Gueye v. Wells Fargo Bank

CourtDistrict Court, N.D. California
DecidedMarch 7, 2024
Docket3:22-cv-08904
StatusUnknown

This text of Gueye v. Wells Fargo Bank (Gueye v. Wells Fargo Bank) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gueye v. Wells Fargo Bank, (N.D. Cal. 2024).

Opinion

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 MADIABEL GUEYE, Case No. 3:22-cv-08904-JSC

8 Plaintiff, ORDER RE: DEFEDANTS’ MOTION 9 v. TO DISMISS

10 WELLS FARGO BANK, et al., Re: Dkt. No. 42 Defendants. 11

12 13 Madiabel Gueye, proceeding without an attorney, sues Wells Fargo Bank, N.A. (“Wells 14 Fargo”) and Chris Potts, a district manager of a Wells Fargo Bank location, alleging Defendants 15 racially discriminated against him in violation of 42 U.S.C. § 1981 and intentionally inflicted 16 emotional distress upon him. Now pending before the Court is Defendants’ motion to dismiss. 17 (Dkt. No. 42.)1 Having carefully considered the briefing, the Court concludes oral argument is not 18 required, see N.D. Cal. Civ. L.R. 7-1(b), and GRANTS Defendants’ motion WITH LEAVE TO 19 AMEND. Plaintiff has not yet alleged sufficient facts to plausibly state a claim for relief, although 20 he may be able to do so. 21 BACKGROUND 22 I. COMPLAINT ALLEGATIONS 23 “Mr. Gueye is an African American male.” (Dkt. No. 40 ¶ 10.) He “operates an 24 automotive repair and diagnostics business” that regularly includes “cash receipts.” (Id. ¶ 9.) He 25 “has been a business customer of Defendant since 2007.” (Id. ¶ 8.) “Currently, Plaintiff has four 26 (4) business accounts and two (2) personal accounts with the Defendant.” (Id.) “[A]bout every 27 1 other week, he or one of his employees visited the Antioch Branch to deposit cash into” Plaintiff’s 2 business accounts. (Id. ¶ 9.) Usually, Mr. Gueye or his employee deposited between “$10,000 to 3 $50,000 per visit.” (Id.) 4 Around August 28, 2022, “Mr. Gueye went to Wells Fargo Brank (branch located on A 5 Street) to open a new account” because his current account “was compromised.” (Id. ¶ 13.) 6 “When he arrived at the Branch he sat on one of the chairs and he was approached by an 7 employee,” who asked what the purpose of Mr. Gueye’s visit was. (Id.) “[T]he teller was staring 8 down at him clearly letting Mr. Gueye know that he was not welcome at the branch because the 9 employee recognize [sic] Mr. Gueye from previous incidents with deposit errors.” (Id.) “After 10 opening the account, Mr. Gueye left.” (Id.) 11 The next day, Mr. Gueye went back to the branch on A street to request a letterhead from 12 the account manager. (Id. ¶ 13.) “The account manager told him they did not have Wells Fargo 13 Bank letterhead so Mr. Gueye left.” (Id.) 14 On August 15, 2023, Mr. Gueye went to the Wells Fargo branch in Brentwood, California. 15 (Id. ¶ 14.) “When he arrived, he advised the account manager that he needed to open a new 16 business account for new business venture and presented her with the corporation paperwork that 17 he received from the Secretary of State.” (Id.) “At that point, the account manager informed Mr. 18 Gueye that she could not open the account because the corporate file were ‘fakes.’” (Id.) 19 Mr. Gueye left the branch and contacted the branch manager of the Wells Fargo located in 20 Railroad, Pittsburg, California. (Id.) Mr. Gueye arrived at the bank, and waited for Monica, the 21 bank manager. (Id.) After waiting a few minutes, Monica approached Mr. Gueye and “began to 22 yell” and “point her finger to the door.” (Id.) She told Mr. Gueye to “get out of the branch” 23 because she claimed Mr. Gueye was recording her. (Id.) Mr. Gueye informed Monica he was not 24 recording her. (Id.) She “stare[d] at Mr. Gueye in repulsive matter.” (Id.) He informed her he 25 needed to make a deposit in his accounts, and she “told him she did not care with smirk and that 26 Mr. Gueye needed to leave.” (Id.) “Mr. Gueye was embarrassed and confused and left the 27 branch.” (Id.) 1 U.S.C. § 1981; and (2) intentional infliction of emotional distress. 