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Hartford Fire Insurance v. Siegfried Press, Inc.

228 A.D.2d 476, 643 N.Y.2d 679, 643 N.Y.S.2d 679, 1996 N.Y. App. Div. LEXIS 6577
CourtAppellate Division of the Supreme Court of the State of New York
DecidedJune 10, 1996
StatusPublished

This text of 228 A.D.2d 476 (Hartford Fire Insurance v. Siegfried Press, Inc.) is published on Counsel Stack Legal Research, covering Appellate Division of the Supreme Court of the State of New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hartford Fire Insurance v. Siegfried Press, Inc., 228 A.D.2d 476, 643 N.Y.2d 679, 643 N.Y.S.2d 679, 1996 N.Y. App. Div. LEXIS 6577 (N.Y. Ct. App. 1996).

Opinion

The plaintiff failed to meet the heavy burden necessary to show that the "full value endorsement” should be removed from the insurance policy issued by the plaintiff to the defendants because it was added thereto by mutual mistake (see, Chimart Assocs. v Paul, 66 NY2d 570; Matter of Union Indem. Ins. Co., 162 AD2d 398). The plaintiff’s contention that there was a mutual mistake because the defendants did not specifically request that such a provision be included in the insurance policy is meritless (see, Porter v Commercial Cas. Ins. Co., 292 NY 176, 184).

In addition, since the plaintiff drafted the ambiguous "full value endorsement”, it was properly construed in the light most favorable to the defendants (see, Ruder & Finn v Seaboard Sur. Co., 52 NY2d 663; Tonkin v California Ins. Co., 294 NY 326).

The plaintiff’s remaining contentions are either unpreserved for appellate review or without merit. O’Brien, J. P., Santucci, Joy and Florio, JJ., concur.

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Related

Tonkin v. California Insurance Co. of San Francisco, Inc.
62 N.E.2d 215 (New York Court of Appeals, 1945)
Porter v. Commercial Casualty Insurance
54 N.E.2d 353 (New York Court of Appeals, 1944)
Ruder & Finn Inc. v. Seaboard Surety Co.
422 N.E.2d 518 (New York Court of Appeals, 1981)
Chimart Associates v. Paul
489 N.E.2d 231 (New York Court of Appeals, 1986)
Royal Farms, Inc. v. Superintendent of Insurance
162 A.D.2d 398 (Appellate Division of the Supreme Court of New York, 1990)

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Bluebook (online)
228 A.D.2d 476, 643 N.Y.2d 679, 643 N.Y.S.2d 679, 1996 N.Y. App. Div. LEXIS 6577, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hartford-fire-insurance-v-siegfried-press-inc-nyappdiv-1996.