Hernandez v. Franklin Credit Management Corporation

CourtDistrict Court, W.D. Washington
DecidedFebruary 6, 2020
Docket2:19-cv-00207
StatusUnknown

This text of Hernandez v. Franklin Credit Management Corporation (Hernandez v. Franklin Credit Management Corporation) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hernandez v. Franklin Credit Management Corporation, (W.D. Wash. 2020).

Opinion

THE HONORABLE JOHN C. COUGHENOUR 1 2 3 4 5 6 UNITED STATES DISTRICT COURT 7 WESTERN DISTRICT OF WASHINGTON 8 AT SEATTLE 9 NAZARIO HERNANDEZ, CASE NO. C19-0207-JCC 10 Appellant, BANKRUPTCY CASE NO. 11 v. 18-1159-TWD

12 FRANKLIN CREDIT MANAGEMENT ORDER CORPORATION and DEUTSCHE BANK 13 NATIONAL TRUST COMPANY AS TRUSTEE FOR BOSCO CREDIT II TRUST 14 SERIES 2010-1, 15 Appellees. 16

17 This matter comes before the Court on Appellant’s motion for attorney fees (Dkt. No. 17) 18 and Appellees’ motion to stay the case while their appeal is pending (Dkt. No. 30). Having 19 thoroughly considered the parties’ briefing and the relevant record, the Court finds oral argument 20 unnecessary and hereby GRANTS Appellant’s motion for attorney fees (Dkt. No. 17) and 21 DENIES Appellees’ motion for a stay (Dkt. No. 30) for the reasons explained herein. 22 I. BACKGROUND 23 The Court has set forth the facts of this case in a prior order and will repeat only those 24 relevant to the present motions. (See Dkt. No. 14.) On August 16, 2006, Appellant executed and 25 delivered a promissory note to WMC Mortgage Company (“WMC”) in the amount of $67,600. 26 (Dkt. No. 7-1 at 10.) The same day, Appellant executed and delivered a deed of trust to WMC 1 granting Mortgage Electronic Registration Systems, Inc., as nominee for WMC, a security 2 interest in residential real property in Covington, Washington. (Id. at 10–11.) On November 28, 3 2011, the deed of trust was sold, assigned, and transferred to Appellee Deutsche Bank National 4 Trust Company. (Id.) Appellee Franklin Credit Management Corporation was the mortgage 5 servicer acting on behalf of Deutsche Bank. (Id. at 10.) 6 On May 10, 2012, Appellant and his wife filed a Chapter 7 bankruptcy petition in the 7 United States Bankruptcy Court for the Western District of Washington. (Id.) Appellant and his 8 wife ultimately received a discharge in that bankruptcy action on August 15, 2012. (Id.) On 9 August 29, 2018, Appellant filed a Chapter 13 bankruptcy petition in the United States Bankruptcy 10 Court for the Western District of Washington. (Dkt. No. 7-1 at 9–10.) On November 16, 2018, 11 Appellant initiated an adversary proceeding against Appellees, seeking to disallow Appellees’ 12 claim and avoid the deed of trust on Appellant’s property as time-barred. (Id. at 12.) Appellees 13 filed a motion to dismiss the adversary proceeding. (Id. at 14.) The Bankruptcy Court granted 14 Appellees’ motion to dismiss and dismissed the adversary proceeding with prejudice. (Id. at 14– 15 15.) Appellant appealed the Bankruptcy Court’s order. (Dkt. No. 1.) This Court reversed the 16 Bankruptcy Court, finding that Appellees’ ability to enforce the deed of trust became time-barred 17 on August 1, 2018. (Dkt. No. 14.) Appellees have appealed that order. (See Dkt. No. 24.) 18 Appellant now moves for attorney fees, (Dkt. No. 17), and Appellees move to stay the case while 19 their appeal is pending, (Dkt. No. 30). 