Henry v. Gauthreaux

32 La. Ann. 1103
CourtSupreme Court of Louisiana
DecidedNovember 15, 1880
DocketNo. 7855
StatusPublished
Cited by5 cases

This text of 32 La. Ann. 1103 (Henry v. Gauthreaux) is published on Counsel Stack Legal Research, covering Supreme Court of Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Henry v. Gauthreaux, 32 La. Ann. 1103 (La. 1880).

Opinion

The opinion of the Court was delivered by

Bermudez, C. J.

The plaintiff has enjoined executory proceedings issued against her real estate for the payment of her mortgage note for $2500. She prefers grave charges, both against the seizing creditors, and the notary before whom the act 'of mortgage was passed, and demands the annulment of her obligation, and of the security given.

She sets forth seven grounds of complaint, which it would be cumbersome and unprofitable to enumerate. It is enough to say, that they are levelled against the forms of the judicial authorizations given her, in the absence of her husband, to borrow money and mortgage her estate to secure its return; that they assail the form of the note and of the mortgage act sued upon ; that they charge want of consideration and fraudulent practices, on the part of both the notary and the seizing creditor, in procuring the note and the mortgage.

In the absence of a specific averment, connecting the seizing-creditor with the ill-practices alleged, the injunction would have had to be dissolved, and the suit dismissed on the face of the papers ; 26 A. 418 ; 28 A. 232, 418, 494 ; 31 A. 834; but in presence of the charge which implicates the creditor, we are constrained to inquire into and determine the merits of the case. The evidence proves conclusively the following facts:

In 1872, Frances G. Rowan, the* plaintiff in injunction, was the divorced wife of Robert Baxton and transacted business before the notary named in these proceedings. On the 9th of December, 1876, she became the wife of Arthur G. Henry. On the 30th of December, 1876, and on the 2d of January, 1877, previous arrangements having been made through a broker for a loan of money to her, to be secured by mortgage on property of hers, the title of which was known to the notary, she appeared before him accompanied by a man, A. 0. Henry, whom she introduced as a friend who had come to see that everything was “ all right.” On being formally, and more than once, asked, as a matter of caution, by the notary, who had recognized her, whether her ' status had changed, in other words, whether she had married, since he last saw her, she answered understandingly in the negative. In the acts drawn up to consummate the transaction, she represents herself as Frances G. Rowan, unmarried. In the first one she acknowledges an indebtedness of $1500; in the second one an indebtedness of $500 ; for which she subscribes two notes, securing them by mortgage on the property. The net proceeds of the first and second notes were applied in part to the payment of a vendor’s note of hers secured on the same [1105]*1105property, and for what remained, were paid to her in the cheeks of the notary, which, upon hex endorsement of the sapae were cashed by the bank on which drawn. The two acts were signed by A. 0. Henry as an attesting- witness. On being afterwards detected and rebuked, she promised to pay her debts. On the 21st July, following, the plaintiff in injunction presented a petition, sworn to by her, to a district judge in this city, averring the absence of her husband from the State, a desire to borrow $2500 to pay a mortgage clebt encumbering her estate, and to make repairs to the buildings upon it, and to secure the loan by mortgage on her property, and concluding with a prayer for authority to do so. The judge, on the same day, made a special order on her petition, authorizing her to act as prayed for. He issued to her, besides, a certificate in the printed form usually adopted for such purposes, showing that he had examined her touching the objects for which she intended making -the loan, and that she proposed doing so for her exclusive advantage. He, therefore, authorized her to borrow the amount and to secure the same by mortgage on her property under the provisions of the act of 1855, now incorporated in the R. C. C. as articles 126,127,128.

With this petiton, order and certificate in hand, she appeared, on the same day, before the same notary, acknowledged' an indebtedness of $2500, for which she issued her note, securing it by mortgage on her real estate. The act says and the evidence proves, that the two notes previously issued by her, one for $1500 and another for $500, were produced by the original mortgagee, and canceled, as paid. The difference between the total amount of those two notes, and the face of that last one issued, less discount and charges, was paid to her, and was by her used to redeem some jewelry of hers which had been pawned out of the State.

The note of $2500 became the property of Mrs. Mioton, the seizing creditor. At its maturity, upon payment of interest, the drawer was allowed further time. The note was subsequently again renewed by consent; owing to non-payment, it was finally put in suit and steps were taken for a foreclosure of the mortgage.

The three first grounds of complaint of the plaintiff in injunction repeat themselves. They attack the forms of the petition, order, certificate, note and mortgage sued on, and are easily met.

It has never been deemed, and it is not, necessary that the petition of a married woman, seeking authority to borrow money and to mortgage her property to secure its return, or that the certificate of examination of the District Judge, to whom she applies, should contain a description of the property to be encumbered. The object of the law, in providing for her examination by the Judge, at chambers, separate from her husband, was not to enable him to ascertain the description of [1106]*1106such property, but the character of the contemplated loan, the purposes to which, if effected, it would be applied, and to determine whether or not it would enure to her exclusive benefit. A married woman may obtain such certificate and may merely contract the debt, without giving any mortgage. When such security is required by the lender, and is to be furnished, the law says that the certificate shall be authority for the mortgage.

It is true, that the printed certificate issued in this case to plaintiff, contains the authority to borrow and mortgage “ with the authorization of her husband.” Those words should have been erased. They were left in by an over-sight, and must be considered as unwritten. ' How can it be claimed that such authorization was made a condition sine-‘qua non, when it appears that a minute before, the plaintiff alleging-the absence of her husband from the State, was asking to be, and was, actually authorized by the judge, to borrow and mortgage. The petition, order and certificate were issued simultaneously.

They cannot be treated as destructive, the one of the other, and must be dealt with as a consistent proceeding intended for a practical object.

In order to justify the judge in giving the special authority asked in the petition, it was unneccessary to. cite the husband, who had not-been represented by the wife, as refusing his authority, and who had been alleged by her as being beyond the jurisdiction and.reach of the-court. R. C. C.124, 125.

The complaint that the note and mortgage sued on were made without the authorization of'the husband is therefore groundless. The authority of the judge, on the petition and in the certificate, stands in place of the husband’s and is certainly more efficacious.

The four remaining grounds of complaint cannot afford the plaintiff in injunction any relief.

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Cite This Page — Counsel Stack

Bluebook (online)
32 La. Ann. 1103, Counsel Stack Legal Research, https://law.counselstack.com/opinion/henry-v-gauthreaux-la-1880.