Home Bank, N. A. v. Golden La Properties, LLC

CourtLouisiana Court of Appeal
DecidedMay 18, 2022
DocketCA-0021-0715
StatusUnknown

This text of Home Bank, N. A. v. Golden La Properties, LLC (Home Bank, N. A. v. Golden La Properties, LLC) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Home Bank, N. A. v. Golden La Properties, LLC, (La. Ct. App. 2022).

Opinion

STATE OF LOUISIANA COURT OF APPEAL, THIRD CIRCUIT

21-715

HOME BANK, N.A.

VERSUS

GOLDEN LA PROPERTIES, LLC, SHERALI BAHADUR ALI, A/K/A SHERALI BAHADUR, KARIM KHANMOHAMED, AND SHEHMIR SHERALI

********** ON APPEAL FROM THE FIFTEENTH JUDICIAL DISTRICT COURT PARISH OF LAFAYETTE, NO. C-2020-5148 HONORABLE LAURIE A. HULIN, DISTRICT JUDGE

********** JONATHAN W. PERRY JUDGE

**********

Court composed of Elizabeth A. Pickett, Candyce G. Perret, and Jonathan W. Perry, Judges.

APPEAL DISMISSED, IN PART; JUDGMENT REVERSED; CASE REMANDED. Jefferson J. Moss, Jr. Moss & Associates 814 South Washington Street Lafayette, LA 70501 (337) 237-6280 COUNSEL FOR DEFENDANTS/APPELLANTS: Golden LA Properties, LLC, Sherali Bahadur Ali, a/k/a Sherali Bahadur, Karim Khanmohamed, and Shehmir Sherali

Wayne A. Shullaw Attorney at Law 600 Jefferson Street Suite 502 Post Office Box 4815 Lafayette, LA 70502-4815 (337) 266-2311 COUNSEL FOR PLAINTIFF/APPELLEE: Home Bank, N.A. PERRY, Judge.

This appeal involves two default judgments in a petition for deficiency

judgment brought by Home Bank, N.A. (“Home Bank”), one against Golden LA

Properties, LLC (“Golden”), and another against the three guarantors of Golden’s

indebtedness, Sherali Bahadur Ali a/k/a Sherali Bahadur (“Mr. Sherali”), Karim

Khanmohamed (“Mr. Karim”), and Shehmir Sherali (“Mr. Shehmir”) (collectively

“the guarantors”). In a joint motion, Golden and the guarantors appeal. We dismiss

Golden’s appeal for lack of appellate jurisdiction, reverse the deficiency judgment

against the guarantors, and remand to the trial court.

FACTS AND PROCEDURAL HISTORY

On September 14, 2015, Golden, a Louisiana limited liability company,

executed a promissory note with a principal amount of $2,925,778.25 in favor of the

lender, Home Bank.1 To secure the promissory note, Golden signed a multiple

indebtedness mortgage and a commercial security agreement. The mortgage

affected a tract of land containing 14.783 acres situated in Section 13, Township 9

South, Range 4 East, Parish of Lafayette, Louisiana (“the property”), more

particularly identified by plat of survey dated September 19, 1994, and bearing

municipal address 2032 NE Evangeline Thruway, Lafayette, Louisiana. In addition,

the mortgage included not only the immovable property, but also encompassed:

[A]ny and all present and future buildings, constructions, component parts, improvements, attachments, appurtenances, fixtures, rights, ways, privileges, advantages, batture, and batture rights, servitudes and easements of every type and description, now and/or in the future relating to the Property, and any and all items and fixtures attached to and/or forming integral or component parts of the Property in accordance with the Louisiana Civil Code.

1 The original indebtedness, mortgage, and security agreement were in favor of St. Martin Bank and Trust Company (“St. Martin”). At the time of this litigation, Home Bank was the successor in interest to St. Martin. For clarity, we have chosen to refer to the plaintiff as Home Bank throughout this opinion. The commercial security agreement further provided Home Bank with a “Security

interest in any and all furniture, fixtures, equipment, inventory accounts, general

intangibles and the Ramada Inn Franchise Agreement including but not limited to

[the property] located at 2032 NE Evangeline Thruway in Lafayette, LA, 70501.”

