Hebert v. First Guar. Bank

493 So. 2d 150
CourtLouisiana Court of Appeal
DecidedAugust 12, 1986
DocketCA 85 0614
StatusPublished
Cited by10 cases

This text of 493 So. 2d 150 (Hebert v. First Guar. Bank) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hebert v. First Guar. Bank, 493 So. 2d 150 (La. Ct. App. 1986).

Opinion

493 So.2d 150 (1986)

Louise HEBERT
v.
FIRST GUARANTY BANK, et al.

No. CA 85 0614.

Court of Appeal of Louisiana, First Circuit.

June 24, 1986.
Dissenting Opinion August 12, 1986.

*151 Hobart O. Pardue, Jr., Springfield, for Louise Hebert.

Robert Rooth, New Orleans, for First Guar. Bank, et al.

Before EDWARDS, LANIER and JOHN S. COVINGTON, JJ.

JOHN S. COVINGTON, Judge.

This suit for damages arose out of action taken by defendant bank's officer, Raymond Schafer, a co-defendant, in "picking up" Louise Hebert's 1977 Lincoln Continental automobile in Jackson, Mississippi on May 7, 1981 without benefit of a writ of seizure and without obtaining a release of the vehicle by Mrs. Hebert.

Mrs. Hebert purchased the vehicle from an automobile dealer in Ponchatoula on January 30, 1981 for $6,350.00; she received a trade-in allowance of $1,850.00 for her old car and made a cash payment of $400.00. She borrowed the remainder of the purchase price, plus sales tax and transfer fees, from First Guaranty Bank, hereafter First Guaranty. When the dealer's attempt to re-title the traded-in vehicle failed because Mrs. Hebert had not obtained a Louisiana title, the dealer informed First Guaranty that some additional sales tax would have to be collected from Mrs. Hebert in order to straighten out the title problem. Defendant Schafer and two other bank employees tried, without success, to communicate with Mrs. Hebert concerning the problem by calling the telephone number she gave First Guaranty, calling an attorney who was handling some litigation she initiated against her children and by going to the residence listed on the loan application and where she had resided since her husband died in August, 1980.

On May 7, 1981 an employee of First Guaranty received an anonymous telephone call in which the caller informed the employee the car on which First Guaranty held a security interest was at a specified address in Jackson, Mississippi. That same day defendant Schafer and Mr. McCormick, a bank employee, went to that address and found the car and observed that it had sustained physical damage. Mrs. Hebert saw Mr. Schafer as he knocked on the door of a residence adjacent to the car and went to him. Mrs. Hebert, Mr. Schafer and Mr. McCormick went into the house and Mr. Shafer explained the sales tax and titling problem and also informed Mrs. Hebert there was no insurance in force on the car and that she had removed the vehicle from Tangipahoa Parish without permission, a condition stated in First Guaranty's unperfected chattel mortgage. While the testimony of Mrs. Hebert and that of Messrs. Schafer and McCormick vastly differ regarding what motivated her to give the ignition key to Mr. Schafer, it is undisputed that she gave the key to him and he drove the car to Ponchatoula that afternoon, departing Jackson after 5:00 p.m.

Mrs. Hebert's trial and appeal counsel wrote a letter, dated May 18, 1981, to First Guaranty, directed to Mr. Schafer's attention, in which he stated that "you seized her vehicle in the State of Mississippi and *152 took it without authorization" and that Mr. Schafer or his attorney should contact him "in an attempt to settle this dispute over this illegal seizure." Mr. Schafer responded to the letter by a telephone call to the attorney whom he informed that Mrs. Hebert had asked him to drive the car to Ponchatoula and that she would be there the next day to straighten out the title and other problems. In August Mrs. Hebert went to Mr. Schafer's home, where the car had been removed after having been parked in First Guaranty's parking lot a disputed period of time, and removed clothing and other personal property from the trunk of the car. No payments were made on the car loan after Mr. Schafer "picked it up."

On September 15, 1981 First Guaranty filed its petition for executory process to enforce its security interest. The petition alleged that Mrs. Hebert was "a resident of the County of Hinds, City of Jackson, State of Mississippi" and prayed that a curator ad hoc be appointed to represent "the absentee defendant." A curator was appointed and he placed a "whereabouts" notice in The Tangi Talk, a newspaper published in Amite. Neither First Guaranty nor its employees or its attorney furnished any Jackson address at which Mrs. Hebert might receive mail. The car was sold in due course, at a Sheriff's sale, to First Guaranty for $500.00. Mr. Pardue, who wrote the May 18, 1981 letter to Mr. Schafer, was not contacted by anyone from First Guaranty before the suit for executory process was filed or before the car was sold at public auction. The curator received no response to his "whereabouts" advertisement which ran twice.

On May 6, 1982, Mrs. Hebert filed this suit in which she sought damages totaling $301,500.00 for loss of vehicle, loss of use of vehicle, embarrassment, humiliation, mental anguish, medical expense, physical pain and suffering, permanent scarring, and permanent disability. At trial the only items of damage for which she offered any proof were embarrassment, humiliation, mental anguish, and loss of the vehicle.

After a two day bench trial the trial court took the matter under advisement and subsequently awarded Mrs. Hebert $2,634.08, representing the value of the car she traded in when she bought the subject vehicle, plus the cash down payment and the installment notes paid on the car loan. Additionally, the court awarded $15,000.00 "for the mental anguish and distress she suffered as a result of illegal seizure."

Defendants suspensively appealed the December 21, 1984 judgment.

ASSIGNMENTS OF ERROR

Defendants assign as errors the trial court's:

1. Denying defendants' motion to disqualify Mrs. Hebert's attorney "due to his importance as a witness at trial";

2. Admitting into evidence and considering the depositions of Messrs. Virgil Hutchinson and Alvin Dinger, Jr., without first having required Mrs. Hebert prove their unavailability for testimony at trial;

3. Finding that Mrs. Hebert's "relinquishment of her automobile to First Guaranty and its employees was involuntary";

4. Finding that First Guaranty "improperly withheld information regarding the plaintiff's location and her representation by" trial and appeal counsel "from the curator ad hoc appointed" in the executory process suit;

5. Abusing its discretion in its award of damages to the plaintiff;

6. Failing to "compensate or set off against the trial court's judgment in favor of the plaintiff First Guaranty's judgment on its reconventional demand on an unrelated promissory note.

MOTION TO DISQUALIFY PLAINTIFF'S COUNSEL

Defendants assert that The Code of Professional Responsibility, notably DR 5-101(B) and DR 5-102, are authority for their proposition that plaintiff's trial counsel should have been disqualified by the trial court because "his testimony was *153 needed at trial by both his client and by the defendants on two related subjects," one of which was "his conversations with Mr. Schafer after the alleged seizure" and the other relative to "the date when he began representing Mrs. Hebert and the scope of such representation." We have determined, from the record as a whole, that trial counsel's role was not compromised because of the conversations he had with First Guaranty's officer and find as a fact that his representation began at least on the date he wrote to First Guaranty regarding the "picking up" of the vehicle in Mississippi. Thus, we find no merit to defendants' first assignment of error.

HUTCHINSON AND DINGER DEPOSITIONS

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493 So. 2d 150, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hebert-v-first-guar-bank-lactapp-1986.