Hassan v. U.S. Fed. Deposit Ins. Corp.

• Court: Court of Appeals for the Second Circuit
• Decided: March 15, 2024
• Docket: 23-1113
• Status: Unpublished

Opinion

23-1113-cv Hassan v. U.S. Fed. Deposit Ins. Corp.

UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT

SUMMARY ORDER

RULINGS BY SUMMARY ORDER DO NOT HAVE PRECEDENTIAL EFFECT. CITATION TO A SUMMARY ORDER FILED ON OR AFTER JANUARY 1, 2007, IS PERMITTED AND IS GOVERNED BY FEDERAL RULE OF APPELLATE PROCEDURE 32.1 AND THIS COURT’S LOCAL RULE 32.1.1. WHEN CITING A SUMMARY ORDER IN A DOCUMENT FILED WITH THIS COURT, A PARTY MUST CITE EITHER THE FEDERAL APPENDIX OR AN ELECTRONIC DATABASE (WITH THE NOTATION “SUMMARY ORDER”). A PARTY CITING A SUMMARY ORDER MUST SERVE A COPY OF IT ON ANY PARTY NOT REPRESENTED BY COUNSEL.

At a stated term of the United States Court of Appeals for the Second Circuit, held at the Thurgood Marshall United States Courthouse, 40 Foley Square, in the City of New York, on the 15th day of March, two thousand twenty-four.

PRESENT: JOHN M. WALKER, JR., WILLIAM J. NARDINI, STEVEN J. MENASHI, Circuit Judges. _____________________________________

JOHN PATRICK HASSAN,

Plaintiff-Appellant,

v. 23-1113

UNITED STATES FEDERAL DEPOSIT INSURANCE CORP, DIME COMMUNITY BANK, DIME COMMUNITY BANCSHARES, INC.,

Defendants-Appellees. _____________________________________

For Plaintiff-Appellant: John Patrick Hassan, pro se, Center Moriches, NY. For Defendants-Appellees: Thomas S. Baylis, Cullen & Dykman LLP, Uniondale, NY (for Dime Community Bank and Dime Community Bancshares, Inc.).

B. Amon James, J. Scott Watson, Michael K. Morelli, Federal Deposit Insurance Corporation, Arlington, VA (for U.S. Federal Deposit Insurance Corp.).

Appeal from a judgment of the United States District Court for the Eastern District of

New York (Joan M. Azrack, District Judge).

UPON DUE CONSIDERATION, IT IS HEREBY ORDERED, ADJUDGED, AND

DECREED that the judgment of the district court is AFFIRMED.

Appellant John Patrick Hassan, pro se, appeals from a judgment entered on July 26, 2023,

in the United States District Court for the Eastern District of New York (Joan M. Azrack, District

Judge), dismissing a complaint he filed against the Federal Deposit Insurance Corporation

(“FDIC”) and Dime Community Bank (“Dime”). Hassan’s claims were based on allegations

that Dime refused to transfer his money to a different financial institution. While the case was

pending, Dime permitted the transfer, and Hassan sought to amend his complaint to request

damages in the form of lost interest and to add individual FDIC defendants. After a pre-motion

conference, the district court construed two letters as motions to dismiss and, after soliciting

submissions from Hassan, dismissed the complaint and denied leave to amend. The district

court reasoned that Hassan failed to state a claim—because the statutes his complaint could be

liberally read to invoke did not generally permit private causes of action—and that amendment

would be futile. See generally Hassan v. U.S. Fed. Deposit Ins. Corp., No. 20-CV-03980

2 (JMA) (SIL), 2023 WL 4763385 (E.D.N.Y. July 26, 2023). We assume the parties’ familiarity

with the case.

