Hubbuch v. Capital One, N.A.

CourtDistrict Court, S.D. New York
DecidedJuly 15, 2025
Docket1:25-cv-00406
StatusUnknown

This text of Hubbuch v. Capital One, N.A. (Hubbuch v. Capital One, N.A.) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hubbuch v. Capital One, N.A., (S.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK --------------------------------------------------------- X : EDWARD B. HUBBUCH, : : Plaintiff, : : 25-CV-406 (VSB) (RWL) - against - : : ORDER CAPITAL ONE, N.A. and JOHN DOE : STAFF ATTORNEY NO. 1, : : Defendants. : : --------------------------------------------------------- X

VERNON S. BRODERICK, United States District Judge: Pro se Plaintiff Edward B. Hubbuch (“Hubbuch”) brings two claims under the Racketeer Influenced and Corrupt Organizations Act (“RICO”), 18 U.S.C. § 1961 et seq., against Defendants Capital One, N.A. (“Capital One”) and John Doe Staff Attorney No. 1. Hubbuch also moves for a temporary restraining order. For the reasons that follow, I hereby ADOPT in full Magistrate Judge Robert W. Lehrburger’s Report and Recommendation (“Report” or “R&R”), which recommends granting Capital One’s motion to dismiss, denying Hubbuch’s motion for sanctions, and granting Hubbuch leave to replead. Because I find that Hubbuch does not show that he is likely to succeed on the merits, Hubbuch’s motion for a temporary restraining order (“TRO”) is DENIED. Background On January 10, 2025, Hubbuch filed the instant lawsuit. (Doc. 1.) This case was reassigned from Chief Judge Laura T. Swain to me on January 22, 2025. The following day, I referred this case to Magistrate Judge Lehrburger for general pretrial management. (Doc. 7.) On February 10, 2025, Capital One moved to dismiss Plaintiff’s complaint. (Doc. 25.) On March 4, 2025, I referred the motion to dismiss to Magistrate Judge Lehrburger. (Doc. 35.) On March 7, 2025, Hubbuch moved for Rule 11 sanctions against Capital One’s counsel. (Doc. 36.) On May 21, 2025, Hubbuch filed an emergency motion for a temporary restraining order. (Doc. 54.)

On June 11, 2025, Magistrate Judge Lehrburger issued a thorough 29-page Report and Recommendation recommending that Capital One’s motion to dismiss be granted with leave to amend and that Hubbuch’s motion for sanctions be denied. (Doc. 64 at 1.) Neither party filed any objections to the Report. On June 23, 2025, Hubbuch filed two documents related to his pending TRO, purporting to notify me of ongoing irreparable harm. (Docs. 65, 66). On June 30, 2025, Hubbuch filed a document entitled “First Amended Complaint,” (Doc. 67), accompanied by an exhibit, (Doc. 68). On July 2, 2025, Capital One filed a letter asserting that Hubbuch’s purported amended complaint was procedurally improper. (Doc. 69.) On July 9, 2025, Magistrate Judge Lehrburger endorsed Capital One’s letter, affirming that “[t]he First Amended Complaint and exhibits thereto are a nullity and require no response.”

(Doc. 70.) Later that day, Hubbuch filed a letter motion to expedite ruling on his motion for a TRO. (Doc. 71.) On July 14, 2025, Hubbuch filed a Notice of State Court Enforcement Motion Targeting Federal Claims, informing the Court that Funding Metrics LLC, the judgment creditor in a state court action, filed an enforcement action in state court. (Doc. 72.) Report and Recommendation A district court “may accept, reject, or modify, in whole or in part, the findings or recommendations made by the magistrate judge.” 28 U.S.C. § 636(b)(1). “To accept the report and recommendation of a magistrate [judge], to which no timely objection has been made, a district court need only satisfy itself that there is no clear error on the face of the record.” Nelson v. Smith, 618 F. Supp. 1186, 1189 (S.D.N.Y. 1985). Although the Report explicitly provided that “the parties shall have fourteen (14) days to file written objections to this Report and Recommendation” and the “[f]ailure to file timely

