Henry Harvey v. Federal National Mortgage Association

200 So. 3d 461, 2016 WL 4445444
CourtCourt of Appeals of Mississippi
DecidedAugust 23, 2016
DocketNO. 2015-CP-00134-COA
StatusPublished
Cited by5 cases

This text of 200 So. 3d 461 (Henry Harvey v. Federal National Mortgage Association) is published on Counsel Stack Legal Research, covering Court of Appeals of Mississippi primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Henry Harvey v. Federal National Mortgage Association, 200 So. 3d 461, 2016 WL 4445444 (Mich. Ct. App. 2016).

Opinion

CARLTON, J.,

FOR THE COURT:

¶1. Henry and Lillie May Moore Harvey appeal the Grenada. County Circuit Court’s order of eviction. Finding no error, we affirm the judgment of the circuit court.

FACTS

¶2, In May 1988, Henry and Lillie purchased 17.8 acres of real property (the Property) in Grenada County, Mississippi. The legal description of the Property on the deed provides:

17.8 acres of land lying in the West ½ of the Northwest ½ of Section 30, Township 22 North, Range 4 East, Choctaw Meridian, Grenada County, Mississippi, and more particularly described as follows:
Beginning at an iron bar 880.00 feet South of the Northwest Corner of the West ⅜ of the Northwest ⅜ of said Section 30, Thence East for 1324.5 feet, thence South for 586.7 feet; thence West for 1325.0 feet, thence North for 586.7 feet to the Point of Beginning.

¶3. On December 14, 2007, the Harveys executed a deed of trust to William Glover Jr., trustee for Wells Fargo Bank, conveying the Property as security for a loan. Wells Fargo Bank subsequently recorded the deed in the land records. On March 5, 2012, Wells Fargo substituted and appointed Sean Southern, counsel for Federal National Mortgage Association (FNMA), as trustee in the deed of trust. This assignment was also recorded in the land records.

¶4. After the Harveys defaulted on their loan payments, FNMA held a foreclosure sale on January 29, 2013. On February 4, 2013, following foreclosure, FNMA conveyed the Property to Wells Fargo Bank, the highest bidder at the foreclosure sale. Wells Fargo Bank subsequently conveyed the Property to FNMA in a special warranty deed.

¶5.' On January 22, 2014, FNMA sent the Harveys a Notice of Foreclosure and Tenants Rights, explaining that FNMA had purchased the Property at a foreclosure sale held on January 29, 2013. The notice served to “provide any occupant [of the Property] the opportunity, prior to the commencement of the eviction action for possession, to provide acceptable evidence to show that the occupant is entitled to the protection of the [Protecting Tenants at Foreclosure Act of 2009 (PTFA)].” The notice further provided that “if you are a former owner or a person who is not a bona fide tenant under the PTFA, FNMA terminates any and all right to occupancy and instructs you to vacate the premises no later than ten days following delivery of this letter.”

*463 ¶6. FNMA then filed a complaint for unlawful entry and wrongful detainer, or eviction, in Grenada County Justice Court, alleging that the Harveys were “wrongfully occupying the Property following a foreclosure sale held on the 29th day of January[] 2013” and that “proper and lawful notice has been given to the [Harveys] according to statute prior to initiating this eviction proceeding.”

¶7. On February 27, 2014, the justice court entered a Judgment of Eviction. On March 24, 2014, the Harveys appealed this judgment to the circuit court. The circuit court held a hearing on January 12, 2015. At the hearing; the Harveys admitted that Henry had signed the loan application and deed of trust, but they argued that Lillie’s signatures on the documents were forged. Henry testified that Lillie’s signature on the loan application and deed of trust “looks like something they just stuck on there.” Henry also testified that he only deeded Wells Fargo Bank one and a half acres of his land as security for a $200,000 loan, rather than the 17.8 acres listed in the deed.

¶8. The transcript from the January 12, 2015 hearing reflects that the circuit judge informed the Harveys:

This is not going to be the appropriate court for me to decide whether the foreclosure was proper or not because the foreclosure has already taken place. And so the only issue then is whether you’re holding over on that [PJroperty or not. Because right now they have got a valid foreclosure.
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I’m not the one [who] would decide whether [FNMA] has a valid mortgage or anything else. If you had a problem with that, you should have gone to chan-eery court to try and stop the foreclosure proceedings.
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The only issue before this court is whether you have got the right to be on that [Property or not. Based on this substitute trustee’s deed, you do not have the right to be on that [Property. ... The [FNMA] now owns that [Property based on this deed.

¶9. After the hearing, the circuit judge entered an order on January 12, 2015, for the removal of the Harveys and all other occupants from the Property within ten days. The Harveys filed an appeal of this order on January 20,2015. 1

STANDARD OF REVIEW

¶10. “A circuit court judge sitting without a jury is accorded the same deference with regard to his findings as a chancellor,” and we will affirm his findings “on appeal where they are supported by substantial, credible, and reasonable evidence.” McWhorter v. Cal-Maine Farms Inc., 913 So.2d 193, 196 (¶ 5) (Miss.2005).

DISCUSSION

¶11. The Harveys’ appellate brief consists only of the following paragraph:

In the case of Henry Harvey and Lillie Harvey vs. [FNMA] and Wells Fargo we intend to prove that Wells Fargo did not have the right to sell 16.3 acres of land. They only have the house and 1 acre and a half of land which was in the original deed not the whole 18.8 acres. Wells Fargo attempted to steal 16.8 acres of land and forge Lillie Mae Harveyfs] signature on the deed. With the help of a handwritting [sic] specialist we can prove that her name wasn’t on the deed. Wells Fargo sold Stolen Property to the [FNMA],

*464 ¶12. The Harveys’ brief fails to allege any error on the part of the trial court, fails to cite any case or statutory authority, and also fails to support their assertion with argument or analysis of the law as applied to the facts of this case. See M.R.A.P. 28(a). At the time the Harveys filed their appeal, Rule 28(a) required an appellant’s brief to contain:

(3) Statement of Issues. A statement shall identify.the issues presented for review. Ño separate assignment of errors shall be filed. Each issue presented for review shall be separately numbered in the statement. No issue not distinctly identified shall be argued by counsel, except upon request of the court, but the court may, at its option, notice a plain error not identified or distinctly specified.
(4) Statement of the .Case. This statement shall first indicate briefly the nature of the case, the course of the proceedings, and its disposition in the court below. There shall follow the statement of facts relevant to the issues presented for review, with appropriate references to the record.
(5) Summary of the Argument. The summary, suitably paragraphed, should be a succinct, but accurate and clear, condensation of the argument actually made in the body of the brief. It should not be a mere repetition of the headings under which the argument is arranged ....

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Bluebook (online)
200 So. 3d 461, 2016 WL 4445444, Counsel Stack Legal Research, https://law.counselstack.com/opinion/henry-harvey-v-federal-national-mortgage-association-missctapp-2016.