Hamilton v. Mound City Mutual Life Insurance

3 Tenn. Ch. R. 124
CourtCourt of Appeals of Tennessee
DecidedApril 15, 1876
StatusPublished

This text of 3 Tenn. Ch. R. 124 (Hamilton v. Mound City Mutual Life Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hamilton v. Mound City Mutual Life Insurance, 3 Tenn. Ch. R. 124 (Tenn. Ct. App. 1876).

Opinion

The Chancellor:

On September 29, 1857, Oscar Hamilton, by deed of that date, “ for the consideration of' love and affection” for bis brother Mortimer Hamilton- and his wife Emmeline, and their children (naming them),, conveyed to John Thompson his interest in his brother J. D. Hamilton’s estate, in trust “for the joint and separate' use of Mortimer Hamilton and Emmeline Hamilton, his-wife, for and during the term of their joint lives, and then to the survivor for the remainder of his or her life, free from the present debts and liabilities, or any future debts and liabilities, of the said Mortimer Hamilton; and after the death of both of them, then the remainder of said estate, of whatever kind, to be equally divided between all the children now living of the said Emmeline and Mortimer Hamilton, or that maybe hereafter born to them.” The deed then proceeds thus: “I further direct and empower the said trustee to sell, exchange, or otherwise dispose of any or all of said property as he may think best for the pur[125]*125poses of this gift, provided the said Mortimer and Emme-line concur in such disposition or change, if they both be living; if but one, the consent of the surviving one.” The deed concludes with the following recital: “I make this gift of,” etc., * * * “for the support, as far as the same may go, of my brother Mortimer Hamilton and his wife and children, with a full knowledge of his pecuniary embarrassment; and it is my right, as it is my intention, to help him and his family to this extent, and to place these means in such a situation that they shall be thus used, and not otherwise, during the lives "of my brother and his wife; and if any thing is then left, to be divided between their children.”

The deed provided for a transfer of the trusteeship by Thompson to Mortimer Hamilton, with all the powers of the original trustee ; and this was done by a proper instrument, on July 17, 1872. On the same day, Mortimer Hamilton and Emmeline, his wife, and Mortimer Hamilton, trustee, joined in conveying the land in controversy to T. C. Caskins, as trustee, in trust to secure a note, of the date of June 5, 1872, executed by Mortimer Hamilton and Emmeline, his wife, and T. H. Hamilton, and by Mortimer Hamilton as trustee, payable twelve months after date to the trustee named in the deed of July 17, 1872, for $1,314.58, with interest from date at the rate of ten per cent per annum. The debt thus secured was due, it seems, to the defendant, the Mound City Mutual Life Insurance Company, and that company filed a bill in this court against the said Mortimer Hamilton and Emmeline, his wife, and the trustee, for a foreclosure of the trust deed. Such proceedings were had in that cause that a decree of foreclosure was rendered, and the master ordered to sell the land in controversy in satisfaction of the debt.

The present bill was filed on November 6, 1875, by complainants, describing themselves as the children of Mortimer and Emmeline Hamilton, to enjoin the sale of said land, alleging that the debt secured by the said deed of [126]*126trust was not the debt of Mortimer Hamilton as trustee, or otherwise, but the debt of Thomas H. Hamilton, and was not contracted for the support of said Mortimer aud Emmeline Hamilton, or of their family, and that the deed was therefore void, and a cloud upon complainants’ title,, who were no parties to the bill of foreclosure, aud have an interest in the property uuder the terms of the deed of Oscar Hamilton, in trust as aforesaid.

The defendant has demurred, assigning as causes of demurrer, —

1. That the bill shows on its face that Mortimer Hamilton, as trustee, had the power to make the deed, with the consent of his wife, which was given; and that a decree was rendered in the foreclosure suit, which is conclusive that the deed was executed within the power.

2. That the bill does not show that the debt of Thomas-H. Hamilton secured by the deed was not contracted, and the deed made, within the scope of the Oscar Hamilton trust.

The deed of trust to Gaskins, of July 17, 1872, was executed by Mortimer Hamilton as trustee, with the concurrence of Emmeline Hamilton, his wife, evidenced by her joining therein, and is certainly a disposition of so much of the trust property in strict conformity with the terms of' the deed, —in form, at least. Neither Hamilton nor his wife, the principal beneficiaries under the Oscar Hamilton gift,, is now questioning the validity of the act, even if either could do so after the decree in the foreclosure suit. As-long as that decree stands, they are concluded by it. And, at any rate, they are not making any contest. The right of the defendant to the benefit of the security furnished by-the deed and decree is not disputed by them. Whatever interest they may have in the property is not in controversy. The only question before the court is whether the complainants, as their children, are entitled to any, and what, relief.

If the children have either a present interest in the [127]*127come of the property, or a vested interest in remainder in the corpus, they have a right to come into this court to* have that interest declared and protected. Bowers v. Bowers, 4 Heisk. 293. What, then, is their interest?

The grant is in trust “ for the joint and separate use of' Mortimer Hamilton and Emmeline, his wife,” during their-joint lives and the life of the survivor, and after the death of the survivor, “ then the remainder of said estate ” to be-equally divided between the children. Standing alone, these words would give a life-estate to the parents, with remainder to the children. But the grant is followed by a. power of disposition vested in the trustee, with the concurrence of the parents, or the survivor, and a clause declaring* the intent of the grantor to be that ‘ ‘ if any thing is left ’ ’ at the death of the survivor, that shall go to the children. Thus, reduced to its simplest elements, the conveyance is in, trust for the parents for life, with power to dispose of any part of the property through the trustee, the children taking whatever maybe left. If the gift had been direct to-Hamilton and wife, without the intervention of the trustee, it would have fallen directly within the well-settled principle* that a gift or devise of property for life, with an unlimited power of disposition, carries the fee, and a remainder over of the residuum would be void. David v. Bridgman, 2 Yerg. 558 ; Davidson v. Richardson, 10 Yerg. 290 ; Bean v. Myers, 1 Coldw. 226; Pooley v. Webb, 3 Coldw. 599.

The intervention, however, of a trustee, clothed with. discretionary powers to make the disposition “ as he may-think best for the purposes of the gift,” brings the case-within the exception to the general rule which was recognized in Deadrick v. Armour, 10 Humph. 588. The remainder over of any thing that might be left would be good, provided the power was not exercised. But if the power were exercised, inasmuch as the discretion of judging of the contingency is conferred upon the trustee, with the concurrence of the tenants for life, the remaindermen could not. [128]*128■complain unless tlie disposition was fraudulent. Downing v. Johnson, 5 Coldw. 229, 235 ; McGavock v. Pugsley, 1 Tenn. Ch. 418. Every presumption would be in favor of the proper exereise of the power as against an innocent third person.

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Related

Bowers v. Bowers
51 Tenn. 293 (Tennessee Supreme Court, 1871)

Cite This Page — Counsel Stack

Bluebook (online)
3 Tenn. Ch. R. 124, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hamilton-v-mound-city-mutual-life-insurance-tennctapp-1876.