When the promissory note became in arrears on August 14, 2020, Home Bank

commenced this litigation. Later, on October 20, 2020, Home Bank filed a petition

to enforce a multiple indebtedness mortgage and commercial security agreement by

executory process, naming Golden as the defendant. Service instructions stated,

“Please serve the Defendant, Golden LA Properties, LLC, through its registered

agent for service of process, Mr. Jefferson J. Moss, Jr. [“Mr. Moss”], at 814 S.

Washington Street, Lafayette, Louisiana 70501.” On October 22, 2020, as requested

by Home Bank, the trial court signed an order which provided that the Writ of

Seizure and Sale immediately issue to the Sheriff of Lafayette Parish. Thereafter,

the Sheriff’s Return shows personal service of the Notice of Seizure and Sale and

the Notice to Appoint Appraiser having been made on “Rosie” on November 23,

2020.

Publication of the upcoming sale of the seized property was made on January

7, 2021, and February 4, 2021, in the Daily Advertiser (Lafayette); publication was

in the circulated newspaper as well as the digital edition.2 The appraiser’s report

was filed on February 4, 2021, reflecting two appraisals. One appraisal was for

$1,500,000.00 and the other for $1,589,000.00; thus, the average appraisal was

determined to be $1,544,500.00. The sale was scheduled for and did take place on

February 10, 2021. As reflected in the Procès Verbal, the property was adjudicated

2 In addition, Home Bank provided notice of the seizure on December 3, 2020, via certified mail to 2032 Evangeline Hospitality, LLC, the lessee of the premises. Shortly thereafter, on December 8, 2020, Home Bank also requested the Clerk of Court for Lafayette Parish to record a copy of the Mennonite notice sent out in connection with the seizure and sale of the property. 2 to Home Bank for $1,029,667.00, two-thirds of the appraisal value, on the date of

the sale, and a deed was issued to it by the Sheriff of Lafayette Parish.

Subsequently, on March 15, 2021, Home Bank filed an amended petition for

deficiency judgment, naming Golden and the guarantors as defendants. Service was

requested on Golden through its registered agent for service of process, Mr. Moss,

at the same address designated in the executory proceedings and on the guarantors,

domiciliaries of San Antonio, Texas, through the Louisiana Long Arm Statute.

Service of citation3 was made on Golden on April 27, 2021. As shown on the

Sheriff’s Return, personal service of the amended petition for deficiency judgment

was made on “Rosy.”

After service of citation was made on Golden, Home Bank filed a motion and

order for preliminary default on May 27, 2021. In that motion, it is stated:

ON MOTION of the Plaintiff, Home Bank, N.A., through undersigned counsel, and on suggesting to the court that PERSONAL service of the Citation and Petition was made on the Defendant, Golden LA Properties, LLC, through its registered agent for service of process, Jefferson J. Moss, Jr., on April 27, 2021; that the Defendant, Golden LA Properties, LLC, has failed to answer or otherwise appear within the time prescribed by law; and that the Plaintiff desires and is entitled to a preliminary judgment by default.

On May 28, 2021, the Commissioner for the 15th Judicial District Court granted the

preliminary judgment by default.

Then, on June 7, 2021, Home Bank presented a judgment to the trial court,

seeking the confirmation of the preliminary default entered on May 28, 2021. In

3 Citation and service of citation are not the same. Under La.Code Civ.P. art. 925(A)(1), an objection to insufficiency of citation is leveled at the form of the citation mandated in La.Code Civ.P. art. 1202. As provided in La.Code Civ.P. art. 925(A)(2), an objection leveled at the insufficiency of service of process focuses on the person to whom citation is delivered or on the manner in which delivery is made. See Filson v. Windson Ct. Hotel, 04-2893 (La. 6/29/05), 907 So.2d 723 (citing Maraist, Frank L. and Lemmon, Harry T., Louisiana Civil Law Treatise, Vol. 1, § 6.5, p. 108.

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Home Bank, N. A. v. Golden La Properties, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/home-bank-n-a-v-golden-la-properties-llc-lactapp-2022.