Hutchison v. American Family Mutual Insurance Co.

514 N.W.2d 882, 72 A.L.R. 5th 785, 1994 Iowa Sup. LEXIS 98, 1994 WL 138701
CourtSupreme Court of Iowa
DecidedApril 20, 1994
Docket92-1990
StatusPublished
Cited by48 cases

This text of 514 N.W.2d 882 (Hutchison v. American Family Mutual Insurance Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hutchison v. American Family Mutual Insurance Co., 514 N.W.2d 882, 72 A.L.R. 5th 785, 1994 Iowa Sup. LEXIS 98, 1994 WL 138701 (iowa 1994).

Opinion

McGIVERIN, Chief Justice.

Plaintiff Connie Hutchison, her husband, and their children appeal from a judgment entered on a jury verdict denying recovery for underinsured motorist (UIM) benefits from Connie’s insurer, defendant American Family Insurance Company (American Family). Connie made a claim for personal injury damages and her husband and children made consortium claims. They raise several assignments of error regarding the trial court’s evidentiary rulings.

The Hutchisons contend the district court erred (1) in admitting testimony from defendant’s expert witness, (2) in allowing that expert to express an opinion on Connie’s injury solely on the basis of reports and data from other experts and not on the basis of any of his own observations, (3) in excluding a videotape that purported to demonstrate how car accidents can cause a head injury such as the one she alleges, and (4) in refusing to allow their counsel to voir dire jurors about a study that concludes that Iowans pay much less for automobile liability insurance than other Americans.

We affirm the trial court on all assignments of error.

I. Background facts and proceedings. On February 24,1987, Connie Hutchison was driving her car in Cedar Rapids when her car was rear-ended by another car. The other driver’s insurer paid the Hutchison family its policy limit of $20,000. The Hutch-isons’ insurer, defendant American Family, denied their claim for UIM benefits under defendant’s policy.

The Hutchisons filed suit against American Family to recover these UIM benefits. They alleged that Connie suffered various mental and emotional problems stemming from a closed-head injury that occurred during her car accident. As a result of this injury, her experts opined that she suffered from partial complex seizure syndrome, an orbital frontal cortex injury, posttraumatic headaches, and an exacerbation and worsening of depression.

During voir dire of potential jurors, the district court barred the Hutchisons from using a report showing that Iowans pay much less for automobile liability insurance than other Americans.

During the testimony of their neurologist, the Hutchisons attempted to play a videotape demonstrating the general mechanism of head injuries. The district court sustained American Family’s objections to showing the tape.

American Family’s expert witness was a clinical psychologist and neuropsyehologist, Dr. Raymond Moore. The Hutchisons began trying to exclude Dr. Moore’s testimony with a motion in limine and raised a standing objection to his testimony at trial. Dr. Moore had never examined Connie. He based his opinion on the medical records, data, and other information generated by all of her experts, just as he does in his private practice. He testified that he believed Connie’s injuries were preexisting and that she suffered no traumatic brain injury from the motor vehicle accident. 1

*885 The jury found the Hutchisons had not established that their total damages, excluding property damage to their automobile, exceeded $20,000. Thus, plaintiffs had no valid UIM claim against defendant American Family.

The Hutchisons appeal.

Because each of the Hutchisons’ assignments of error attack the district court’s evidentiary rulings, we will reverse the district court only upon a showing of abuse of discretion in its rulings. Henkel v. R & S Bottling Co., 323 N.W.2d 185, 193 (Iowa 1982).

II. Dr. Moore’s competence as an expert witness. The Hutchisons contend that American Family’s expert witness, Dr. Raymond Moore, was not competent to testify as to Connie’s alleged head injury. First, the Hutchisons argue that the district court abused its discretion in allowing Dr. Moore to testify as a neuropsychologist because he lacked board certification. Second, the Hutchisons attack Dr. Moore’s competence to testify as to the head injury because such testimony involves medical causation, an issue on which the Hutchisons contend a clinical psychologist such as Dr. Moore cannot express an expert opinion.

Iowa rule of evidence 702 is pertinent to our discussion of both contentions. It provides:

If scientific, technical, or other specialized knowledge will assist the trier of fact to understand the evidence or to determine a fact in issue, a witness qualified as an expert by knowledge, skill, experience, training, or education may testify thereto in the form of an opinion or otherwise.

The advisory committee on the Iowa rules of evidence anticipated arguments such as the Hutchisons’ in its comment to rule 702:

If [pursuant to Iowa rule of evidence 104(a)] the Court is satisfied that the threshold requirements have been met, the witness should be allowed to testify. All further inquiry regarding the extent of his qualifications goes to the weight that the fact finder can give such testimony under Rule 104(e).
There is concern that under both the proposed Rule 702 and existing state practice, persons with marginal credentials will be given “expert” status and thereby automatically gain unwarranted recognition of their ideas. However, it is the Committee judgment that through proper use of Rules 104 and 403 more safeguards exist than under the common law.

Rule 702 thus codified Iowa’s existing “liberal rule on the admission of opinion testimony.” Ganrud v. Smith, 206 N.W.2d 311, 314 (Iowa 1973). The United States Supreme Court recently reaffirmed this approach in Daubert v. Merrell Dow Pharmaceuticals, Inc., 509 U.S. -, -, 113 S.Ct. 2786, 2799, 125 L.Ed.2d 469, 485 (1993). In Daubert, the Court rejected the Frye test of admissibility, which required the expert opin *886 ion to be based on a scientific technique that is “generally accepted” as reliable in the relevant scientific community. Id. at -, 113 S.Ct. at 2792, 125 L.Ed.2d at 477 (citing Frye v. United States, 293 F. 1013, 1014 (D.C.Cir.1923)). The Court stated that “the Rules of Evidence — especially Rule 702 — do assign to the trial judge the task of ensuring that an expert’s testimony both rests on a reliable foundation and is relevant to the task at hand.” Id. at -, 113 S.Ct. at 2799, 124 L.Ed.2d at 485; see also State v. Hall, 297 N.W.2d 80, 85 (Iowa 1980), cert. denied, 450 U.S. 927, 101 S.Ct. 1384, 67 L.Ed.2d 359 (1981) (rejecting Frye test if reliability can be otherwise established).

We now turn to each of plaintiffs’ contentions.

A. Board certification. Although licensing carries a presumption of qualification to testify in the given field, “ ‘learning and experience may provide the essential elements of qualification.’ ” Ganrud, 206 N.W.2d at 315 (quoting Jones on Evidence § 14.13, at 619 (6th ed. 1972)); see also Bandstra v. International Harvester Co.,

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514 N.W.2d 882, 72 A.L.R. 5th 785, 1994 Iowa Sup. LEXIS 98, 1994 WL 138701, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hutchison-v-american-family-mutual-insurance-co-iowa-1994.