“We review de novo a district court’s dismissal of a complaint pursuant to Rule 12(b)(6),

construing the complaint liberally, accepting all factual allegations in the complaint as true, and

drawing all reasonable inferences in the plaintiff’s favor.” Chambers v. Time Warner, Inc., 282

F.3d 147, 152 (2d Cir. 2002). To survive a motion to dismiss under Rule 12(b)(6), the complaint

must plead “enough facts to state a claim to relief that is plausible on its face.” Bell Atl. Corp.

v. Twombly, 550 U.S. 544, 570 (2007). A claim will have “facial plausibility when the plaintiff

pleads factual content that allows the court to draw the reasonable inference that the defendant

is liable for the misconduct alleged.” Ashcroft v. Iqbal, 556 U.S. 663, 678 (2009).

Although we “liberally construe pleadings and briefs submitted by pro se litigants,

reading such submissions to raise the strongest arguments they suggest,” McLeod v. Jewish

Guild for the Blind, 864 F.3d 154, 156 (2d Cir. 2017) (internal quotation marks omitted), pro se

parties must still comply with Federal Rule of Appellate Procedure 28(a), which “requires

appellants in their briefs to provide the court with a clear statement of the issues on

appeal,” Moates v. Barkley, 147 F.3d 207, 209 (2d Cir. 1998). We “normally will not[] decide

issues that a party fails to raise in his or her appellate brief.” Moates, 147 F.3d at 209; see

also LoSacco v. City of Middletown, 71 F.3d 88, 93 (2d Cir. 1995) (“[W]e need not manufacture

claims of error for an appellant proceeding pro se . . . .”).

Here, even liberally construed, Hassan’s brief does not address the merits of the district

court’s decision. Most of his two-page brief is devoted to arguing that Dime and the FDIC were

complicit in stealing his money and that he is entitled to damages as a result. Any challenges

3 to the underlying merits of the district court’s ruling are thus forfeited. See LoSacco, 71 F.3d at

93.

Even if Hassan had not forfeited these issues, we would still affirm because the district

court properly dismissed the complaint for failure to state a claim. Hassan referred, in various

district court submissions, to the Banking Act of 1933, Federal Deposit Insurance Act, USA

PATRIOT Act, Bank Secrecy Act, and 31 C.F.R. § 1020.220, but he identified no authority

indicating that any of these statutes allow a private party to sue under them. And even if a

person could bring suit under these laws, Hassan did not allege any facts suggesting that the

FDIC and Dime violated any of these statutes.

The district court also properly denied leave to amend. We review the denial of leave

to amend for abuse of discretion, or de novo if leave was denied on legal grounds like futility.

See Carroll v. Trump, 88 F.4th 418, 430 (2d Cir. 2023). Ordinarily, a district court should not

dismiss a pro se plaintiff’s complaint without granting leave to amend at least once “when a

liberal reading of the complaint gives any indication that a valid claim might be stated.” Cuoco

v. Moritsugu, 222 F.3d 99, 112 (2d Cir. 2000).

Here, the desired amendment would have been futile. Hassan sought to add as

defendants the FDIC chair and several other unnamed FDIC officials. But the addition of these

individuals would not have cured the defects in Hassan’s complaint, because his claims would

still fail for the reasons stated above. Further, a Bivens claim against these individuals would

fail because any suit against them in their official capacities is akin to suing the federal agency,

and he failed to otherwise show their personal involvement in the alleged wrong. See Thomas

v. Ashcroft, 470 F.3d 491, 496 (2d Cir. 2006) (“[A] plaintiff must allege that the individual

4 defendant was personally involved in the constitutional violation.”); Robinson v. Overseas Mil.

Sales Corp., 21 F.3d 502, 510 (2d Cir. 1994) (“Because an action against a federal agency or

federal officers in their official capacities is essentially a suit against the United States, such suits

are also barred under the doctrine of sovereign immunity, unless such immunity is waived.”).

Hassan alleges that only one of the officials—the one who wrote a written decision—had any

personal involvement. But Hassan has not alleged what constitutional violation occurred, if

any. Therefore, Hassan could not state a Bivens claim against this official.

Accordingly, we AFFIRM the judgment of the district court.

FOR THE COURT: Catherine O’Hagan Wolfe, Clerk of Court