Hoopes v. Northern Nat. Bank

102 F. 448, 42 C.C.A. 436, 1900 U.S. App. LEXIS 4568
CourtCourt of Appeals for the Third Circuit
DecidedMay 23, 1900
DocketNo. 21
StatusPublished
Cited by2 cases

This text of 102 F. 448 (Hoopes v. Northern Nat. Bank) is published on Counsel Stack Legal Research, covering Court of Appeals for the Third Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hoopes v. Northern Nat. Bank, 102 F. 448, 42 C.C.A. 436, 1900 U.S. App. LEXIS 4568 (3d Cir. 1900).

Opinions

ACHESOU, Circuit Judge.

In Thompson v. Clark, 56 Pa. St. 38, the court said that it is not necessary that an affidavit of defense be drawn with such nicety that no critical skill can suggest an objection. In Twitchell v. McMurtrie, 77 Pa. St. 383, the rule was laid down that a reasonable intendment is to be made in favor of affidavits of defense; and in Moeck v. Littell, 82 Pa. St. 354, it was declared that the facts [449]*449set forth as constituting the defense need he averred with reasonable precision and distinctness only. In these cases, and in many other cases, some of which are hereinafter cited, the supreme court of Pennsylvania has ruled that, if the affidavit sets forth substantially a good defense, it should be supported. ITow, it must be conceded that the affidavit of defense which this writ of error brings before ns is not well drawn. Nevertheless, read'fairly, giving to its averments a reasonable intendment, the affidavit discloses, we think, a substantial defense. The suit is by the Northern National Bank of Toledo, Ohio, against 1 human Hoopes upon his irregular indorsement of a promissory note, of which the following is a copy:

“?:U00. " Philadelphia, April 1, 1889.
•‘Four months after date I promise to pay to the order of Vulcan IronWorks Co., thirty-one hundred dollars at Northern National Bank, Toledo-, Ohio, without defalcation, for value received. John McGill White.”
This note is indorsed thus: First, “Frank C. Smythe,” second, “Herman Hoopes,” and thereunder as follows:
"Pay to the order of Northern National Bank, of Toledo, Ohio.
“The Vulcan Iron-Works Oo„
“By Alex. Backus, Pres’t and Tr.
“Alexr. Backus.”

The affidavit of defense presents at length a written contract and specifications attached thereto, dated May 11, 1898, between the Vulcan Iron-Works Company, the payee of the note in suit, and the Boise Dredging Company, whereby the former company agreed to furnish to the latter company, for a specified price, certain machinery for an elevator bucket dredge. The contract contains the following stipulation on the part of the Vulcan Iron-Works Company, namely:

“We will guaranty ample strength and good construction in every part, and that the material and workmanship shall be first class.”
"We will gnaranly the machinery we furnish to perform the work specified without breaking- down, if properly handled.”

And the attached specifications stipulate:

“The buckets * * * will have two running speeds; one at the rate of eleven buckets per minute, and one at the rate of sixteen buckets per minute.”

The contract provided for part payment of the price of the machinery in the notes of the Boise Dredging Company.

Tiie defendant’s affidavit of defense alleges that in December, 1898, “at request of the Vulcan Iron-Works Company, said company agreed to accept in payment personal notes of John McGill White, treasurer of the aforesaid Boise Dredging Company, indorsed by deponent and Frank C. Smythe, directors of said Boise Dredging Company, upon an express oral agreement that said notes were to be paid at maturity if the aforesaid guaranty of the Vulcan Iron-Works Company was satisfactorily performed; otherwise, an offset for damages was to he allowed, and in no event was payment to he made till full test was made.” The affidavit of defense then proceeds thus:

“Deponent avers that he signed said note as accommodation indorser under said agreement, and that the Vulcan Iron-Works Company has wholly failed [450]*450to carry out said contract with said Boise Dredging Company; that said dredge and machinery haye failed to perform the work called for hy said contract, have broken down repeatedly, and have never been able to work at the rate of sixteen buckets per minute, owing to defects in workmanship.”

And the affidavit contains this further statement, namely:

“Deponent believes, avers, and expects to be. able to prove at trial that plaintiff is only the holder of said note, and that the Vulcan Iron Company are the real owners thereof.”

Under this last averment it must be assumed for present purposes that the plaintiff is not the bona fide holder for value of the note in suit, but is suing thereon for the benefit of the payee, the Vulcan IronWorks Company, and the case is to be treated as if the suit were by that company itself. Eyre v. Yohe, 67 Pa. St. 477; Bank v. Ellis, 161 Pa. St. 241, 28 Atl. 1082. Now, incontestably, the consideration of every promissory note ⅛ open to inquiry for the purpose of a defense between any of the immediate parties to the note. Clement v. Reppard, 15 Pa. St. 111; Peale v. Addicks, 174 Pa. St. 543, 34 Atl. 201. The present case, upon the averments of the affidavit, clearly comes within this rule, for the nominal plaintiff stands upon the rights of the payee, and the defendant is an original accommodation indorser. The affidavit of defense discloses that the note in suit was given for part of the price of the machinery furnished to the Boise Dredging Company by the Vulcan Iron-Works Company under the recited written contract. The affidavit clearly' connects the note with that contract. It is also quite plain from the affidavit that the note" was not taken in absolute settlement, but was given and accepted under and subject to the provisions of the contract for the machinery. According to the alleged facts, the payee took the note subject to defenses arising from the breach, by the payee, of that contract. The real defense here set up to the note is the failure of the payee to perform its contract. We are of opinion that the breach of the contract is set forth with sufficient particularity and fullness to send the case to a jury. It is averred that “the Vulcan Iron-Works Company has wholly failed to carry out said contract”; that “said dredge and machinery have failed to perform the work called for by said contract”; that they “have broken down repeatedly, and have never been able to work at the rate of sixteen buckets per minute”; and the cause for these failures is specified, namely, “owing to- defects in workmanship.” The draftsman has not here nicely distinguished between the dredging machinery and the dredge boat, but, giving to the language of the affidavit a reasonable construction, it discloses an out and out breach of the contract by the Vulcan Iron-Works 'Company; virtually, a total failure of the consideration for which the note in suit was given is averred and shown. Undoubtedly, the defense is available to this defendant, who • is an accommodation indorser, and is here to be treated as a surety. Moeck v. Littell, 82 Pa. St. 354; Gunnis v. Weigley, 114 Pa. St. 191, 6 Atl. 465. The affidavit,- we think, is not defective in that it does not affirmatively allege that the machinery was “properly handled.” This is to be presumed in the first instance. If improper handling caused the failure, that is to be shown in rebuttal of the defense. Martinez v. Earnshaw, 143 Pa. St. 479, 486, 22 Atl. 668. An affidavit of defense [451]*451need not Tbe framed with the technical accuracy of formal pleadings. Kaufman v. Mining Co., 105 Pa. St. 537, 542.

Our conclusion that this affidavit of defense is sufficient to carry the ease to a jury is well sustained by the decisions. Bronson v. Silverman, 77 Pa. St.

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Bluebook (online)
102 F. 448, 42 C.C.A. 436, 1900 U.S. App. LEXIS 4568, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hoopes-v-northern-nat-bank-ca3-1900.