Hamburg v. Liverpool & London & Globe Insurance

42 Fla. 86
CourtSupreme Court of Florida
DecidedJanuary 15, 1900
StatusPublished
Cited by10 cases

This text of 42 Fla. 86 (Hamburg v. Liverpool & London & Globe Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hamburg v. Liverpool & London & Globe Insurance, 42 Fla. 86 (Fla. 1900).

Opinion

Carter, J.:

' On December 10, 1896, the Indian River State Bank, a corporation, and Simon Hamberg, as plaintiffs, instituted suit in the Circuit Court of Brevard county, against the Liverpool and London and Globe Insurance Company, a corporation of Great Britain, doing business in Florida, upon a policy of fire insurance issued to said Hamberg. The declaration contained only one count, which sought to recover upon the policy, and with respect to the title of the plaintiffs to said policy it. is alleged that on December 13, 1895, after loss of the property insured by fire, Hamberg, for value received, by a written agreement endorsed on the pplicy pledged the same to and deposited it with the bank as security for certain debts and engagements of Hamberg to the bank, and that the policy had never been redelivered to Hamberg, but was in the custody and possession of the bank as pledge thereof to secure the payment of said debts and the performance of said engagement. The original policjr of insurance was filed as the cause of action sued upon. The defendant demurred to this declaration upon various grounds, the first being that [88]*88there was no averment in the declaration upon which a joint recovery by the Indian River State Bank and Simon Hamberg as co-plaintiffs might be predicated. The court sustained this demurrer on the first ground and gave leave to plaintiffs to amend as they might be advised. Within the time limited an amended declaration consisting of one count, declaring upon the same insurance policy described in the first declaration was filed. This declaration was filed in the name of Simon Hamburg, suing for the use and benefit of the Indian River' State Bank, and the allegations as to the title to the insurance policy were the same as in the first declaration. After this declaration was filed the defendant moved the court for judgment final upon the demurrer to the first declaration upon the grounds that plaintiffs had not amended the declaration so as to take it out of the condemnation of the ground of demurrer sustained by the court, and that plaintiffs had not filed any amended declaration, or any amendment to the declaration in the case. This motion was denied, and defendant thereupon demurred to the amended declaration upon various grounds, the first and second being that the averments' failed to' set up a right of action in the plaintiff, but that such averments, if they disclosed a right of action at ail, showed that such right of action was in the bank. This demurrer was overruled, and the defendant filed two pleas in abatement, each of which designated the plaintiffs as Indian River State Bank and Simon Ham-berg, and alleged that the praecipe for summons was filed on December 10, 1896; that the summons issued the same day to defendant to answer the Indian River State Bank, a corporation, and Simon Hamberg, which summons was served.

[89]*89The first plea further alleged that the amended and only declaration filed was one filed by Simon Ham-berg as sole plaintiff, and the second that the amended and only declaration filed was one filed by Simon Hamberg as sole plaintiff, suing, not for himself, but for the use of the Indian River State Bank. Subsequently, Hamberg, suing for the use and benefit of the bank, moved for a default against defendant for failure to plead in accordance with leave granted upon overruling demurrer to amended declaration, and this motion being denied, filed his demurrer to the pleas in abatement, which was sustained. Defendant thereupon filed five pleas in bar, to three of which a demurrer was sustained. Defendant then filed seven additional pleas in bar to which plaintiff demurred. This demurrer was not ruled upon, as at the argument the plaintiff applied for leave to amend his declaration, and with defendant’s consent the court granted the application. An amended declaration was filed in the name of Simon Hamberg, suing for the use and benefit of the Indian River State Bank, as plaintiff, containing six counts, the first and second of which declared upon the same insurance policy described in the previous declarations. The allegations as to title to the insurance policy were to the effect, in the first count, that on December 13, 1895, after the loss by fire of the property insured, the plaintiff assigned and delivered said policy to the bank to secure an indebtedness due said bank by him, and for collection as his agent, the bank to collect the policy and deduct from the proceeds thereof the amount of plaintiff’s indebtedness up to the time of such collection, and to account to the plaintiff for the balance, and that the policy had never been redeemed, but was still in the custody of the bank, [90]*90which was the pledge thereof and entitled to receive the full proceeds thereof; and in the second, that on December 13, 1895, after the loss by fire of the property insured, the policy was assigned and delivered in’pledge to the bank which was authorized to receive the full proceeds thereof for the plaintiff, as fully set forth in the first count. The third count was for interest on divers sums of money forborne; the fourth for money paid and expended for the use of defendant; the fifth for money received; and the sixth for money found to be due upon account stated. A note at the foot of the declaration designated the original policjr on file as the cause of action. The defendant demurred to the first and second counts of this amended declaration, and the demurrer was sustained with leave to amend if plaintiff was so advised, by filing his amended declaration within six days. Two days thereafter the clerk of the court upon application of defendant entered an order dismissing the suit as to all counts in the declaration except the first and second on the ground that no copy of a cause of action applicable to such counts was filed or served as required by common law rule No. 14. Three days thereafter another amended declaration was filed in the name of the Indian River State Bank, a corporation under the laws of Florida, containing five counts; the first, second, fourth and fifth of which declared upon the same insurance policy described in the previous declarations. The allegations as to the title to the insurance policy were to the following, effect: In the first and fourth counts, that on December 13, 1895, after the loss by fire of the property insured, Hamberg assigned and delivered said policy to plaintiff, to secure an indebtedness due the plaintiff by him, and for collection as his agent, the plaintiff to collect the policy [91]*91and deduct from the proceeds thereof the amount of Hamberg’s indebtedness up to the time of the collection, and to account to Hamberg" for the balance; that the policy had never been redeemed, but was still in custody of the bank, which was pledge and entitled-to receive the full proceeds thereof; in the second count, that after the loss the policy was assigned and delivered in pledge to the plaintiff which was authorized to receive the full proceeds thereof, as fully set forth in the first count; in the fifth count, that after the fire which destroyed the property insured, the policy was assigned to the plaintiff as fully set out in the fourth count. The third count was for interest on divers sums of money forborne. A note at the foot of the declaration designated the original policy on file as the cause of action. The defendant filed a demurrer and pleas in bar to the first, second, fourth and fifth counts of this last amended declaration, and also' filed separate pleas to the third count.

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Cite This Page — Counsel Stack

Bluebook (online)
42 Fla. 86, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hamburg-v-liverpool-london-globe-insurance-fla-1900.