20 II. DISCUSSION 21 A. Motion for Attorney Fees 22 In general, parties bear their own attorney fees. See Fed. R. Civ. P. 54(d)(2); MRO 23 Commc’ns., Inc. v. AT&T Co., 197 F.3d 1276, 1281 (9th Cir. 1999) (“Rule 54(d)(2) . . . gives 24 effect to the ‘American Rule’ that each party must bear its own attorneys’ fees in the absence of 25 a rule, statute, or contract authorizing such an award.”). There exists no general right to recover 26 attorney fees in the Bankruptcy Code. See Seyed Shahram Hosseini v. Key Bank N.A. (In re 1 Seyed Shahram Hosseini), 504 B.R. 558, 568 (B.A.P. 9th Cir. 2014). In a bankruptcy appeal, 2 Federal Rule of Civil Procedure 54(d)(2) sets forth the procedure for a party to seek attorney 3 fees. See Fed. R. Bank. P. 7054; Fed. R. Civ. P. 54(d)(2)(A)–(C), (E). This rule permits a party to 4 request an award of attorney fees if that party is entitled to attorney fees under a statute, rule, or 5 other grounds. See Fed. R. Civ. P. 54(d)(2)(A). 6 Washington law provides that when an action is brought on a contract that contains a 7 unilateral attorney fee provision, the fee provision becomes bilateral. Wash. Rev. Code 8 § 4.84.330. “The statute ensures that no party will be deterred from bringing an action on a 9 contract or lease for fear of triggering a one-sided fee provision. It does so by expressly awarding 10 fees to the prevailing party in a contract action.” Wachovia SBA Lending, Inc. v. Kraft, 200 P.3d 11 683, 686–87 (Wash. 2009). The prevailing party is the one “in whose favor final judgment is 12 entered.” Wash. Rev. Code § 4.84.330. For this provision to apply, it is essential that the court 13 find the action was brought “on a contract.” Hemenway v. Miller, 807 P.2d 863, 873 (Wash. 14 1991). To determine whether an action is brought “on a contract,” courts in Washington ask 15 whether “the contract containing the attorney fee provision is central to the controversy.” Id. A 16 proceeding on the enforceability of a deed of trust is an action on a contract. Bingham v. 17 Lechner, 45 P.3d 562, 569 (Wash. Ct. App. 2002). 18 Appellant argues he is entitled to attorney fees based on paragraph 7 of the deed of trust. 19 (Dkt. No. 20 at 2–3.) That provision states in relevant part: 20 If Borrower fails to perform the covenants and agreements contained in this Deed of Trust, or if any action or proceeding is commenced which materially affects 21 Lender’s interest in the Property, then Lender, at Lender’s option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonably 22 attorneys’ fees, and take such action as is necessary to protect Lender’s interest. . . . 23 Any amounts disbursed by Lender pursuant to this paragraph 7, with interest thereon, at the Note rate, shall become additional indebtedness of Borrower secured 24 by this Deed of Trust. 25 (Dkt. No. 18 at 32.) 26 In this bankruptcy appeal, the key issue is whether Appellees are time-barred from 1 enforcing the deed of trust. (See Dkt. No. 14 at 6.) When the Court issued its order determining 2 that Appellees are time-barred from enforcing the deed of trust, Appellant prevailed. (See Dkt. 3 No. 14.) The Court’s order disposed of all “issues in controversy” in this bankruptcy appeal, and 4 thus, Appellant is the prevailing party in this case. Wash. Rev. Code § 4.84.330; see Wachovia 5 SBA Lending, Inc., 200 P.3d at 688. 6 Appellees argue that paragraph 7 does not apply because it relates to Appellees’ ability to 7 take action to protect its interest in the property as against third parties. (Dkt. No. 28 at 2.) 8 Appellees argue that the requirement that the lender give notice to the borrower provides further 9 evidence that paragraph 7’s attorney fees provision does not apply to the present controversy. 10 (Id.) But paragraph 7 provides for attorney fees “if any action or proceeding is commenced 11 which materially affects Lender’s interest in the property.” (See Dkt. No. 18 at 32) (emphasis 12 added). Appellant initiated this adversary proceeding before the Bankruptcy Court, seeking to 13 avoid the deed of trust on his property as time-barred. (Id.

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Bluebook (online)
Hernandez v. Franklin Credit Management Corporation, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hernandez-v-franklin-credit-management-corporation-wawd-2020.