In Re Geico Indemnity Insurance Company v. the State of Texas

CourtCourt of Appeals of Texas
DecidedJune 13, 2024
Docket09-23-00403-CV
StatusPublished

This text of In Re Geico Indemnity Insurance Company v. the State of Texas (In Re Geico Indemnity Insurance Company v. the State of Texas) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re Geico Indemnity Insurance Company v. the State of Texas, (Tex. Ct. App. 2024).

Opinion

In The

Court of Appeals

Ninth District of Texas at Beaumont

__________________

NO. 09-23-00403-CV __________________

IN RE GEICO INDEMNITY INSURANCE COMPANY

__________________________________________________________________

Original Proceeding 60th District Court of Jefferson County, Texas Trial Cause No. B-203,493 __________________________________________________________________

MEMORANDUM OPINION

In a petition for a writ of mandamus, Relator Geico Indemnity Insurance

Company (“GEICO”) complains that the trial court clearly abused its discretion by

“disgorging” GEICO of its settlement proceeds from a property damage claim and

ordering GEICO to deliver all but $1,500 of GEICO’s settlement proceeds to counsel

for the Real Parties in Interest, Adena Amber Guthrie and Cody Wayne Guthrie. We

stayed all further proceedings in the trial court while the Guthries responded to

GEICO’s mandamus petition. We conditionally grant mandamus relief.

1 Background

In July 2018, the Guthries leased a 2018 Jaguar from Barrett Jaguar. Barrett

Jaguar assigned its rights as lessor to JP Morgan Chase Bank NA (“Chase”). The

lease agreement required the Guthries to keep the vehicle insured, including at least

$50,000 for property damage coverage. The lease stated in part, “You authorize us

to settle any claim for loss or damage to the Vehicle, and to collect insurance

proceeds, directly with or from your insurer, as well as to endorse your name on and

negotiate any insurance check or draft.” Under the lease, the Guthries were

responsible for the risk of loss to the vehicle, and the lease required that they

promptly pay the adjusted lease balance should the vehicle be damaged beyond

repair. They agreed to indemnify the lessor for any damages that might occur to the

vehicle.

In connection with their obligation under the lease, the Guthries obtained an

auto insurance policy from GEICO to insure the Jaguar. The policy included a

statement, “3. LEGAL ACTION AGAINST US[,] a. No legal action may be brought

against us [GEICO] until there has been full compliance with all the terms of this

policy.” The policy expressly provided GEICO with the contractual right to seek

subrogation and reimbursement for any payments GEICO made on behalf of the

Guthries:

2 4. OUR RIGHT TO RECOVER PAYMENT

a. If we make a payment under this policy and the person to or for whom payment was made has a right to recover damages from another, we shall be subrogated to that right. That person shall do: 1. Whatever is necessary to enable us to exercise our rights; and 2. Nothing after loss to prejudice them. (A release of the insurer of an underinsured motor vehicle does not prejudice our rights.) .... b. If we make a payment under this policy and the person to or for whom payment is made recovers damages from another, that person shall: 1. Hold in trust for us the proceeds of the recovery; and 2. Reimburse us to the extent of our payment. (However, we may not claim the amount recovered from an insurer of any underinsured motor vehicle.)

After a multiple-vehicle accident occurred on Interstate 10 on January 25,

2019, the Guthries sued Denzel Danai Benjamin-Helaire and his employer, Tidus

Nadie Trucking LLC, for negligence. The trial court consolidated the Guthries’

lawsuit into a lawsuit filed by Christopher Dowden and Ashley Castrogiovanni, in

which they were seeking to recover damages from the same accident. Jennifer Perot

intervened into the suit and filed a negligence claim for bodily injury against the

defendants.

On January 24, 2020, National Liability & Fire Insurance Company

(“National”) notified the Guthries’ attorney and others, including several claimants

that had not joined in Trial Cause Number B203,493, that in connection with the

occurrence covered by a $1,000,000 policy it had already received demands in

excess of $1,125,191 for bodily injuries and property damages, including a January

3 31, 2019, property damage demand from GEICO’s attorney. The record indicates

that GEICO paid Chase (the lienholder for the Jaguar being leased by the Guthries

at the time of the accident) the total sum of $41,229.

According to the Guthries, National tendered its policy limits. On May 5,

2020, all parties, including the Guthries and GEICO, attended a mediation that

resulted in the Guthries and GEICO being allocated a reduced sum in settlement of

their claims.

On June 9, 2020, GEICO intervened in the consolidated lawsuit to recover

subrogation damages in an amount of at least $38,655.61. In June and August,

Dowden, Perot, and Castrogiovanni non-suited their claims.

On October 6, 2020, the Guthries filed a Motion to Seal Document. The

document referred to in the motion was a Motion for Apportionment, which the

Guthries asked the trial court to review in camera so that the award they received

from would remain confidential and so the allocations in the settlements could

remain confidential. A certificate of service indicated the instrument had been

delivered to all counsel of record and stated it was mailed to GEICO’s attorney,

Dowden’s attorney, and the attorney for the defendants. The cover letter for the

motion noted, “this delivery is made by mail in order for the Plaintiffs’ Motion for

Apportionment to be ‘sealed’ and reviewed by the Court in camera.”

4 On October 20, 2020, the Guthries filed a Notice of Withdrawal of Motion to

Seal Document. In their notice, the Guthries stated that the Motion to Seal Document

was moot because “their claims have been filed and presented to the Court[,]” and

“The Court has reviewed the Plaintiff’s pleadings in camera.” A certificate of

service indicated the instrument had been delivered to counsel of record for GEICO,

among others. On January 11, 2021, the trial court signed an order granting the

Guthries’ Motion to Seal the Guthries’ Motion for Apportionment, ordered the

District Clerk to intake the Motion for Apportionment as “Confidential[,]” and stated

that the court would consider the document in camera.

On January 15, 2021, the Guthries gave notice of a remote access oral hearing

of the Motion for Apportionment on January 20, 2021, at 3:00 p.m. A certificate of

service indicated the instrument had been delivered to all counsel of record,

including GEICO’s counsel, the lawyer for Dowden, and the lawyer for the

On January 20, 2021, at 2:56 p.m., GEICO filed a Notice of Non-Suit with

Prejudice. The trial court signed a Final Order of Non-Suit with Prejudice the

following afternoon, on January 21, 2021. Before the trial court signed the Order of

Non-Suit, however, it signed an Order for Apportionment, which ordered “that the

entirety of the funds awarded to Adena Amber Guthrie and Cody Wayne Guthrie,

for personal injuries and to GEICO, for property damage, be tendered to the Court

5 pending the Court’s determination of apportionment, attorney fees and expenses.”

The trial court further ordered that “Adena Amber Guthrie is awarded the total sum

of $23,750.00 for personal injuries received in the incident subject of this suit;” that

“Cody Wayne Guthrie is awarded the total sum of $10,750.00 for personal injuries

received in the incident subject of this suit;” and “GEICO is awarded the total sum

of $1[,]500.00 for its claims alleged in this suit.”

On February 8, 2021, GEICO filed a Motion to Vacate Nonsuit and Reinstate

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In Re Geico Indemnity Insurance Company v. the State of Texas, Counsel Stack Legal Research, https://law.counselstack.com/opinion/in-re-geico-indemnity-insurance-company-v-the-state-of-texas-texapp-2024.