Harding v. St. Louis Life Insurance

2 Tenn. Ch. R. 465
CourtCourt of Appeals of Tennessee
DecidedOctober 15, 1875
StatusPublished

This text of 2 Tenn. Ch. R. 465 (Harding v. St. Louis Life Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Harding v. St. Louis Life Insurance, 2 Tenn. Ch. R. 465 (Tenn. Ct. App. 1875).

Opinion

The Chancellor :

— On demurrer, the record disclosing a very curious state of facts.

On the 21st of June, 1870, one A. J. Harding, an adult, free from all legal disabilities, so far as appears, conveyed all his realty, including one tract of land of thirty-three acres and two others of five and three acres, respectively, hereinafter mentioned, to E. B. McClanahan, in fee, the pecuniary consideration recited being $5. But the deed also recites that the conveyance is made “ only in trust, and for the following uses and trusts — i. e., being young in years and inexperienced in business, and being subject to imposition at the hands of the designing, I have, in my better judgment, determined to secure said property so that it shall constitute a source of proper support for me, such as providing means to pay my board and clothing bills in an amount which shall be ample and reasonable, and to this end my said trustee is authorized to take charge of said property, and so to manage and control the same as shall secure to me such proper and reasonable maintenance, and, [466]*466.to effect this end, my said trustee is authorized to lease, sell, and convey such parts of the same as shall be necessary for the purpose indicated, being empowered to pass by deed a fee simple title to such parts of the same as it shall be necessary to sell. He is also authorized to sell and convey, and reinvest in other real estate for my benefit alone, or to exchange the property, or parts thereof, for other property, upon first obtaining leave of the chancery court at Nashville, Temí. I am to have no title in the same, but shall do. all I can to find suitable tenants or purchasers, and, if necessary, recommend to the trustee that leases and sales, when necessary, to be made, but merely as suggestions to said trustee, to act upon or not, as he may determine; and if the corpus of the trust property should be reduced in amount, in securing a becoming and proper support, my trustee not to be responsible, as such reduction may become necessary, and I expressly request that my said trustee be not required to execute a bond for the execution of the trust, and from giving any bond I release him.”

A more curious document, especially ill view of the events which have happened, to protect youth and inexperience from “ imposition at the hands of the designing,” it would be difficult to imagine. The trustee afterwards mortgaged the thirty-three-acre tract of land mentioned in the deed to the defendant the St. Louis Life Insurance Company, and the five and three-acre tracts to Kate Badoux, to secure money borrowed on the faith of the mortgages, and has never, it is alleged, accounted to the grantor for the money. The grantor, A. J. Harding, died on the 21st of December, 1873, and this bill is filed by his heirs and personal representative to set aside these mortgages as void for want of authority in the trustee to make them. The question of authority turns primarily upon the construction of the deed as hereinbefore recited.

The deed is on its face, not an absolute, but a trust, conveyance — a trust exclusively for the grantor. Waiving, for the moment, the questions which may arise on the mode of [467]*467exercising the trust, the first point which suggests itself is: What is the legal effect of a conveyance by a person sui juris of his realty to a third person in trust for himself? Would it have any, and what, legal effect? It would be a grant to A and his heirs, to the use of B and his heirs, and would fall precisely within the provisions of the statute of 27 Henry 8, ch. 10, § 1, commonly called the statute of uses, and the cestui que use would become seized of the legal estate by force of the statute. The instrument would be simply waste paper, in no way affecting the title of the grantor.

It is notorious that our supreme courts have repeatedly held that this statute was in force in Tennessee. Wilson v. Kilcannon, 4 Hayw. 182; Barry v. Shelby, 4 Hayw. 229; Shute v. Harder, 1 Yerg. 1; Russell v. Stinson, 3 Hayw. 1, In a note to this latter case, in my edition of Haywood’s [Reports, I called attention to the fact that in 1852, in Smith v. Thompson, 2 Swan, 386, an opinion was prepared and delivered declaring the statute not to be in force. When the opinion was read, I was sitting by one of our ablest, and now most venerable, lawyers (F. B. Fogg, Esq.), whose comment on this part of the opinion was : “ They know not what they are doing; it will unsettle innumerable titles.” Certain it is, the opinion was afterwards modified by striking out the positive assertion, leaving only the expression of a doubt as to whether the statute was in force. The statute was undoubtedly in force, not merely by the positive decisions upon it, but by the statute law and decisions of the court defining the British statutes, which continued in use after the establishment of our state government. See the editor’s note to Glasgow v. Smith, 1 Tenn. 169, and cases and statutes there cited. The Code says nothing on the subject.

But the decisions in this state, upon its own laws, have led to precisely the same result, as was suggested in the note to Russell v. Stinson, referred to. In Barry v. Shelby, 4 Hayw. 229, it was said: “The law, according to the [468]*468intent apparent in the instrument, will raise the uses to be executed, so moulding and arranging them as that all shall be converted into legal estates according to the intent.” The principle thus enunciated was, however, based upon the operation of the statute of uses. The subsequent cases have more clearly defined the principle, without reference to the statute, and even while expressing doubts as to its being in force. “ The established doctrine,” says Judge McKinney, “ is that trustees take exactly that quantity of interest which the purposes of the trust require.” Ellis v. Fisher, 3 Sneed, 234. The question is, not what estate the language used will convey, but what interest the exigencies of the trust demand. Smith v. Metcalf, 1 Head, 68; Bowers v. Bowers, 4 Heisk. 302; Doe v. Considine, 6 Wall. 458. These were cases of wills, but it was said, in Ellis v. Fisher, that this construction has been held to prevail, even in the case of a, deed, by necessary implication arising from the object of the trust. And so it has been expressly ruled. Aiken v. Smith, 1 Sneed, 304; Williamson v. Wickersham, 3 Coldw. 52; Park v. Cheek, 4 Coldw. 20. The law may be considered as settled accordingly, notwithstanding the doubt expressed by Judge Andrews, in Watkins v. Specht, 7 Coldw. 585.

' Our law upon this subject is in the condition of the English law, according to a recent author, touching devises to uses. It was at one time doubted in England whether the statute of uses had any application to wills, but it was after-wards held that a devise to uses operates under the statute in the same way, and subject to the same rules, as a conveyance to. uses. 2 Fonbl. 24; 2 Jar. on Wills. 196. “Whether this is by reason of the force of the statute of uses,” says Mr. Digby (Hist, of Law of Real Prop. 304), “ or by reason of the intention of the testator to dispose of the lands as if the statute of uses really operated, is a question of some metaphysical nicety, but of no practical importance.” And Mr.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Doe v. Considine
73 U.S. 458 (Supreme Court, 1868)
Todd v. McClenahan
2 Ky. 304 (Court of Appeals of Kentucky, 1803)
Bowers v. Bowers
51 Tenn. 293 (Tennessee Supreme Court, 1871)
Lumpkin v. Wilson
52 Tenn. 555 (Tennessee Supreme Court, 1871)

Cite This Page — Counsel Stack

Bluebook (online)
2 Tenn. Ch. R. 465, Counsel Stack Legal Research, https://law.counselstack.com/opinion/harding-v-st-louis-life-insurance-tennctapp-1875.