J-A29026-24
NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37
HETRICK-BITNER FUNERAL HOME, : IN THE SUPERIOR COURT OF INC. : PENNSYLVANIA v. : : JODI WARD, JODI M. WARD, JODI M. : NAGY, AND DANIEL M. WARD : : Appellants : : No. 664 WDA 2024
Appeal from the Order Entered May 30, 2024 In the Court of Common Pleas of Cameron County Civil Division at No(s): 2023-01500
BEFORE: OLSON, J., LANE, J., and BENDER, P.J.E.
MEMORANDUM BY LANE, J.: FILED: March 25, 2025
Jodi Ward (aka Jodi M. Ward and Jodi M. Nagy) and Daniel M. Ward
(collectively, “the Wards”) appeal from the order denying their motion to strike
the confession of judgment filed by Hetrick-Bitner Funeral Home, Inc.
“(“Hetrick-Bitner”). We affirm.
Jodi was an employee of Hetrick-Bitner, and during the course of her
employment, she stole over $150,000.00 from Hetrick-Bitner. Jodi ultimately
pleaded guilty to forgery and theft and was ordered to pay restitution to
Hetrick-Bitner. Jodi and her husband, Daniel, entered into a settlement
agreement with Hetrick-Bitner and executed a judgment note in favor of
Hetrick-Bitner which contained a confession of judgment. The terms of the
settlement agreement and judgment note provided that the Wards would
repay Hetrick-Bitner $143,575.00 by making monthly payments of $500 per
month for ten years with a final payment of $107,328.73 at the end of the J-A29026-24
ten-year period. The Wards defaulted on the note and Hetrick-Bitner filed a
complaint in confession of judgment. On January 6, 2016, a confessed
judgment was entered, and the Cameron County prothonotary provided notice
of entry of judgment to the Wards pursuant to Pa.R.C.P. 236. Some years
later, on October 26, 2023, Hetrick-Bitner filed a praecipe for writ of revival
to revive the January 2016 confession of judgement. The Wards did not
oppose or respond to the writ of revival. On March 5, 2024, Hetrick-Bitner
filed a praecipe for writ of execution of the confessed judgment, and a sheriff
served the Wards with notice of the same the following day. On April 5, 2024,
Hetrick-Bitner served the Wards by certified mail with the required notice of
the judgment and execution pursuant to Pa.R.C.P. 2958.2.
On May 8, 2024, the Wards filed a motion to strike the confession of
judgment. The trial court conducted a hearing at which neither party
presented any evidence or testimony. However, the trial court took judicial
notice of the record and docket in the case. The trial court determined that
the petition to strike was untimely filed, and further concluded that the record
did not support the relief requested by the Wards. Accordingly, on May 30,
2024, the trial court entered an order denying the petition to strike. The
Wards filed a timely notice of appeal, and both they and the trial court
complied with Pa.R.A.P. 1925.
The Wards raise the following issue for our review: “Did the trial court
err in denying and dismissing [the Ward’s] petition to strike [Hetrick-Bitner’s]
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confession of judgment.” Wards’ Brief at 4 (unnecessary capitalization
omitted).
We review a trial court’s order denying a petition to strike a confessed
judgment to determine whether the record is sufficient to sustain the
judgment. See ESB Bank v. McDade, 2 A.3d 1236, 1239 (Pa. Super. 2010).
A petition to strike a judgment may be granted only if a fatal defect or
irregularity appears on the face of the record. See id. If the record is self-
sustaining, the judgment will not be stricken. See Resolution Trust Corp.
v. Copley Qu-Wayne Assocs., 683 A.2d 269, 273 (Pa. 1996).
A confession of judgment action is a proceeding to enter a judgment by
confession of money. See Lechowicz v. Moser, 164 A.3d 1271, 1273-74
(Pa. Super. 2017). To enter a judgment of confession, the creditor files a
complaint for confession of judgment along with the judgment note signed by
the party to be bound pursuant to Pa.R.C.P. 2950 through 2967. See id.
