Healy v. Wells Fargo Bank, N.A.

District Court, N.D. California·Decided January 11, 2022·No. 3:22-cv-00226·Unknown

Opinion

PATRICK HEALY, on behalf of himself Case No.: 20-cv-01838-H-AHG and all others similarly situated,

Plaintiff, ORDER GRANTING PLAINTIFF’S v.

WELLS FARGO BANK, N.A. and DOES [Doc. No. 49.] 1 through 5, Defendants.

On August 11, 2020, Plaintiff Patrick Healy (“Plaintiff”) filed a class action complaint against Defendants Wells Fargo Bank, N.A. and Does 1 through 5 in the Superior Court of California, County of San Diego, alleging various claims related to Defendants’ mortgage servicing operations. (Doc. No. 1-2, “Compl.”) On September 18, 2020, Defendant Wells Fargo Bank, N.A., (“Defendant” or “Wells Fargo”) removed the case to federal court. (Doc. No. 1.) On November 2, 2020, Defendant filed a motion to transfer this action to the U.S. District Court for the Western District of Virginia. (Doc. No. 8.) The Court denied Defendant’s motion to transfer on December 3, 2020. (Doc. No. 16.) Shortly thereafter, Plaintiff moved to transfer venue to the U.S. District Court for the Northern District of California. (Doc. No. 19.) At the parties’ request, the Court’s review of this motion was postponed, and the motion was withdrawn. (Doc. No. 44.) The motion was eventually refiled on September 13, 2021. (Doc. No. 49.) Defendant filed its opposition to the motion on October 18, 2021. (Doc. No. 54.) Plaintiff filed his reply in support of his motion on October 25, 2021. (Doc. No. 55.) The Court, pursuant to its discretion under Local Rule 7.1(d)(1), determines that the motion is fit for resolution without oral argument and submits the motion on the parties’ papers. For the following reasons, the Court grants Plaintiff’s motion to transfer. Background1 Plaintiff owns a home located in San Marcos, California. (Compl. ¶ 16.) According to Plaintiff, this home “is encumbered by a lien securing repayment of a home mortgage loan issued by and/or serviced by Defendant.” (Id. ¶ 17.) Plaintiff alleged that Wells Fargo is a mortgage servicing company that applies those payments to his loan and reports payment information to consumer credit reporting agencies. (Id. ¶ 19.) Plaintiff contends that Wells Fargo placed his home mortgage account into a forbearance program, which was designed to protect homeowners with COVID-19 related financial hardships, and subsequently reported to credit agencies that “no payments had been made at all on [his] account for months.” (Id. ¶ 21, 32-33.) Plaintiff, however, claims that he never consented to be placed in a loan forbearance program and “had been making each monthly payment in full and on time every single month.” (Id. ¶ 23-24.) Plaintiff asserts that he suffered financial consequences because of Wells Fargo’s actions. (Id. ¶¶ 26-31.) Plaintiff alleges that he was unable to refinance his home mortgage loan because of the alleged false reports made by Wells Fargo. (Id. ¶ 31.) Consequently, Plaintiff filed a California class action complaint against Wells Fargo on August 11, 2020, bringing a single cause of action under the California Consumer Credit Reporting Act, Cal. Civ. Code § 1785.25(a) (the “CCRAA”) on his own behalf and on behalf of others similarly situated. (Id. ¶¶ 55-65.) By the present motion, Plaintiff moves to transfer this case to the U.S. District Court for the Northern District of California. (Doc. No. 49.)

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Healy v. Wells Fargo Bank, N.A., (N.D. Cal. 2022).

Healy v. Wells Fargo Bank, N.A. (Healy v. Wells Fargo Bank, N.A.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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