Harkins v. Forsyth

11 Va. 306
Supreme Court of Virginia·Decided August 15, 1840·Published

Opinion

Tucker, P.

Among the errors assigned in this case, is the shortness of time allowed by the decree for redemption; the regular allowance, according to the practice of the court, it is contended, being six months. Although, in the view I have taken of this point, it would be unnecessary to give an opinion as to the general rule, yet, as it relates to the every day’s practice of the court, I think it not amiss to say that .1 [312]*312know no suck inflexible rule in our courts. According to my recollections, both at the time I was at the bar where Chancellor Carr presided, and when I afferwards succeeded him, the court adopted and pursued the opinion of Chancellor Kent, in Perine v. Dunn, 4 Johns. C. R., 141, regarding it as a matter of sound discretion to fix the period of redemption according to the circumstances of the case. I am very sure there must have been cases in that circuit, where the time allowed was even less than three months; and it is probable the same practice continues. I should be unwilling, therefore, to lay down any inflexible rule on the-subject, as it might lead to mischiet, and is in no wise essential to justice. On the contrary, I think it better that the matter should be left to the sound discretion of the court, and that we should presume the discretion has been properly exercised, where no objection has been made in the court below, and no extension asked for of the time allowed, for redemption. Upon such an application, if refused, the reasons of the court would appear, and the appellate tribunal could then decide whether the discretion had been abused. In the present case, no objection has been made, and the decree, therefore, should not be disturbed.

A second ground of complaint is, if well founded, of much greater importance. It is said that no sale should have been decreed, unless the profits were inadequate to indemnify the mortgagees. .

During the argument, it struck me that the conveyance partook somewhat of the character of a welsh mortgage, or of the vivum vadium. I am satisfied I was mistaken. In the welsh mortgage, the rents and profits go against the interest only, (Ooote on Mort., 9,) which would not be the effect of the clause in this deed. And as to the vivum vadium, that is a conveyance to the mortgagee to hold until, out of the rents [313]*313and profits, or otherwise, his principle and interest are paid. But here there is an absolute conveyance of the fee, with a defeazance in case of payment; which is precisely of the character of a mortgage. And the clause providing for the entry of the mortgagees after default, is no more than that which is now inserted in many mortgages, except that the words, “ for their indemnity,” have been unnecessarily added in this. See 3 Powell on Mort., 1120 a, 1116 a, for the form. The effect of this clause, then, is not to limit, the mortgagees to the perception of the rents and profits for their indemnity, but merely to invest them, in terms, with the right to enter and hold the premises until redemption. Hence it follows, that the right of the mortgagees to foreclose, cannot be impaired by it, nor can •there be any error in decreeing the foreclosure, whether the profits were or were not adequate, in a succession of years, to indemnify the mortgagees.

The other error assigned is, if well founded, vital to the plaintiffs’ demand. It presents a question of great importance, and of the first impression here. It is contended that the mortgage was void as to the feme, for want of that explanation of its nature which the act of assembly requires. • The certificate of the privy examination, it is admitted, is in due form; but it is alleged that that certificate is false in the point referred to; and the depositions of the justices have been taken to prove its falsity. Let us, then, consider the character of the act, and the meaning and intent of the statute which prescribes it, in order to discover whether dt is susceptible of contradiction by any proof whatever.

By the common law, a married woman could not, by joining her husband in a deed, bar herself, or those claiming under her, of her own estate. In process of time, however, fines were adapted to this end, and by them the rights of a wife might successfully be passed. [314]*3145 Cruise’s Dig. 115, 116. But to prevent imposition upon her, it was at length provided by a statute, that where a feme covert was one of the parties to a fine, s^e should be privily examined, and if she refused her assent, the fine should not be levied. Ibid. This proceeding is the prototype of our privy examination. But though the privy examination was positively enjoined by statute, yet, if a feme was allowed to acknowledge a fine without examination, it nevertheless bound her, and could not be reversed; for she could not contradict the record, which set forth her examination. Ibid.

According to the British system of jurisprudence, then, - we see that certain safeguards were thrown around the feme for her protection; but we also see that if those safeguards failed, she was left without a remedy; except in cases of fraud in the'conusee, whom equity would, in such a case, consider a trustee for her.

In Virginia, as a substitute for the fine, a deed, accompanied by a privy examination of the feme, has been adopted. This privy examination, it is provided, may be taken either before a court of record, or before two justices of the peace. In both cases the same identical requisitions exist. In both it is required that the deed be shewn and explained to her, and that she shall acknowledge it as her act and deed, and declare that she had freely and willingly signed, sealed and delivered it. Where this examination has been made in court, it must be conceded that it is altogether conclusive, and that no allegation can be admitted to contradict the entry upon the record, however much that may be at variance with the, real fact. Though the. judge or justice who examined her may have disregarded every requisition of the statute, yet, when the term is once ended, the truth of the record never can be questioned, but the examination must be taken to have been in truth what by the record it appears to [315]*315have been. Thus, then, it would seem that like our ancestors, we have, in this provision, been content to throw around the feme covert a certain safeguard, which, nevertheless, may fail to fulfil the-just and benevolent intention of the law-giver. We have not indulged the vain expectation that we have provided against every possible mischief, since we know that perfection is not attainable in human legislation. But we rest upon the assurance, that with these guards, the rights of married women are substantially secured, and that there is much less danger of their suffering by the ignorance or corruption of the courts, than there would be of shaking all confidence in the titles of the country, if femes covert were permitted, at the remotest period, to call in question what has been solemnly recorded in a court of justice.

The second mode of privy examination prescribed by law, is by two justices of the peace; and it seems to be supposed, that because it is a matter in pais, the certificate of the justices may be directly contradicted, and the deed vacated by the testimony of witnesses, and even by the depositions of the justices themselves. Such a position is at variance, I take it, with the spirit and object of the law, and also with the terms of the law itself.

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Harkins v. Forsyth, 11 Va. 306 (Va. 1840).

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