According to Rule 2956, the prothonotary shall enter judgment in conformity
with the confession and provide Rule 236 notice to the debtor. See Pa.R.C.P.
2956; see also Pa.R.C.P. 236. Though the entry of a confessed judgment
lacks the hallmarks of an adversarial proceeding, “it has all the qualities of a
judgment on a verdict.” Midwest Fin. Acceptance Corp. v. Lopez, 78 A.3d
614, 625-26 (Pa. Super. 2013) (quoting O'Hara v. Manley, 12 A.2d 820, 822
(Pa. Super. 1940)).
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The rules relating to confession of judgment require the creditor to
provide notice to the debtor prior to or contemporaneous with the execution
on a confessed judgment. See Pa.R.C.P. 2950, cmt. Rule 2959(a)(3) requires
a petition for relief from a confessed judgment to be filed within thirty days
after service of notice. See Pa.R.C.P. 2958.2, cmt. Unless the defendant can
demonstrate that there were compelling reasons for the delay, a petition not
timely filed shall be denied. See id. The judgment creditor may delay
execution until the judgment debtor acquires sufficient assets to satisfy the
judgment. See Thomas Assocs. Investigative & Consulting Services,
Inc. v. GPI Ltd., Inc., 711 A.2d 506, 508 (Pa. Super. 1998). Therefore, the
timely filing of the petition to strike means within thirty days from a notice of
execution which need not be timely at all. See id.
The Wards initially argue that the trial court erred by concluding that
their petition was untimely filed. The Wards claim that they mailed their
petition to strike via two-day express mail service on April 30, 2024, and
assert that they do not know why it was not docketed until May 8, 2024, and
whatever the reason for the delay, they insist it was not their fault. The Wards
additionally argue that the terms of the settlement agreement and judgment
note lacked consideration for the following reasons: (1) the settlement
agreement and judgment note were gratuitous and lacked any benefit to Jodi
because she was already obligated to pay Hetrick-Bitner via the restitution
order; and (2) the settlement agreement and judgment note lacked any
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benefit to Daniel because he committed no wrong but received the detriment
of a promise to Hetrick-Bitner without any corresponding benefit. The Wards
also contend that the settlement agreement and judgment note are
unconscionable because the Wards had no meaningful choice but to enter the
settlement agreement and judgment note under duress, so that Jodi would
avoid jail time for her crimes. Finally, the Wards argue that because Daniel
had no obligation to Hetrick-Bitner and gained no benefits, the settlement
agreement and judgment note could have only created a consumer credit
transaction as it relates to him.1
The trial court considered the Wards’ issue and concluded that it lacked
merit. The court determined that the petition was untimely filed, and further
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J-A29026-24
NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37
HETRICK-BITNER FUNERAL HOME, : IN THE SUPERIOR COURT OF INC. : PENNSYLVANIA v. : : JODI WARD, JODI M. WARD, JODI M. : NAGY, AND DANIEL M. WARD : : Appellants : : No. 664 WDA 2024
Appeal from the Order Entered May 30, 2024 In the Court of Common Pleas of Cameron County Civil Division at No(s): 2023-01500
BEFORE: OLSON, J., LANE, J., and BENDER, P.J.E.
MEMORANDUM BY LANE, J.: FILED: March 25, 2025
Jodi Ward (aka Jodi M. Ward and Jodi M. Nagy) and Daniel M. Ward
(collectively, “the Wards”) appeal from the order denying their motion to strike
the confession of judgment filed by Hetrick-Bitner Funeral Home, Inc.
“(“Hetrick-Bitner”). We affirm.
