Higgins v. Chicago Title & Trust Co.

143 N.E. 482, 312 Ill. 11
CourtIllinois Supreme Court
DecidedApril 14, 1924
DocketNo. 15649
StatusPublished
Cited by30 cases

This text of 143 N.E. 482 (Higgins v. Chicago Title & Trust Co.) is published on Counsel Stack Legal Research, covering Illinois Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Higgins v. Chicago Title & Trust Co., 143 N.E. 482, 312 Ill. 11 (Ill. 1924).

Opinion

Mr. Justice Dunn

delivered the opinion of the court:

Linnie F. Higgins filed her bill in the circuit court of Cook county to set aside a deed executed by herself and her husband to the Chicago Title and Trust Company, and has appealed from a decree dismissing her bill on a hearing.

The grounds upon which it is claimed the relief prayed for should have been granted are the physical and mental incompetency of the complainant’s husband as well as of herself, the intimate and confidential fiduciary relations between Jackson Bros. & Co., the beneficiaries of the conveyance to the Chicago Title and Trust Company, and the complainant’s husband; fraud because of undue advantage taken by Arthur S. Jackson of his intimate confidential relations with the complainant’s husband and the resulting influence over him, and of Jackson’s knowledge of the weakened condition of mind and body of complainant’s husband and of the relation existing between him and the complainant; the illegality and invalidity of the consideration for the deed, being two notes of the aggregate amount of $40,000, claimed to have been given on account of gambling transactions. It is claimed, also, that error occurred in the admission and rejection of evidence.

The real estate conveyed by the deed was lots 12 and 13 and the east fifty feet of lots 16 and 17, in block n, in Cochran’s Second addition to Edgewater, and was situated on Kenmore avenue, in the city of Chicago. The complainant had owned the lots for a number of years and occupied them with her husband, Edward M. Higgins, as their home. He had been in the grain business for thirty years and had been vice-president of the Armour Grain Company, a large corporation, and was a member of the Board of Trade until his death. His connection with the Armour Grain Company ceased, and he afterward traded individually on the Board of Trade. For several years before his death, which occurred on February 15, 1918, he bought and sold extensively through the commission firm of Jackson Bros. & Co., consisting of Arthur S. and Howard B. Jackson. On November 11, 1916, Higgins gave to Arthur S. Jackson a note for $30,000, and on May 16, 1917, one for $10,000, each due a year from date, signed by both Higgins and his wife, payable to their order and indorsed by them. They were secured by mortgages which had not been recorded, and were held by Arthur S. Jackson until January 5, 1918.

In 1913 Higgins had an acute attack of Bright’s disease, lasting six weeks, which affected him to such an extent that he' never fully recovered, and thereafter he had relapses lasting several weeks at a time, and suffered from uremic poisoning, and during these times his mind was not so quick as usual nor his memory so good. His blood pressure was high, and in April, 1917, he had acute bronchitis, and in May, dropsy. His physician told him he was not fit for business and advised him to give it up. He grew worse, and in November became much worse, was delirious, and his physicians thought it necessary to bleed him, and did take 500 cubic centimeters of blood from him. Afterward he got up and against his doctor’s orders went out during the months of December and January. On February 5, 1918, he was again delirious, he was bled again on the ninth and tenth, he grew worse, and died on February 15. Dr. Bachelle testified that in November, 1917, and February, 1918, at the time when Higgins was bled, he failed to recognize Dr. Steffin, who was associated with Bachelle, but at those times Higgins was unconscious. This witness also testified that he had known Higgins many years and knew his normal mental state; that during the winter of 1917 and 1918 he was not in a normal state mentally; that he was irresponsible, not in a state to decide for himself or in a mental condition to transact business and should not have been allowed to go out. By “irresponsible” the doctor said he meant deranged mentally, but he did not give any instances of mental incompetency except the inability to recognize Dr. Steffin, when Higgins was unconscious. Dr. Steffin also expressed an opinion of the incompetency of Higgins from observation of him on the two occasions when he was bled and was unable to recognize Dr. Steffin. Mrs. Conlin.and Mrs.'Van Thompson were friends of Mr. and Mrs. Higgins of long standing and were frequent visitors at their house. They testified as to the condition of Higgins’ health and the course of his sickness, to certain peculiarities and eccentricities in his conduct and changes in his manner, and expressed rather vaguely their opinion that he was unable to transact business, but did not express an opinion that he was of unsound mind or state facts upon which such an opinion could properly rest. On the other hand, there was the testimony of several witnesses, acquaintances of Higgins who had known him for years and associated with him at the Board of Trade, who saw and conversed with him in January before his death and observed no indication of any lack of mental capacity.

The deed was executed on January 5, 1918, and the circumstances attending its execution were related by the complainant and by Duane T. McNabb, who prepared it and as a notary public took the acknowledgment of the grantors. The complainant testified that on that day she went with her husband to the offices of the attorneys of Jackson Bros. & Co., in the First National Bank building, for the purpose of signing the deed; that she went with her husband into a room where several men were, and he sat down at a desk and had some conversation which she did not hear; that her husband then signed the deed and asked her to sign it, and she did so. She had never been to those offices before, had never talked to Jackson Bros. & Co. or anyone else about signing the deed, but went there to sign it and signed it without question solely because her husband asked her to. She said that he never said a word to her as to why he wanted her to sign the deed and she never asked him a word; that she never mentioned it afterward and he never did.

McNabb testified that he had prepared the deed and was present when it was executed and at the conference preceding its execution. F. C. Hack, of the firm of attorneys, was present and had the notes and mortgages given to Arthur S. Jackson. McNabb, Hack and Mr. and Mrs. Higgins were the only persons present. McNabb said to Mr. and Mrs. Higgins that it was his understanding the notes and mortgages were to be canceled and returned to them, and asked if that was correct. Higgins said it was and Mrs. Higgins nodded her head. Hack also explained to them that inasmuch as the mortgages had not been recorded he wanted to be sure that they understood the nature of the transaction, and that the title to the Chicago Title and Trust Company was for Jackson’s benefit and not in the nature of another mortgage. Higgins said he so. understood it and it was immaterial to whom they made the deed. Mrs. Higgins said she understood it the same way. The notes and mortgages were then marked “paid and canceled” and delivered to Higgins. McNabb. saw both the complainant and her husband sign the deed and then took their acknowledgment. He asked, each of them if they executed the instrument as their free and voluntary act, and both said they did.

The complainant was in constant attendance upon her husband, and the draft upon her physical and mental resources, particularly after his serious sickness in November, was continuous and severe. She was worried about his condition and her nerves were over-wrought but there was no evidence of mental unsoundness.

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Bluebook (online)
143 N.E. 482, 312 Ill. 11, Counsel Stack Legal Research, https://law.counselstack.com/opinion/higgins-v-chicago-title-trust-co-ill-1924.