2 II. PROCEDURAL HISTORY 3 Wells Fargo and Mr. Potts moved to dismiss Plaintiff’s complaint. (Dkt. No. 42.) Seven 4 days after Mr. Gueye’s response was due, Mr. Gueye filed an opposition. (Dkt. No. 43.) The 5 Court will consider Mr. Gueye’s opposition as timely for purposes of this Order. 6 DISCUSSION 7 I. LEGAL STANDARD 8 A complaint should be dismissed under Rule 12(b)(6) if it lacks sufficient facts to “state a 9 claim to relief that is plausible on its face.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) 10 (quotations and citations omitted). A claim is facially plausible when it “pleads factual content 11 that allows the court to draw the reasonable inference that the defendant is liable for the 12 misconduct alleged.” Id. While “[a]ll allegations of material fact are taken as true and construed 13 in the light most favorable to the nonmoving party,” the court “need not . . . accept as true 14 allegations that are merely conclusory, unwarranted deductions of fact, or unreasonable 15 inferences.” Sprewell v. Golden State Warriors, 266 F.3d 979, 988 (9th Cir.), opinion amended on 16 denial of reh’g, 275 F.3d 1187 (9th Cir. 2001) (cleaned up). 17 II. PLAINTIFF’S OPPOSITION AND ORIGINAL COMPLAINT 18 Mr. Gueye’s opposition does not dispute Defendants’ legal memorandum, but instead 19 contains additional factual allegations about his interactions with Defendants. In Mr. Gueye’s 20 opposition, he alleges “[d]ue to several ongoing issues with the Wells Fargo branch location on A 21 Street in Antioch CA, Mr. Gueye . . . escalated the concerns to the Regional Manager,” Mr. Potts. 22 (Dkt. No. 43 at 3.) Mr. Gueye asserts he “called Chris Potts and informed him that he went to the 23 branch and teller counted a deposit three times and gave Mr. Gueye three different amounts.” (Id.) 24 Mr. Gueye “requested the teller to count the money by hand and the teller refused.” (Id. at 3-4.) 25 After telling Mr. Potts about this interaction, Mr. Potts told Mr. Gueye “the tellers are afraid of 26 you,” and suggested an employee make the deposits instead or Mr. Gueye bank somewhere else. 27 (Id. at 4.) Mr. Gueye alleges each time he visited the bank “he spoke calm and did not raise his 1 Mr. Gueye’s opposition also alleges additional facts about Wells Fargo’s recent fines and 2 legal disputes. (Id.) He asserts, according to a Bloomberg report from March 2022, “Wells Fargo 3 was the only major lender to reject more Black mortgage refinancing applications than it approved 4 in the mortgage refinancing boom of 2020.” (Id. at 5.) 5 However, in assessing Defendants’ motion to dismiss, the Court cannot consider the new 6 allegations raised in Plaintiff’s opposition. See Schneider v. California Dep’t of Corr., 151 F.3d 7 1194, 1197 (9th Cir. 1998) (“The ‘new’ allegations contained in the inmates’ opposition motion, 8 however, are irrelevant for Rule 12(b)(6) purposes. In determining the propriety of a Rule 12(b)(6) 9 dismissal, a court may not look beyond the complaint to a plaintiff’s moving papers, such as a 10 memorandum in opposition to a defendant’s motion to dismiss.”). 11 Plaintiff’s amended complaint also omits allegations that were included in the original 12 complaint. (Dkt. No. 1 at ¶¶ 13-19.) As these allegations are not in the amended complaint (Dkt. 13 No. 40), the Court cannot consider them in deciding whether Plaintiff plausibly states a claim. 14 Plaintiff is instructed to include all details and factual allegations that support his 15 racial discrimination and emotional distress claims in any amended complaint. That some of 16 those alleged incidents may have occurred more than two years before he filed his lawsuit 17 does not mean he cannot allege them in his Second Amended Complaint. 18 III. 42 U.S.C.

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Gueye v. Wells Fargo Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gueye-v-wells-fargo-bank-cand-2024.