In RE ALLSTATE INDEMNITY COMPANY v. the State of Texas

CourtTexas Supreme Court
DecidedMay 7, 2021
Docket20-0071
StatusPublished

This text of In RE ALLSTATE INDEMNITY COMPANY v. the State of Texas (In RE ALLSTATE INDEMNITY COMPANY v. the State of Texas) is published on Counsel Stack Legal Research, covering Texas Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In RE ALLSTATE INDEMNITY COMPANY v. the State of Texas, (Tex. 2021).

Opinion

IN THE SUPREME COURT OF TEXAS ════════════ NO. 20-0071 ════════════

IN RE ALLSTATE INDEMNITY COMPANY, RELATOR

════════════════════════════════════════════════════ ON PETITION FOR WRIT OF MANDAMUS ════════════════════════════════════════════════════

Argued February 24, 2021

JUSTICE HUDDLE delivered the opinion of the Court.

In this mandamus proceeding, we are asked to decide whether the trial court abused its

discretion by striking a counteraffidavit served under section 18.001 of the Civil Practice and

Remedies Code and precluding the offering party from contesting the reasonableness of the subject

medical expenses at trial. We hold that it did, and we conditionally grant the writ.

I

Norma Alaniz sued her insurer, Relator Allstate Indemnity Company, after she was injured

in an automobile accident. Alaniz alleged that Allstate breached its policy by failing to pay her

Underinsured Motorist (UIM) benefits. Alaniz also brought claims for breach of the common-law

duty of good faith and fair dealing, violations of the Insurance Code and the Deceptive Trade

Practices–Consumer Protection Act, and negligent misrepresentation.

Among other damages, Alaniz seeks recovery of her reasonable and necessary medical

expenses. To support these claimed charges, Alaniz timely served affidavits from several medical

providers under Civil Practice and Remedies Code section 18.001. The providers submitting affidavits included Corpus Christi EMS, the hospital and other clinics where Alaniz was treated,

radiologists, an orthopedist, two physical-therapy facilities, and a pharmacy. Alaniz’s medical

expenses, as set forth in the affidavits, total around $41,000. However, the bulk of these charges—

approximately $37,000—comes from three sources: the hospital; Dr. Miguel Berastain, her

treating orthopedist; and Humpal Physical Therapy. In response, Allstate timely served a

counteraffidavit from Christine Dickison, a registered nurse experienced in medical billing and

coding. Dickison’s counteraffidavit challenged the reasonableness, but not the necessity, of the

three medical service providers’ charges constituting the majority of Alaniz’s claimed medical

expenses.1

Dickison’s counteraffidavit first sets forth her educational and professional background.

She has an associate’s degree in Nursing and a bachelor’s degree in the Science of Nursing. She

is a registered nurse and a Certified Professional Coder. Dickison is also certified as a Professional

Medical Auditor by the AAPC (formerly the American Association of Professional Coders). This

portion of the counteraffidavit concludes by stating:

My medical training, 21 years of experience in healthcare including 12 years of medical billing review, coding and auditor certification and demonstrated knowledge of the CPT coding system qualify me as an expert with regard to understanding medical documentation and medical billing practices.

Dickison’s counteraffidavit next explains the process she employed to arrive at her

conclusions regarding Alaniz’s claimed medical expenses. Dickison averred that “[f]or many

years on a regular basis,” she has performed billing and coding reviews involving the same or

1 Allstate separately served counteraffidavits from Dr. Charles Kennedy addressing the necessity of the charges by some of Alaniz’s medical providers. Those counteraffidavits have not been challenged and are not at issue here.

2 similar medical services. She first compares the CPT codes2 on the itemized medical bills to the

medical records (or chart) of the visit to determine whether the provider chose the correct CPT

code for the medical service rendered. She then uses an online database called Context4Healthcare

to determine the median charge for the service associated with each CPT code in the zip code and

on the date on which the service was rendered. According to Dickison, “to correctly utilize this

database and interpret the analysis, the user must be proficient in the use of CPT codes, the use of

CPT modifiers, billing interpretation, and the different medical fee schedules.”

After using this methodology to evaluate the medical billing submitted by Alaniz’s medical

providers, Dickison opined that the expenses charged by three of Alaniz’s medical providers

“exceeded what would be considered a reasonable charge for the medical services that were

provided and contained billing errors and/or issues.” Dickison’s counteraffidavit specifies which

amounts she claims are excessive.3 It includes a copy of her CV, a seven-page expert report, plus

appendices and ten pages of spreadsheets reflecting details of the referenced billing data.

Alaniz filed an Objection to and Motion to Strike Dickison’s Controverting Affidavit. In

it, Alaniz contended that Dickison’s counteraffidavit should be struck for not complying with Civil

Practice and Remedies Code section 18.001(f). Alaniz argued Dickison’s counteraffidavit was

“wholly and fatally defective” because (1) it was not on its face made by a person qualified to

testify in contravention of all or part of any of the matters contained in the initial affidavit,

(2) Dickison’s opinions were unreliable, and (3) the counteraffidavit did not give reasonable notice

of the bases of its conclusions. Alaniz prayed for the trial court to strike the counteraffidavit in its

2 CPT (Current Procedural Terminology) codes are uniform codes for medical, surgical, and diagnostic services that have been developed and published by the American Medical Association and are standardized throughout the country. 3 Dickison’s counteraffidavit also refers to the opinions set forth in Dr. Kennedy’s counteraffidavit. But neither Dr. Kennedy’s opinions nor Dickison’s reliance on them is at issue in this proceeding.

3 entirety and “preclude [Dickison] from offering any opinions or testimony about the

reasonableness and necessity of the medical bills that [Alaniz] has filed by affidavit to date.”

After an evidentiary hearing at which Dickison testified, the trial court made the following

key findings:

 Dickison’s counteraffidavit “does not satisfy §18.001(f)’s requirement that a proper counter-affidavit show, on its face, that it was made by a person who is qualified, by knowledge, skill, experience, training, education, or other expertise, to testify in contravention of all or part of any of the matters contained in the initial affidavit.” While Dickison is a nurse and “a highly-qualified medical coding and auditing expert,” she “does not have the expertise required by the law of this State to controvert the reasonableness of the charges for the hospital, doctors, physical therapists, pharmacies and other healthcare providers at issue in this case.”

 Dickison’s opinions and the data on which they are based are unreliable.

 Dickison’s counteraffidavit fails to provide reasonable notice of the bases for her contravention of Alaniz’s affidavits or show she is qualified to contravene all the matters contained in Alaniz’s affidavits, and her familiarity with CPT codes does not establish the requisite knowledge of the services themselves.

 Dickison’s choice of the “median” charge for determining whether a charge is reasonable is conclusory, and her counteraffidavit fails to establish, by relevant and reliable evidence, how a charge that exceeds the median charge is unreasonable.

Based on these findings, the trial court granted Alaniz’s motion and rendered the order that

Allstate challenges. The order contains three key rulings:

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