In Re: Est. of E.M.F., Appeal of: D.F.

CourtSuperior Court of Pennsylvania
DecidedAugust 25, 2025
Docket652 EDA 2024
StatusUnpublished

This text of In Re: Est. of E.M.F., Appeal of: D.F. (In Re: Est. of E.M.F., Appeal of: D.F.) is published on Counsel Stack Legal Research, covering Superior Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re: Est. of E.M.F., Appeal of: D.F., (Pa. Ct. App. 2025).

Opinion

J-A25038-24

NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37

IN RE: ESTATE OF EUGENIA M. : IN THE SUPERIOR COURT OF FINNIE, DECEASED : PENNSYLVANIA : : APPEAL OF: DENISE M. FINNIE : : : : : No. 652 EDA 2024

Appeal from the Order Entered December 7, 2023 In the Court of Common Pleas of Montgomery County Orphans' Court at No(s): 2015-X2023, 2016-X2427

IN RE: EUGENIA M. FINNIE, : IN THE SUPERIOR COURT OF PRINCIPAL : PENNSYLVANIA : : APPEAL OF: DENISE M. FINNIE : : : : : No. 653 EDA 2024

Appeal from the Order Entered December 7, 2023 In the Court of Common Pleas of Montgomery County Orphans' Court at No(s): 2015-X2023, 2016-X2427

BEFORE: OLSON, J., DUBOW, J., and SULLIVAN, J.

MEMORANDUM BY SULLIVAN, J.: FILED AUGUST 25, 2025

Denise M. Finnie (“Finnie”) appeals from the order, entered after a new

trial ordered by this Court,1 confirming the amended and restated accounts of

Maureen Zuber (“Zuber”), co-executrix of the Estate of Eugenia M. Finnie (“the

____________________________________________

1 See In re Estate of Finnie, 293 A.3d 643, 2023 WL 2234376 (Pa. Super.

2023) (mem. decision) (“Finnie I”). J-A25038-24

estate” and “the decedent,” respectively), and the decedent’s agent under a

power of attorney (“POA”). We affirm.

We base this holding on the following factual and procedural history of

this appeal, which includes a previous trial, a remand from this Court after

trial, and a second trial. Zuber and Finnie are sisters born to the decedent

and the decedent’s husband, George Finnie. See Stipulation of Facts,

9/13/21, at ¶ 1. In 1996, the decedent and her husband moved into an

independent living community (“Gloria Dei”) and paid a refundable $85,000

entrance fee. See id. at ¶¶ 3-4. In 2000, the decedent executed a will, which

named Finnie and Zuber as co-executrices and evenly divided the decedent’s

estate between Zuber and Finnie if the decedent’s husband predeceased her.

See id. at ¶¶ 7-9.

The decedent’s husband died in 2007. See id. at ¶ 10. Around that

time, the decedent had financial accounts at Morgan Stanley and Fox Chase

Bank (“Fox Chase”). The decedent used the Fox Chase account to pay her

expenses, and she funded the Fox Chase account with scheduled withdrawals

from Morgan Stanley and direct deposits of social security benefits. 2 Shortly

after her husband’s death, the decedent executed a POA naming Zuber as her

agent. See id. at ¶ 13. In 2010, the decedent added Zuber as a joint owner ____________________________________________

2 The Morgan Stanley accounts consisted principally of stocks, mutual funds,

and other investments that earned interest and dividends, or offered other cash distributions. See Ex. F-24 (Morgan Stanely statement for December 2014). There was no evidence that the decedent had deposited funds into the Morgan Stanely account for investment during the times relevant to this appeal.

-2- J-A25038-24

with the right of survivorship on the Fox Chase account (hereinafter, “the joint

account”). See N.T., 9/14/21, at 85-86, 144-46. Between 2010 and 2014,

the decedent did not carry a balance greater than $25,000 in the Fox Chase

account. See N.T., 9/7/23, at 19. By February 2014, Zuber began exclusively

writing and signing checks from the joint account for the decedent. See N.T.,

9/14/21, at 91.

In March 2014, the decedent moved from Gloria Dei to an assisted care

facility (“The Park”). See id. at 93. The Park charged an admission fee of

approximately $5,850, which Zuber paid from a personal account. By the end

of April 2014, the balance in the joint account was approximately $8,000. See

id. at 160; Ex. Z-15. In August 2014, when the decedent turned ninety-two

years old, Zuber received, at her home address, an $85,000 refund check for

Gloria Dei’s entrance fee (“the refund check”), and Zuber deposited the refund

check into the joint account. See Stipulation of Facts, 9/13/21, at ¶¶ 33-35.

