (Supreme Court, 1855)
Hansberry v. Lee
311 U.S. 32 (Supreme Court, 1940)
Conley v. Gibson
355 U.S. 41 (Supreme Court, 1957)
Provident Tradesmens Bank & Trust Co. v. Patterson
390 U.S. 102 (Supreme Court, 1968)
Richards v. Jefferson County
517 U.S. 793 (Supreme Court, 1996)
Gonzalez Abreau v. Banco Central
27 F.3d 751 (First Circuit, 1994)
Porn v. National Grange Mutual Insurance
93 F.3d 31 (First Circuit, 1996)
LaChapelle v. Berkshire Life Insurance
142 F.3d 507 (First Circuit, 1998)
United States v. Cunan
156 F.3d 110 (First Circuit, 1998)
United States v. San Juan Bay Marina
239 F.3d 400 (First Circuit, 2001)
Iannacchino v. Rodolakis
242 F.3d 36 (First Circuit, 2001)
Perez-De-Munoz v. Volvo Car Corp.
247 F.3d 303 (First Circuit, 2001)
Diamond v. Premier Capital, Inc.
346 F.3d 224 (First Circuit, 2003)
Bill J. Gambocz v. Anthony M. Yelencsics
468 F.2d 837 (Third Circuit, 1972)