Home Insurance Company v. Hamilton

253 F. Supp. 752, 1966 U.S. Dist. LEXIS 7758
CourtDistrict Court, E.D. Kentucky
DecidedApril 22, 1966
Docket5:09-misc-05010
StatusPublished
Cited by15 cases

This text of 253 F. Supp. 752 (Home Insurance Company v. Hamilton) is published on Counsel Stack Legal Research, covering District Court, E.D. Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Home Insurance Company v. Hamilton, 253 F. Supp. 752, 1966 U.S. Dist. LEXIS 7758 (E.D. Ky. 1966).

Opinion

SWINFORD, Chief Judge.

This diversity action comes before the court on the plaintiff’s motion for partial summary judgment under Federal Rule of Civil Procedure 56 on the question of defendant’s liability. Interrogatories have been propounded upon the plaintiff, depositions have been taken from the defendant and the two material witnesses, and briefs have been filed by both parties.

On January 1, 1960 the defendant Joel Hamilton entered into a renewal lease with the plaintiff’s insured E. P. Woods for a Gulf Service Station at Camp Nelson, Kentucky. The lease provided for monthly rental and was for a term of one year. Hamilton, who was employed as a delivery salesman for Gulf Oil Company in Frankfort, employed Calvin Stipes as his resident manager. Stipes was paid a weekly salary and was to receive a commission on the station profits. He was in charge of the daily operation of the station, had the power to hire and fire employees, made purchases as he chose and was considered the “boss” by other employees. Hamilton would visit the station infrequently and then only for short periods. His wife Gertie Hamilton visited the station every Monday to perform the bookkeeping and accounting duties and to write the payroll checks. On March 31, 1960 she visited the station to send statements to customers and left about twenty minutes before the fire involved here occurred. Stipes employed three other men, Marshall Absher, James Mulligan and Perry Corman, and operated the station on a twenty-four hour a day schedule.

On March 31, 1960 Calvin Stipes decided to tear up an old tile floor in the office or showroom and in one rest room of the station and paint the concrete floor underneath. He called the plaintiff’s insured E. P. Woods in Danville, Kentucky and received his oral permission to proceed. The work began in the middle of the afternoon when Stipes and the other three employees were changing shifts and while Mrs. Hamilton was present. They could remove the tiles rather easily with a putty knife but the glue or tar which had once held the old tiles in place was more difficult to remove. At first they sought to clean it up with a mixture of lye and liquid detergent in *754 water. After Mrs. Hamilton left, they removed all the furniture from the two rooms except a “warm morning” iron stove and fixed wall shelves. When the lye and soap proved ineffective, Stipes suggested that gasoline be used. After checking the stove to be sure it was cool, Perry Corman went to one of the outside gasoline pumps with a two to three gallon water bucket and returned with it about half full of gasoline. Then Stipes and the other three employees poured a substantial amount of the gasoline out on the floor with the water, soap and lye and proceeded to scrub and wash up the tar remaining on the concrete floor. After a few minutes, Stipes walked from the office-showroom to the grease room saying, “These fumes give me a headache and I’m going to hook this fan up and let it blow through there to keep the fumes down.” Once in the grease room he started stripping insulation from an old radio cord so that it could be attached to the fan. One of the employees, Marshall Absher, stated in his deposition that the front or outside door was closed so that work could proceed on the floor near the door. Calvin Stipes’ deposition says that the front door was “prized open” but does not specifically contradict Absher’s statement. After the gasoline had been in use about ten or fifteen minutes, Stipes was in the grease and washing bay and the other three men were in a huddle in the office-showroom. At this point an explosion occurred and the office was suddenly filled with fire from a height of eighteen inches above the floor. Stipes described it by saying that the “whole room started at once.” Absher dove through the glass in the front door and sustained some severe burns. James Mulligan and Perry Corman died in the flames. Stipes was blown ten to twelve feet back from the office door. The station was wholly consumed with the exception of the gasoline in the underground tanks outside the building.