Jodi was an employee of Hetrick-Bitner, and during the course of her
employment, she stole over $150,000.00 from Hetrick-Bitner. Jodi ultimately
pleaded guilty to forgery and theft and was ordered to pay restitution to
Hetrick-Bitner. Jodi and her husband, Daniel, entered into a settlement
agreement with Hetrick-Bitner and executed a judgment note in favor of
Hetrick-Bitner which contained a confession of judgment. The terms of the
settlement agreement and judgment note provided that the Wards would
repay Hetrick-Bitner $143,575.00 by making monthly payments of $500 per
month for ten years with a final payment of $107,328.73 at the end of the J-A29026-24
ten-year period. The Wards defaulted on the note and Hetrick-Bitner filed a
complaint in confession of judgment. On January 6, 2016, a confessed
judgment was entered, and the Cameron County prothonotary provided notice
of entry of judgment to the Wards pursuant to Pa.R.C.P. 236. Some years
later, on October 26, 2023, Hetrick-Bitner filed a praecipe for writ of revival
to revive the January 2016 confession of judgement. The Wards did not
oppose or respond to the writ of revival. On March 5, 2024, Hetrick-Bitner
filed a praecipe for writ of execution of the confessed judgment, and a sheriff
served the Wards with notice of the same the following day. On April 5, 2024,
Hetrick-Bitner served the Wards by certified mail with the required notice of
the judgment and execution pursuant to Pa.R.C.P. 2958.2.
On May 8, 2024, the Wards filed a motion to strike the confession of
judgment. The trial court conducted a hearing at which neither party
presented any evidence or testimony. However, the trial court took judicial
notice of the record and docket in the case. The trial court determined that
the petition to strike was untimely filed, and further concluded that the record
did not support the relief requested by the Wards. Accordingly, on May 30,
2024, the trial court entered an order denying the petition to strike. The
Wards filed a timely notice of appeal, and both they and the trial court
complied with Pa.R.A.P. 1925.
The Wards raise the following issue for our review: “Did the trial court
err in denying and dismissing [the Ward’s] petition to strike [Hetrick-Bitner’s]
-2- J-A29026-24
confession of judgment.” Wards’ Brief at 4 (unnecessary capitalization
omitted).
We review a trial court’s order denying a petition to strike a confessed
judgment to determine whether the record is sufficient to sustain the
judgment. See ESB Bank v. McDade, 2 A.3d 1236, 1239 (Pa. Super. 2010).
A petition to strike a judgment may be granted only if a fatal defect or
irregularity appears on the face of the record. See id. If the record is self-
sustaining, the judgment will not be stricken. See Resolution Trust Corp.
v. Copley Qu-Wayne Assocs., 683 A.2d 269, 273 (Pa. 1996).
A confession of judgment action is a proceeding to enter a judgment by
confession of money. See Lechowicz v. Moser, 164 A.3d 1271, 1273-74
(Pa. Super. 2017). To enter a judgment of confession, the creditor files a
complaint for confession of judgment along with the judgment note signed by
the party to be bound pursuant to Pa.R.C.P. 2950 through 2967. See id.
According to Rule 2956, the prothonotary shall enter judgment in conformity
with the confession and provide Rule 236 notice to the debtor. See Pa.R.C.P.
2956; see also Pa.R.C.P. 236. Though the entry of a confessed judgment
lacks the hallmarks of an adversarial proceeding, “it has all the qualities of a
judgment on a verdict.” Midwest Fin. Acceptance Corp. v. Lopez, 78 A.3d
614, 625-26 (Pa. Super. 2013) (quoting O'Hara v. Manley, 12 A.2d 820, 822
(Pa. Super. 1940)).
-3- J-A29026-24
The rules relating to confession of judgment require the creditor to
provide notice to the debtor prior to or contemporaneous with the execution
on a confessed judgment. See Pa.R.C.P. 2950, cmt. Rule 2959(a)(3) requires
a petition for relief from a confessed judgment to be filed within thirty days
after service of notice. See Pa.R.C.P. 2958.2, cmt. Unless the defendant can
demonstrate that there were compelling reasons for the delay, a petition not
timely filed shall be denied. See id. The judgment creditor may delay
execution until the judgment debtor acquires sufficient assets to satisfy the
judgment. See Thomas Assocs. Investigative & Consulting Services,
Inc. v. GPI Ltd., Inc., 711 A.2d 506, 508 (Pa. Super. 1998). Therefore, the
timely filing of the petition to strike means within thirty days from a notice of
execution which need not be timely at all. See id.
