Home Insurance v. Pennsylvania Railroad

18 N.Y. Sup. Ct. 182
CourtNew York Supreme Court
DecidedMay 15, 1877
StatusPublished

This text of 18 N.Y. Sup. Ct. 182 (Home Insurance v. Pennsylvania Railroad) is published on Counsel Stack Legal Research, covering New York Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Home Insurance v. Pennsylvania Railroad, 18 N.Y. Sup. Ct. 182 (N.Y. Super. Ct. 1877).

Opinion

Brady, J".:

The plaintiff is an- insurance corporation of the State of New York, and the defendant is a railroad corporation of the State of Pennsylvania, incorporated under a charter allowing it to use steam locomotives. In and before October, 1866, Dr. "W. W. Rutherford was the owner of a bam situated near the line of the defendant’s road, a few miles from Harrisburg, in the State of Pennsylvania, [183]*183The nearest part of this barn was thirty-seven feet from the track. This barn and its contents were insured with the plaintiff, by Dr. Rutherford, for $1,600, $800 on the barn and $800 on hay and grain and stock contained therein. About the 3d of October, 1867, the bam and its contents were consumed by fee; and on the 23d of December, 1867, the plaintiff paid Dr. Rutherford $1,600. This the plaintiff now seeks to recover from the railroad company, defendant, upon the doctrine of subrogation, Dr. Rutherford having refused to assign his claim.

The charge against the defendant was, that the fire was caused by sparks emitted from one of their locomotives which passed the premises on the day of the fire, and that the smoke-stacks connected with them were not of the most approved pattern in reference to the suppression of the emission of sparks. The testimony on the subject of the efficiency of stacks was in conflict. It appeared that another form was in practical use better adapted to the object to be accomplished. It also appeared that the barn, which was a short distance from the track, had been built before the road was constructed. There was evidence also bearing upon the subject of contributory negligence. It was shown, for example, that some loose straw was lying in the barn-yard, and that some chips of wood were also there which had accumulated. The presence of the straw in the yard was partially explained. The defendant accounted by the evidence for the good condition of their respective engines going east and west, in addition to the proof showing the fitness of the smoke-stacks used by them for the purpose for which they were employed.

The testimony was duly submitted to the jury, who found in favor of the plaintiff.

Several questions were presented on the argument which it may be necessary to consider. The defendant then asserted for the first time that this court had no jurisdiction of this action, because it was one to recover for injuries to real property, and was, therefore, local. The answer to this proposition is--Üaat-4ho-^taliute-jff our State on that suhiegf relates only to causes of action arising within it. (Barney v. Burstenbinder, 7 Lans., 210.) In the case just cited, which was for injuries to the personal and real estate of the plaintiff in California by the negligence of' the defendants, the [184]*184court said, the injury to the real estate'is only one element of the damages. Thg_ distinction was further presented that th.q gravamen of the action was negligence, and actions of that character were peiv sonal andjuansitory^ The question presented has, therefore, been considered and determined in effect in this district, and the result remains the law until reversed by the court of last resort. (The case of Gardner v. Ogden (22 N. Y., 327) furnishes illustrations of the ■ instances in which this court may exercise its authority relative to land in a foreign State, when jurisdiction has been acquired by the appearance of the parties?)

The defendants also claim that tins action cannot be maintained by the plaintiffs in their own name. The response is that such an objection must be taken by answer or it is waived (Code, 144, 148), and this answer thus given is equally responsive to the proposition that although the right of subrogation may exist, the action to enforce it must be in the name of the assured, he holding the' legal title. "Whatever may have been the rule prior to the Code, the action, if brought now in the name of the person holding the equitable title, which is the plaintiffs’ right, may be maintained if the answer does not set up as a defense the assumed defect. When the objection goes to the form only, and therefore to the shadow, and not to the substance, the provisions of the Code and the spirit of the system inaugurated by it require that it be regarded as technical, and to be effective only where it is averred, and this is required that any amendment necessary to overcome it may be made at once. This is a just rule where a right of action exists in any form, legal or equitable. The right of the plaintiffs acquired by subrogation does not seem to be seriously contested. Under these circumstances we are not called upon to consider more particularly the objection mentioned, the answer being silent on the subject.

The further objection that proof of prior and subsequent emission of sparks by the defendant’s engines, or some of them, was improp erly permitted, is untenable. Such evidence has been declared to be admissible in actions of this class. (Sheldon v. The Hud. R. R. R. Co., 4 Kern., 218 ; Field v. The N. Y. Cent. R. R. Co., 32 N. Y, 339; Webb v. R., W. and O. R. R. Co., 49 id., 420.) The proof of the direction in which the wind was blowing was also [185]*185entirely competent. (Sheldon v. The Hudson R. R. R. Co., supra.) The exception to the exclusion of a part of the evidence of Charles W. Gordon, and by which it might have certainly appeared that he examined the smoke-stack of the locomotive 379 on the day of the fire, and that it was in perfect order, is not available to the defendant. There was no evidence to the contrary. James Philips, the engineer of that locomotive on the day of the fire, was examined on behalf of the plaintiff, and testified that his engine was in good condition, and that statement, it is apparent from his evidence, included the smoke-stack.

He did not regard them as separated from each other. This being the ease the plaintiff had shown that the smoke-stack was in good condition. Beside that it' is very clearly apparent, that the case was submitted to the jury on the proposition that the defendant did not employ the improved or better smoke-stack then in use by other companies, and by which it was claimed greater security was accomplished. The charge of the learned judge relates to this subject and not to the condition of the smoke-stack. It treats the issue as one involving the form or construction of the smoke-stack and not its condition as to repairs. There can be no doubt of this view after a careful perusal of the charge, and we cannot see, therefore, that, under the circumstances, the exclusion mentioned could have affected the interests of the defendant. There was no dispute about the condition of the smoke-stack of engine 379, and the testimony was unnecessary, therefore; and, again, the issue submitted to the jury, as we have seen, did not involve any proposition connected with such condition. The dispute was as to the mode of construction. In that regard the witness Philips testified that the kind of smoke-stack employed by the defendants had been in use.by them for six months prior to the fire; that the reputation of it was very good, and that he knew of none better, and this was in their favor. This is the only exception arising either from the admission or exclusion of testimony, to which we deem it necessary particularly to refer.

The right of the plaintiff to succeed depended entirely upon the negligence of the defendant and the absence of contributory negligence on the part of the assured or his agents.

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Related

Gardner v. . Ogden
22 N.Y. 327 (New York Court of Appeals, 1860)
Barney v. Burstenbinder
7 Lans. 210 (New York Supreme Court, 1872)

Cite This Page — Counsel Stack

Bluebook (online)
18 N.Y. Sup. Ct. 182, Counsel Stack Legal Research, https://law.counselstack.com/opinion/home-insurance-v-pennsylvania-railroad-nysupct-1877.