Before the deposit of the refund check, the balance in the joint account was

approximately $6,000. See id. at ¶ 35. Following the deposit, the balance

was approximately $91,000, and Zuber thereafter used funds from the joint

account to pay the decedent’s monthly rent and fees at The Park. See id. at

¶ 36.

In April 2015, the decedent was diagnosed with liver cancer, and she

died the following month. See id. at ¶ 37; see also N.T., 9/14/21, at 186,

199-201. The balance of the joint account passed to Zuber outside of the

-3- J-A25038-24

decedent’s estate.3 After the decedent’s death, Zuber paid the decedent’s

expenses, including funeral expenses, from the joint account, leaving a

balance of approximately $69,400 in the joint account.

In June 2015, the register of wills admitted decedent’s will into probate

and issued letters testamentary to Zuber and Finnie. The attorney who

drafted the decedent’s will and the POA, Christine Embry Steele, Esq.

(“Attorney Steele”), filed a preliminary account of the estate. 4 Finnie retained

a separate attorney, Robert Adshead, Esq. (“Attorney Adshead”), who, in

relevant part: (1) objected to the omission of the joint account as an assert

of the estate; (2) asserted Zuber breached her fiduciary duties as the

decedent’s agent under the POA when she deposited the refund check into the

joint account; and (3) objected to the estate’s account not including Attorney

3 See 20 Pa.C.S.A. § 6304(a) (stating that “[a]ny sum remaining on deposit

at the death of a party to a joint account belongs to the surviving party or parties as against the estate of the decedent unless there is clear and convincing evidence of a different intent at the time the account is created”). Zuber testified she was not aware the joint account had a right of survivorship, and there is some indication she initially believed the joint account was an estate asset. See N.T, 9/14/21, at 85; N.T., 9/7/23, at 175.

4 Zuber subsequently withdrew the remaining funds from the joint account and deposited those funds into her personal account in October 2015. The preliminary account of the estate did not include the joint account. However, it indicated Zuber sought reimbursements from the decedent’s estate for the payment of funeral expenses, which Zuber had paid from the joint account after the decedent’s death, as well as the decedent’s $5,850 initial admission fee to the Park, which Zuber had paid from her personal account while the decedent was alive. Zuber’s claims against the estate are not at issue in this appeal.

-4- J-A25038-24

Adshead’s fees related to the administration of the estate. The court directed

Zuber to file an amended account of the estate, an account of the POA, and

then an amended account of the POA. Zuber complied, 5 and Finnie continued

to lodge similar objections.

The orphans’ court held two days of hearings (“the first trial”) on Finnie’s

objections.6 Following the first trial, the orphans’ court determined Zuber

breached her fiduciary duty as POA by failing to keep Zuber’s and the

decedent’s assets separate, and the court imposed a $69,412 surcharge

against Zuber. With respect to Finnie’s claim for attorneys’ fees, the court

noted “no evidence was produced related to” Attorney Adshead’s legal fees.

Op. & Adjudication, 3/30/22, at 17. Nevertheless, the court directed the

estate to pay Finnie’s attorneys’ fees incurred in her capacity as co-executrix.

See id.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

In Re Estate of Aiello
993 A.2d 283 (Superior Court of Pennsylvania, 2010)
In Re Estate of Schultheis
747 A.2d 918 (Superior Court of Pennsylvania, 2000)
Tyro Industries, Inc. v. James A. Wood, Inc.
614 A.2d 279 (Superior Court of Pennsylvania, 1992)
In Re Lokuta
11 A.3d 427 (Supreme Court of Pennsylvania, 2011)
True Railroad Associates, L.P. v. Ames True Temper, Inc.
152 A.3d 324 (Superior Court of Pennsylvania, 2016)
Carmen Enters., Inc. v. Murpenter, LLC
185 A.3d 380 (Superior Court of Pennsylvania, 2018)
In Re: Estate of Walter, C.
191 A.3d 873 (Superior Court of Pennsylvania, 2018)
Banohashim v. R.S. Enterprises, LLC
77 A.3d 14 (Superior Court of Pennsylvania, 2013)
Andrews v. Cross Atlantic Capital Partners, Inc.
158 A.3d 123 (Superior Court of Pennsylvania, 2017)
Murray, K. v. American LaFrance,LLC
2020 Pa. Super. 149 (Superior Court of Pennsylvania, 2020)

Cite This Page — Counsel Stack

Bluebook (online)
In Re: Est. of E.M.F., Appeal of: D.F., Counsel Stack Legal Research, https://law.counselstack.com/opinion/in-re-est-of-emf-appeal-of-df-pasuperct-2025.