Home Depot U.S.A., Inc. v. United States Fire Insurance

299 F. App'x 892
CourtCourt of Appeals for the Eleventh Circuit
DecidedNovember 5, 2008
Docket08-13394, 08-13404
StatusUnpublished
Cited by1 cases

This text of 299 F. App'x 892 (Home Depot U.S.A., Inc. v. United States Fire Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals for the Eleventh Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Home Depot U.S.A., Inc. v. United States Fire Insurance, 299 F. App'x 892 (11th Cir. 2008).

Opinion

PER CURIAM:

Home Depot U.S.A., Inc. filed two lawsuits. The first suit is against A. Anastasio & Sons Trucking Co., Inc. (Anastasio) and United States Fire Insurance Company (U.S.Fire). The second suit is against U.S. Fire alone. The district court granted summary judgment to the defendants in the first suit, and dismissed Home Depot’s claims in the second suit. Home Depot’s consolidated appeal is before us.

*894 The facts underlying both suits are the same. Anastasio provided trucking services to Home Depot pursuant to oral agreements. In 1998, Home Depot sent Anastasio an unsigned Contract Carrier Agreement (1998 CCA). The 1998 CCA required Anastasio to indemnify Home Depot and to add Home Depot as an additional insured on its Commercial General Liability (CGL) policy issued by U.S. Fire. Anastasio made multiple handwritten changes to the terms of the 1998 CCA, signed it, and sent it back to Home Depot. Home Depot did not approve of these changes and did not sign the 1998 CCA.

Shortly thereafter, one of Anastasio’s drivers was injured while inspecting and tarping cargo which had been loaded at a Home Depot facility.

Home Depot then demanded Anastasio and U.S. Fire defend and indemnify it in the lawsuit brought by Anastasio’s driver. Anastasio and U.S. Fire refused, and Home Depot sued.

In the first suit, Home Depot asserted five claims against Anastasio: 1) express indemnity under the 1998 CCA; 2) equitable indemnity; 3) contribution; 4) breach of the 1998 CCA for failure to defend Home Depot in the lawsuit; and 5) breach of the 1998 CCA for failure to maintain insurance. Home Depot also asserted three claims against U.S. Fire: 1) breach of U.S. Fire’s CGL Policy issued to Anastasio; 2) bad faith; and 3) attorney’s fees. Anastasio and U.S. Fire moved for summary judgment on all claims, which the district court granted. Home Depot appeals.

Home Depot argues that the district court improperly granted summary judgment to Anastasio for two reasons. First, Home Depot argues that the court erred in determining that the 1998 CCA was not a valid contract, as Connecticut law provides that an unsigned contract can be valid if there is some other manifestation of mutual asset. This is not a complete statement of the law, however. Connecticut law provides that if an offeree changes the terms of an offer, it invalidates the offer and acts as a counteroffer. Cavallo v. Lewis, 1 Conn.App. 519, 473 A.2d 338, 340 (1984). 1 When Anastasio made handwritten changes to the 1998 CCA and sent it back to Home Depot, it did not accept Home Depot’s offer, but rather made a counteroffer. Home Depot never accepted this counteroffer by signing it or otherwise manifesting assent. Because Home Depot never accepted Anastasio’s counteroffer, the 1998 CCA is not a valid contract between the parties and does not confer any rights to Home Depot.

Home Depot next argues that its indemnification and breach-of-contract claims are based on the rights Home Depot enjoys under a Contract Carrier Agreement executed in 2000 (2000 CCA). The 2000 CCA is not the subject of this suit, however. In its complaint, Home Depot made claims against Anastasio based on the 1998 CCA. (R.l-1 Ex. C at 2.) Home Depot cannot add claims based on the 2000 CCA in opposition to Anastasio’s motion for summary judgment when its complaint is based on the 1998 CCA. We have held that, “[a]t the summary judgment stage, the proper procedure for plaintiffs to assert a new claim is to amend the complaint. ... A plaintiff may not amend her complaint through argument in a brief opposing summary judgment.” Gilmour v. Gates, McDonald & Co., 382 F.3d 1312, *895 1815 (11th Cir.2004). Because Home Depot did not amend its complaint to add claims based on the 2000 CCA, Home Depot cannot assert those claims in opposition to summary judgment.

The 1998 CCA is not a valid contract and does not confer any rights upon Home Depot. The 2000 CCA is irrelevant to this suit, which was brought based on provisions of the 1998 CCA. Accordingly, we affirm the district court’s grant of summary judgment for Anastasio on Home Depot’s claims based on the 1998 CCA. 2

Next, we turn to Home Depot’s claims in the first suit against U.S. Fire. Home Depot argues that U.S. Fire breached its CGL policy by failing to defend and indemnify Home Depot in the suit brought by Anastasio’s driver. Home Depot argues that summary judgment for U.S. Fire was inappropriate because Home Depot was an additional insured on the CGL policy. 3 Home Depot’s chief argument is that U.S. Fire is estopped to deny that Home Depot is covered by the CGL policy since its agent, Arthur Watson, issued Home Depot a Certificate of Liability Insurance. We disagree. We have held that “[ejvidence inadmissible at trial cannot be used to avoid summary judgment.” Corwin v. Walt Disney Co., 475 F.3d 1239, 1249 (11th Cir.2007) (quoting Broadway v. City of Montgomery, Ala., 530 F.2d 657, 661 (5th Cir.1976)). U.S. Fire disputes the authenticity of the Certificate of Liability Insurance Home Depot offers as evidence of its coverage. (R.1-3 at 11.) Home Depot, in order for this document to be admissible, must offer “evidence sufficient to support a finding that the matter in question is what its proponent claims.” Fed.R.Evid. 901(a). Home Depot has failed to offer any evidence sufficient to support such a finding, and so the Certificate of Liability Insurance is not admissible evidence. Home Depot cannot rely on this inadmissible evidence in its opposition to U.S. Fire’s motion for summary judgment. Because there is no admissible evidence to support Home Depot’s contention that it is insured under the CGL policy which U.S. fire issued to Anastasio, the district court correctly granted summary judgment to U.S. Fire. Because Home Depot’s remaining arguments on appeal all presuppose that it is an additional insured under the CGL policy, we do not address them.

Finally, we turn to Home Depot’s second lawsuit against U.S. Fire. Home Depot argues that the district court improperly dismissed its claims on the basis that they were barred by res judicata. Home Depot argues that its second suit, even though it seeks the same relief for the same injury it sought in the first suit, is not barred by res judicata because the second suit is based on a different insurance policy than the first. We disagree. The district court correctly analyzed the relevant elements of res judicata and concluded that the second suit was barred. (R.l-10 at 1-5.)

Res judicata “bars the filing of claims which were raised or could have been raised in an earlier proceeding.” Citibank N.A. v. Data Lease Fin. Corp., 904 F.2d 1498, 1501 (11th Cir.1990) (emphasis added).

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299 F. App'x 892, Counsel Stack Legal Research, https://law.counselstack.com/opinion/home-depot-usa-inc-v-united-states-fire-insurance-ca11-2008.