The station had been constructed mainly of concrete block and glass. The office or showroom was rectangular in shape, from twelve to fourteen feet in width and from sixteen to twenty feet in1 length. The front wall consisted of a solid plate glass window on either side of the front door. A third plate glass window formed one side wall. Three doors led from the office or showroom: the front door, a door into the combined grease bay and wash bay work area, and a door into the otherwise enclosed men’s wash room. On the day in question, a mild drizzle was falling, the lights were on in the office-showroom, the doors to the men’s wash room and the grease bay area were open, and the big overhead doors in the grease bay and wash bay area were open. Marshall Absher stated in his deposition that before using the gasoline on the floor, he and the other employees felt the iron stove and, finding it cool, stuck their hands inside. He further stated that there was nothing else in the station which could use an open flame and no electric appliances remained in the office or showroom after1 the furniture was removed except the ceiling lights. He did state that an air compressor was located in a corner in the grease bay next to the office or showroom and that this compressor had an electric motor which would start and stop periodically but that no use had been made of the compressed air supply within the fifteen or twenty minutes preceeding the fire. Neither Absher nor Stipes on deposition were able to say what caused the explosion and fire other than the gasoline fumes nor what spark or flame could have set it off.

Although issues of negligence are ordinarily not susceptible to summary adjudication especially in favor of a plaintiff, this general proposition is not without exception. Rogers v. Peabody Coal Co., 342 F.2d 749 (6th Cir.1965); 3 Barron & Holtzoff, Fed.Prac. & Pro. § 1232.1 (Wright ed. 1958). A finding that a defendant has been negligent as a matter of law has given rise to one such exception. See American Airlines, Inc. v. Ulen, 87 U.S.App.D.C. 307, 186 F.2d 529 (1949). Compare Block v. Biddle, 36 F.R.D. 426 (W.D.Pa.1965) (state law considered violation of safety statute as *755 negligence per se), with Gillespie v. Lawton, 234 F.Supp. 821 (D.Conn.1964) (state law considered violation only evidence of negligence).

In force on March 31, 1960 was a body of Kentucky administrative regulations, Standards of Safety, which were promulgated pursuant to the authority delegated in KRS § 227.300 (1955) to the Department of Insurance. These regulations became effective in March of 1955 and continued in force until March of 1963 when they were revised and superceded. One of these regulations in effect on March 31, 1960, section 1412(1) (e) provides in applicable part:

No Class I flammable liquids shall be stored or handled within any service station building except packaged items * * *

Another section, 1400(2) (f) specifically names gasoline as an example of a Class I flammable liquid.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Centre College v. Trzop
127 S.W.3d 562 (Kentucky Supreme Court, 2004)
Lisa Huntley Flechsig v. United States
986 F.2d 1421 (Sixth Circuit, 1993)
Flechsig v. United States
991 F.2d 300 (Sixth Circuit, 1993)
United States v. Joseph Gelb
700 F.2d 875 (Second Circuit, 1983)
Ken and Peggy Bostic v. East Construction Co.
497 F.2d 712 (Sixth Circuit, 1974)
Rietze v. Williams Ex Rel. Williams
458 S.W.2d 613 (Court of Appeals of Kentucky (pre-1976), 1970)
Allen v. Kaufmann
47 Pa. D. & C.2d 433 (Philadelphia County Court of Common Pleas, 1969)
Totten v. Parker
428 S.W.2d 231 (Court of Appeals of Kentucky (pre-1976), 1968)
The Home Insurance Company v. Joel M. Hamilton
395 F.2d 108 (Sixth Circuit, 1968)
Allen v. Southern Greyhound Lines, Inc.
270 F. Supp. 872 (E.D. Louisiana, 1967)

Cite This Page — Counsel Stack

Bluebook (online)
253 F. Supp. 752, 1966 U.S. Dist. LEXIS 7758, Counsel Stack Legal Research, https://law.counselstack.com/opinion/home-insurance-company-v-hamilton-kyed-1966.