Hartford National Bank & Trust Co. v. Tucker

423 A.2d 141, 178 Conn. 472, 1979 Conn. LEXIS 870
CourtSupreme Court of Connecticut
DecidedJuly 24, 1979
StatusPublished
Cited by92 cases

This text of 423 A.2d 141 (Hartford National Bank & Trust Co. v. Tucker) is published on Counsel Stack Legal Research, covering Supreme Court of Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hartford National Bank & Trust Co. v. Tucker, 423 A.2d 141, 178 Conn. 472, 1979 Conn. LEXIS 870 (Colo. 1979).

Opinion

Sidor, J.

The defendant, Stanley V. Tucker, has appealed from a judgment for foreclosure by sale, and for reimbursement to the plaintiff, Hartford National Bank and Trust Company, of certain necessary expenses and for attorneys’ fees. The trial court concluded that the defendant was in *473 default on his note which was secured by a mortgage on property owned by the defendant in Torrington, Connecticut.

The facts found by the trial court are as follows: On February 24, 1966, the defendant Stanley V. Tucker executed a promissory note to the plaintiff, Hartford National Bank and Trust Company, which was secured by a mortgage of premises known as No. 711 East Main Street, Torrington, Connecticut. By the note Tucker agreed to pay to the bank the sum of $235,000 with interest at the rate of 6 percent per annum upon the unpaid balance, payable in equal monthly installments of $1684.95 over a period of twenty years. The note provided that, in the event of default in the payment of the monthly installments or in the payment of taxes or municipal assessments, for a period of thirty days after any of the same would become due and payable, the whole of the note should immediately become due and payable at the option of the holder. In the event of default, the note further provided for payment by Tucker of all costs of collection, including reasonable attorneys’ fees incurred in any action brought to collect on the note or to foreclose the mortgage securing it, or to sustain the lien of the mortgage. Also on the same day Tucker executed a conditional assignment of rents in favor of the bank.

As of October 31, 1975, Tucker was current in his payment of principal, interest and insurance premiums. On December 23, 1975, however, Tucker was notified formally by the bank that foreclosure of the mortgaged premises would be instituted because of a default arising from Tucker’s failure to pay taxes due the city of Torrington. The fore *474 closure proceedings were instituted by the bank on January 16, 1976. At that time the amount of Tucker’s default in the nonpayment of taxes to the city of Torrington was alleged to be approximately $29,000 for the lists of 1973, 1974 and 1975. After an amended return was filed, the defendant filed an answer and six special defenses and five counterclaims.

On October 21, 1975, the bank had exercised its right to collect rents due from the mortgaged premises and continued to exercise this right until April 30, 1976, through its agent Robert C. White. Between November 1, 1975 and April 30, 1976, Tucker interfered with the collection of rents by the agent. From late 1976 through early 1977, Tucker delivered three checks, each in the amount of the monthly mortgage payments, to the bank. The first two checks, tendered on December 15,1976 and on March 16,1977, were forwarded to the bank’s attorney who placed them in his client’s fund. The last check, delivered on April 28, 1977, was placed in the bank’s general escrow account and was not applied to Tucker’s loan.

By charter, the city of Torrington appoints its tax collector under a bidding process. The tax collector guarantees payment of all taxes and he is subrogated to all rights of the city in the collection of delinquent taxes. As of November 15, 1977, the city of Torrington was owed $42,207.21 in unpaid taxes.

The trial court also found that the unpaid principal balance on the promissory note was $163,909.21, and that the interest due through November 29,1977, amounted to $21,281.42. In addi *475 tion, the bank spent the following sums in relation to the mortgaged premises: (1) $3173.12 for fuel oil; (2) $180 to remove two trees; (3) $432.04 costs and $1196 attorneys’ fees in bankruptcy proceedings commenced by Tucker; (4) $5864.50 in attorneys’ fees for various other legal proceedings instituted by Tucker; and $1400 in attorneys’ fees for the trial in the instant case, which ended on December 2, 1977.

The trial court found the issues on the complaint and counterclaims for the plaintiff. The court concluded that Tucker was in default on the note as a consequence of his arrears in the payment of taxes due the city of Torrington. Taxes were due in the amount of $42,207.21 for the tax years of 1973,1974, 1975 and 1976. The unpaid balance of the mortgage due the bank on default was found to be $163,909.21, and interest due the plaintiff came to $21,281.42 plus a per diem rate to date of payment. The court ordered Tucker to reimburse the bank for the expenses, costs, attorneys’ fees and appraiser’s fees, and, to cover the unpaid balance and interest on the note, ordered the sale of the mortgaged premises at public auction. The defendant requested foreclosure by sale and participated in the selection of the committee that was to conduct the sale. Thereafter, this appeal was taken.

The defendant has assigned error by the trial court in finding facts set forth in eleven paragraphs, and in refusing to find the facts set forth by the defendant in fifty-eight paragraphs of his draft finding. There is no discussion of these claimed errors in the defendant’s brief. “Normally the failure to brief errors assigned is deemed an abandonment of those points. Lovett v. Atlas Truck *476 Leasing, 171 Conn. 577, 580, 370 A.2d 1061 (1976); Housing Authority v. Dorsey, 164 Conn. 247, 248-49, 320 A.2d 820, cert. denied, 414 U.S. 1043, 94 S. Ct. 548, 38 L. Ed. 2d 335 (1973); Maltbie, Conn. App. Proc. § 327.” Stanton v. Grigley, 177 Conn. 558, 562-63, 418 A.2d 923 (1979). The defendant did, however, print an appendix, portions of which could be read to support these claims; see Dana-Robin Corporation v. Common Council, 166 Conn. 207, 210n, 348 A.2d 560 (1974); however, we see no reason to correct or to add to the trial court’s finding. Many of the draft findings are not supported by evidence printed in the appendix; Practice Book, 1978, § 3040 (c); others are not material, admitted, or undisputed facts; William G. Major Construction Co. v. DeMichely, 166 Conn. 368, 370n, 349 A.2d 827 (1974); and the rest are merely rewordings of the court’s findings and will not be substituted for that language. Baker v. Baker, 166 Conn. 476, 479n, 352 A.2d 277 (1974). The findings attacked are amply supported by the plaintiff’s appendix and must stand. Stanton v. Grigley, supra, 563.

The remaining assignments of error, as briefed, ostensibly cover nine issues, some of which overlap and others of which contain multiple claims. Moreover, these claims mix the relevant and irrelevant, issues of fact and of law, and are otherwise difficult to disentangle.

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Bluebook (online)
423 A.2d 141, 178 Conn. 472, 1979 Conn. LEXIS 870, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hartford-national-bank-trust-co-v-tucker-conn-1979.