Home Insurance Co. v. Missouri Power & Light Co.

39 S.W.2d 1039, 327 Mo. 1201, 1931 Mo. LEXIS 595
CourtSupreme Court of Missouri
DecidedJune 5, 1931
StatusPublished
Cited by5 cases

This text of 39 S.W.2d 1039 (Home Insurance Co. v. Missouri Power & Light Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Home Insurance Co. v. Missouri Power & Light Co., 39 S.W.2d 1039, 327 Mo. 1201, 1931 Mo. LEXIS 595 (Mo. 1931).

Opinion

*1204 WHITE, P. J.

— The record in this case recites that August 5, 1927, the plaintiff filed a petition in the Circuit Court of Sullivan County; that May 12, 1928, defendant filed a motion to make said petition more definite and certain, and on the same day said motion was sustained. Whereupon plaintiff filed an amended petition which alleged the corporate characters of defendant; that it was engaged in furnishing electricity, etc., in Green City, Sullivan County, Missouri; that plaintiff was a New York corporation transacting fire insurance business and licensed to do business in Missouri; that October 4, 1925, A. O. Anderson was the owner of a certain ice plant with machinery described, in a building in Green City; that plaintiff had issued to said Anderson an insurance policy to indemnify him against loss by fire of the property described, providing for the payment of $8,000 to Anderson if said property was destroyed by fire; that the property was destroyed by fire October 4, 1925, and plaintiff paid to said Anderson $8,000 as provided in the policy. The petition then proceeded as follows:

“Plaintiff states that it was provided by the terms of said policy of insurance issued to said Anderson, as follows:
“ ‘If this company shall claim that the fire was caused by the act or neglect of any person or corporation, private or municipal, this company shall, on payment of the loss, be subrogated to the extent of such payment to all right of recovery by the insured for the loss resulting therefrom, and such right shall be assigned to this company-by the insured on receiving such payment.’
“Plaintiff states that at the time of the fire and ever since said fire plaintiff has and does now claim that the fire that destroyed said Anderson’s building and' all personal property, as herein described, was caused solely by defendant, Missouri Light & Power Company, as hereinafter stated.
“Plaintiff states that 'after the payment of the eight thousand dollars by plaintiff to Anderson as herein alleged, and in accordance with the -terms of the contract between plaintiff and said Anderson, there was made, executed and delivered to plaintiff, in writing, an assignment of all right that said Anderson had, to the extent of *1205 tbe payment made by plaintiff, against the above defendant herein, and said assignment was duly and regularly had and made in accordance with the terms of the original contract of insurance between plaintiff and said Anderson.
“Plaintiff states that prior to the entering into the contract of insurance between it and said Anderson there was a contract entered into between said Anderson and Missouri I¿ight & Power Company, whereby and under the terms of which said Missouri Light & Power Company was to furnish to said Anderson sufficient electricity to furnish’ light and power for the building in this petition described, and that for a long time prior to the 4th day of October, 1925, said defendant company did furnish said Anderson with a sufficient voltage or amount, and no more, of electricity, in accordance with its contract so to do, but that a short time prior to or on October 4, 1925, the defendant caused and permitted electricity to be transmitted over the wires leading to the building occupied and owned by said Anderson a voltage or amount of electricity greatly in excess of the amount necessary to light said premises, and that said voltage or amount off electricity was grossly in excess of the amount necessary to light said premises and furnish power therefor and was very dangerous to life and property, and that on or about the 4th day of October, 1925, as a result of permitting the greatly excessive voltage or amount of electricity to pass to' and through the wires to the building owned by said Anderson, the fire occurred which destroyed all the personal property owned by said Anderson. Plaintiff states that the fire which destroyed said property was caused solely by reason of the fact that defendant caused and permitted a grossly excessive amount of voltage or electrical fluid to flow through its wires into said building, the exact voltage being unknown to the plaintiff. That by reason of all the facts stated plaintiff was compelled to and did pay said Anderson said sum of eight thousand dollars on the 26th day of October, 1925, and that by reason of the acts and conduct of defendant herein and by reason of the assignment herein stated, this plaintiff has been damaged in the sum of eight thousand dollars, with interest from October 26, 1925.
“Wherefore, plaintiff prays judgment against defendant in the sum of eight thousand dollars, with interest at the rate of six per cent per annum from the 26th day of October, 1925, and for its costs in this behalf expended.”

Defendant, September 13, 1928, filed its amended motion to strike out said amended petition, as follows:

“Comes now defendant, and by leave of court first had and obtained, files this, its amended motion to strike out plaintiff’s amended petition, and for grounds of said motion, defendant states *1206 tha^ at the May term, 1928, of this court, defendant filed its motion to require plaintiff to mate its petition more definite and certain, whieh said motion, caption and signatures omitted, is as follows:
“ ‘Motion to Mate Petition More Definite and Certain.
“ ‘Comes now the defendant and prays the court to require the plaintiff to mate its petition in this action more definite and certain, and for grounds of saijjl motion states that in said petition it is alleged that an excessive amount of electricity passed into the wires of the building owned by Anderson, whieh said statement is an opinion and conclusion of the pleader and does not aver or set forth the amount of said electric current, nor does said petition state that defendant knew, dr by the exercise of ordinary care, could, and should have, known of such fact, if it be a fact, nor does said petition aver or state who owned or controlled the electric wiring in the building in question; and defendant states that said omitted allegations are material and that it cannot safely prepare its defense in this action or proceed to trial herein unless plaintiff is required to amend its petition in the above respects.’
“Defendant states that on the — day of May, 1928 at the May term, 1928, of this court, said motion was presented to the court, and the court, after being fully advised, did sustain said motion and did grant plaintiff leave to file its amended petition to comply with the ruling of the court, as appears by the record entry of this court made at this time.

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Cite This Page — Counsel Stack

Bluebook (online)
39 S.W.2d 1039, 327 Mo. 1201, 1931 Mo. LEXIS 595, Counsel Stack Legal Research, https://law.counselstack.com/opinion/home-insurance-co-v-missouri-power-light-co-mo-1931.