In re: Association of County Commissions of Alabama Liability Self-Insurance Fund, Inc. v. Doris Jordan

Supreme Court of Alabama·Decided August 7, 2026·No. SC-2025-1015·Published

Opinion

Rel: August 7, 2026

Notice: This opinion is subject to formal revision before publication in the advance sheets of Southern Reporter. Readers are requested to notify the Reporter of Decisions, Alabama Appellate Courts, 300 Dexter Avenue, Montgomery, Alabama 36104-3741 ((334) 229-0650), of any typographical or other errors, in order that corrections may be made before the opinion is printed in Southern Reporter.

SUPREME COURT OF ALABAMA SPECIAL TERM, 2026 _________________________

SC-2025-1015 _________________________

Ex parte Association of County Commissions of Alabama Liability Self-Insurance Fund, Inc.

PETITION FOR WRIT OF MANDAMUS

(In re: Association of County Commissions of Alabama Liability Self-Insurance Fund, Inc.

v.

Doris Jordan et al.)

(Greene Circuit Court: CV-24-900048)

BRYAN, Justice.

The Association of County Commissions of Alabama Liability Self-

Insurance Fund, Inc. ("the association"), petitions this Court for a writ of SC-2025-1015

mandamus directing the Greene Circuit Court ("the circuit court") to

vacate an order staying the underlying declaratory-judgment action. For

the reasons explained below, we grant the petition and issue the writ

with specific directions to the circuit court.

Background

In February 2020, a group of individuals who had allegedly worked

for Greene County ("the county workers")1 sued the Greene County

Commission ("the county commission"), asserting claims of negligence,

the tort of outrage, trespass, and nuisance against the county

commission; that action is referred to as "the tort action." According to

the county workers, they had suffered injuries caused by their exposure

to rodent infestations and faulty air-conditioning and roofing systems

while working in a county courthouse.

1The county workers are Jonathan Benison, Vincent Hardwick, LaJaffery Carpenter, Doris Jordan, Elston Carpenter, Steven Davis, Charles Davis, Betty Duncan, Jeffery Grant, Cheryl Hardy, Edward Hutton, Tommy Johnson, Arnelia Johnson, Lillie Jones-Osborne, Barbara McShan, Henry McWhorter, Cynthia Milton, Verinoica Morton- Jones, Rodney Pham, Deloris Plump, Jeremy Rancer, Debbie Rice, Melvin Smith, Inez Smith, Mary Snoddy, Akira Spencer, De'Shayla Steele, Shameka Taylor, Monica Tuner, Earnestine Wade, William Walton, and Emonfre' White. 2 SC-2025-1015

During the relevant times, the county commission was a member of

the association's self-insurance fund. Under the liability-coverage terms

of the association's self-insurance agreement ("the insurance

agreement"), the association had a duty to defend the county commission

against certain claims. According to the association, it has thus far

provided the county commission with a defense in the tort action

pursuant to a reservation of rights. See Certain Underwriters at Lloyd's,

London v. Southern Nat. Gas Co., 142 So. 3d 436, 462 (Ala. 2013)("[A]

reservation of rights allows the insurer to challenge its liability on the

underlying claim while still fulfilling its obligations under the policy.").

However, the materials before this Court contain no documentation

concerning the reservation of rights.

In June 2024, the association commenced the declaratory-judgment

action underlying this mandamus petition ("the declaratory-judgment

action"), naming as defendants the county commission and the county

workers. The association alleged that, under certain exclusionary

provisions, the county workers' claims against the county commission

were not covered by the terms of the insurance agreement. The

3 SC-2025-1015

association also alleged that it had no duty to defend the county

commission in the tort action based on the exclusionary provisions.

The county workers moved to dismiss the declaratory-judgment

action pursuant to Rule 12(b)(1), Ala. R. Civ. P., arguing that the action

was not ripe, and therefore not justiciable, before the tort action was

resolved. The county commission also moved to dismiss the declaratory-

judgment action, arguing, in relevant part, that the association had a

duty to defend the county commission in the tort action.

On December 1, 2025, the circuit court entered an order stating, in

relevant part:

"A hearing was held on November 13, 2025[,2] to address the [m]otion[s] to [d]ismiss filed by [the county workers and the county commission]. … The Court heard oral arguments from all parties. Based upon those arguments, as well as the post-hearing pleadings filed by the parties, the Court is of the opinion that [the association]'s [d]eclaratory[-j]udgment [action] should be STAYED pending the outcome of the underlying claim that gave rise to this declaratory[-]judgment action.

"[The association]'s complaint for [a d]eclaratory [j]udgment seeks to have this Court determine whether [the association] owes coverage for the claims asserted by [the county workers] in [the tort action]. [The association] has offered no explanation for why [it] waited over four and a half

2No transcript of the November 13, 2025, hearing has been provided

to this Court. 4 SC-2025-1015

years to file this declaratory[-]judgment action. The coverage issues raised by [the association] relate back to the factual basis asserted in the complaint filed in the underlying claim. The Court is not convinced that this case is not due to be dismissed on the grounds that it is time[-]barred pursuant to Breland v. City of Fairhope, 229 So. 3d 1078 ([Ala.] 2016)[;] however, the Court is of the opinion that staying this action is a more prudent course of action. The Court finds, based on the pleadings filed and the arguments by the parties, that[,] to address the issues raised by [the association] in this declaratory[-]judgment action would supersede the determination of an issue or issues already pending in the [tort action]. As such, this action is hereby STAYED pending the outcome of the [tort action]."

(Capitalization in original.)

The association's present mandamus petition followed. The county

workers and the county commission filed answers responding to the

association's mandamus petition. However, in substance, the county

commission has stated only the following:

"The [county c]ommission takes no position on the [circuit c]ourt's order staying the case. However, the [county c]ommission reserves the right, after appropriate discovery, to challenge whether all of the [a]ssociation's claims are barred by the applicable statute of limitations. Also, the [county c]ommission reserve[s] the right to amend its [a]nswer to assert appropriate counter-claims."

The county commission's answer at 4.

5 SC-2025-1015

Standard of Review

" ' "This Court has consistently held that the writ of mandamus is an extraordinary and drastic writ and that a party seeking such a writ must meet certain criteria. We will issue the writ of mandamus only when (1) the petitioner has a clear legal right to the relief sought; (2) the respondent has an imperative duty to perform and has refused to do so; (3) the petitioner has no other adequate remedy; and (4) this Court's jurisdiction is properly invoked. Ex parte Mercury Fin. Corp., 715 So. 2d 196, 198 (Ala. 1997). Because mandamus is an extraordinary remedy, the standard by which this Court reviews a petition for the writ of mandamus is to determine whether the trial court has clearly abused its discretion.

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In re: Association of County Commissions of Alabama Liability Self-Insurance Fund, Inc. v. Doris Jordan, (Ala. 2026).

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