objections will result in a waiver of the right to object and will preclude appellate review,” (Doc. 64 at 28–29), neither party filed an objection nor requested additional time to do so. I have reviewed Magistrate Judge Lehrburger’s detailed and well-reasoned Report for clear error and, after careful review, find none. I therefore ADOPT the Report and Recommendation in its entirety. Temporary Restraining Order Hubbuch seeks a temporary restraining order enjoining Capital One from enforcing any portion of a specific state-court judgment or from freezing, garnishing, or withdrawing funds from Plaintiff’s business account. (Doc. 54 at 6–7; see also Doc. 71 (Motion to Expedite Ruling on TRO).) “A plaintiff seeking a temporary restraining order must establish that he is likely to

succeed on the merits, that he is likely to suffer irreparable harm in the absence of preliminary relief, that the balance of equities tips in his favor, and that an injunction is in the public interest.” Basank v. Decker, 449 F. Supp. 3d 205, 210 (S.D.N.Y. 2020) (internal quotation marks omitted); see also Starbucks Corp. v. McKinney, 602 U.S. 339, 346 (2024). If I find that Plaintiff is not likely to succeed on the merits or that he is not likely to suffer irreparable harm, either finding will preclude the issuance of a TRO. See Ferrelli v. Unified Ct. Sys., No. 22-CV- 0068, 2022 WL 673863, at *9 (N.D.N.Y. Mar. 7, 2022) (“[L]ikelihood of success on the merits is a necessary precondition to the granting of a temporary restraining order or preliminary injunction.”); Reckitt Benckiser Inc. v. Motomco Ltd., 760 F. Supp. 2d 446, 453 (S.D.N.Y. 2011) (“If the movant fails to make a showing of irreparable harm, the motion for a preliminary injunction [or TRO] must fail.”). As this motion is brought by a pro se litigant, it should be read “to raise the strongest arguments that [it] suggest[s].” Brownell v. Krom, 446 F.3d 305, 310 (2d Cir. 2006) (quoting Jorgensen v. Epic/Sony Records, 351 F.3d 46, 50 (2d Cir. 2003)).

Plaintiff cannot establish that he is likely to succeed on the merits of his TRO motion for the same reasons that Magistrate Judge Lehrburger recommended granting Capital One’s motion to dismiss. Capital One was served with a Notice to Garnishee (“Notice”) commanding Capital One, pursuant to New York law, to “transfer to the sheriff all personal property . . . in which [Hubbuch] is known or believed to have an interest now in or hereafter coming into your possession.” (See Doc. 57 at 5–6.) The Notice also prohibits Capital One from “transfer[ing] . . . such property” until the judgment is satisfied or the expiration of ninety days. (Id. at 5.) As Magistrate Judge Lehrburger stated, “Capital One was required to comply with the Notice.” (R&R at 21.) See Sykes v. Bank of Am., 723 F.3d 399, 406 (2d Cir. 2013) (“A garnishee has no discretion to ignore a restraining notice that is valid on its face”); CSX Transp., Inc. v. Island

Rail Terminal, Inc., 879 F.3d 462, 472 (2d Cir. 2018) (“Garnishees … [are] not free to simply ignore the injunctive effect of the Restraining Notices”).

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Related

Jorgensen v. Epic Sony Records
351 F.3d 46 (Second Circuit, 2003)
Sykes v. Bank of America
723 F.3d 399 (Second Circuit, 2013)
Nelson v. Smith
618 F. Supp. 1186 (S.D. New York, 1985)
Reckitt Benckiser Inc. v. Motomco Ltd.
760 F. Supp. 2d 446 (S.D. New York, 2011)
Starbucks Corp. v. McKinney
602 U.S. 339 (Supreme Court, 2024)

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Bluebook (online)
Hubbuch v. Capital One, N.A., Counsel Stack Legal Research, https://law.counselstack.com/opinion/hubbuch-v-capital-one-na-nysd-2025.