The Wards initially argue that the trial court erred by concluding that
their petition was untimely filed. The Wards claim that they mailed their
petition to strike via two-day express mail service on April 30, 2024, and
assert that they do not know why it was not docketed until May 8, 2024, and
whatever the reason for the delay, they insist it was not their fault. The Wards
additionally argue that the terms of the settlement agreement and judgment
note lacked consideration for the following reasons: (1) the settlement
agreement and judgment note were gratuitous and lacked any benefit to Jodi
because she was already obligated to pay Hetrick-Bitner via the restitution
order; and (2) the settlement agreement and judgment note lacked any
-4- J-A29026-24
benefit to Daniel because he committed no wrong but received the detriment
of a promise to Hetrick-Bitner without any corresponding benefit. The Wards
also contend that the settlement agreement and judgment note are
unconscionable because the Wards had no meaningful choice but to enter the
settlement agreement and judgment note under duress, so that Jodi would
avoid jail time for her crimes. Finally, the Wards argue that because Daniel
had no obligation to Hetrick-Bitner and gained no benefits, the settlement
agreement and judgment note could have only created a consumer credit
transaction as it relates to him.1
The trial court considered the Wards’ issue and concluded that it lacked
merit. The court determined that the petition was untimely filed, and further
concluded that “there is no fatal defect or irregularity on the face of the record
to warrant the confess[ed] judgment . . . being stricken.” Trial Court Opinion,
7/16/24, at 2.
As explained above, a petition to strike must be filed within thirty days
from the notice of execution of the confessed judgment. Here, the record
reflects that the Wards received the required statutory notice of the judgment
and execution on April 5, 2024. Accordingly, they were required to file their
____________________________________________
1 A “consumer credit transaction” is defined as: “a credit transaction in which
the party to whom credit is offered or extended is a natural person and the money, property or services which are the subject of the transaction are primarily for personal, family or household purposes.” Pa.R.C.P. No. 2950.
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petition to strike within thirty days, or by May 6, 2024.2 The Ward’s petition
to strike, filed on May 8, 2024, is therefore patently untimely. This Court is
mindful that a defendant may demonstrate that there were compelling
reasons for the delay. See Pa.R.C.P. 2959(a)(3). However, even assuming
that the Wards could overcome the untimeliness of their petition by providing
compelling reasons for the delay, they would not be entitled to relief.
As explained above, the basis for relief contemplated by a petition to
strike is very narrow. A petition to strike a judgment may be granted only if
a fatal defect or irregularity appears on the face of the record. See ESB
Bank, 2 A.3d at 1239. Accordingly, a petition to strike a confessed judgment
must, necessarily, focus on any fatal defects or irregularities appearing on the
face of the record.
Here, the petition to strike filed by the Wards did not identify any defect
or irregularity appearing on the face of the record. Similarly, in their brief on
appeal, the Wards have not argued that there is any fatal defect or irregularity
appearing on the face of the record. Instead, they merely assert various
reasons why they should not have entered the settlement agreement and
2 The thirtieth day fell on Sunday, May 5, 2024; therefore, the Wards had until
the following business day, Monday, May 6, 2024, to file their petition. See 1 Pa.C.S.A. § 1908.
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judgment note, and raise potential defenses to its execution.3 Thus, as the
Wards have not identified any defect or irregularity on the face of the record
which could support a petition to strike the confessed judgment, and our
independent review reflects that the record is sufficient to sustain the
judgment, we affirm the trial court’s order denying the petition to strike.
Order affirmed.
3/25/2025
3 The Wards appear to conflate a petition to strike with a petition to open. These are distinct remedies which are not interchangeable. See Lopez, 78 A.3d 623. A confession of judgment may be opened if the petitioner acts promptly, alleges a meritorious defense, and presents sufficient evidence in support of the defense to require the submission of the issues to a jury. See Ferrick v. Bianchini, 69 A.3d 642, 647 (Pa. Super. 2013). Here, the Wards did not file a petition to open. Therefore, their arguments regarding potential defenses to the judgment note are irrelevant to the narrow question before this Court; namely, whether there is any fatal defect or irregularity appearing on the face of the record.
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