Guess v. Board of Trustees of the Dolton Police Pension Fund

Appellate Court of Illinois·Decided August 3, 2026·No. 1-25-1327·Unpublished

Opinion

2026 IL App (1st) 251327-U

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1).

FIRST DIVISION

August 3, 2026

No. 1-25-1327

IN THE

APPELLATE COURT OF ILLINOIS FIRST DISTRICT

THERESA GUESS, ) Appeal from the ) Circuit Court of

Plaintiff-Appellee, ) Cook County )

v. ) No. 24 CH 10524 )

THE BOARD OF TRUSTEES OF THE DOLTON ) The Honorable POLICE PENSION FUND, ) Neil H. Cohen, ) Judge Presiding.

Defendant-Appellant. )

PRESIDING JUSTICE FITZGERALD SMITH delivered the judgment of the court.

Justices Howse and Cobbs concurred in the judgment.

ORDER

¶1 Held: Defendant pension board’s administrative decision that plaintiff police officer was not entitled to line of duty disability pension benefits was against the manifest weight of the evidence.

¶2 The defendant Board of Trustees of the Dolton Police Pension Fund (Pension Board) appeals the trial court’s reversal of its administrative determination to deny an application by the plaintiff, Theresa Guess, for line of duty disability pension benefits pursuant to section 3-114.1 of the Illinois Pension Code (40 ILCS 5/3-114.1 (West 2020)). We agree with the trial court that the Pension Board’s determination was against the manifest weight of the evidence and must be reversed.

¶3 BACKGROUND

¶4 The plaintiff is a police officer in the Village of Dolton. On March 31, 2020, she applied to the Pension Board to receive line of duty disability benefits claiming that she had begun experiencing disabling seizures as a result of a motor vehicle collision on September 27, 2018. That collision occurred when she was on duty responding to a “man-down call” with lights and sirens activated, and another vehicle unexpectedly turned in front of her patrol vehicle. She struck that vehicle and was deflected into the side of a brick house. In describing why she was disabled from service, the plaintiff wrote that her seizures cause her to experience memory loss, confusion, loss of balance, and other similar problems.

¶5 Over two days in 2023 and 2024, the Pension Board conducted a hearing on the plaintiff’s application. At that hearing, testimony was given by the plaintiff and her sister, Mary Ann Terry, and 19 documentary exhibits comprising over 6600 pages were admitted into evidence. Most of these exhibits were medical records. Also included were reports and supplemental reports by three physicians retained by the Pension Board to review the plaintiff’s medical records and/or conduct examinations of her. These three physicians were: (1) neurologist Lawrence P. Bernstein, M.D., who conducted a medical record review, (2) neurologist Anthony K. Savino, M.D., who conducted a medical examination of the plaintiff on November 18, 2020, and also reviewed her medical records, and (3) psychiatrist Stevan M. Weine, M.D., who conducted a psychiatric examination of the plaintiff on November 16, 2020, and also reviewed medical records. The record also included a report by a fourth physician, neurologist Neil Allen, M.D., who had examined the plaintiff on April 18, 2019, and reviewed records in conjunction with a separate worker’s compensation claim.

¶6 The evidence in the administrative record shows that the plaintiff was 52 years old at the time of the collision. She was hired in 2009 after working since 1995 in the police departments of

several other Illinois municipalities. Prior to her hiring by Dolton, she underwent a psychological assessment. The licensed clinical psychologist who evaluated her found that she met all psychological standards required of a police officer candidate, including by demonstrating capacity to tolerate and manage stress. She thereafter worked as a full-time police offer for Dolton from 2009 through September 27, 2018, without any incident of experiencing seizure-like symptoms or other physical, mental, or psychological infirmity. She was not under the care of any physician for any neurological or psychological condition, and she had never been diagnosed with any seizure disorder prior to that date.

¶7 Following the collision, the plaintiff was transported to the emergency room at St. Margaret’s Hospital. She was noted on physical examination to have a small forehead scalp hematoma in the midline without skin break. She did not report loss of consciousness. She was also noted to have musculoskeletal pain and injuries in her left index finger, right arm, and right thigh. She could move all extremities normally. She was treated and released that day.

¶8 Six days later, on October 3, 2018, the plaintiff returned to the emergency room after she passed out. There she complained of headaches, feelings of lightheadedness, and pain and soreness from her other injuries. A CT scan of her head and brain showed no evidence of acute intracranial abnormality. She was given a diagnosis of postconcussive syndrome and a note to be off work until cleared by a physician.

¶9 On October 10, 2018, the plaintiff was seen by Sheila Dugan, M.D., a physical medicine and rehabilitation physician with whom she had previously treated for an unrelated worker’s compensation claim. She reported continued headaches and pain in her neck, back, thigh, and left knee since the collision. Dr. Dugan assessed her neurological examination as normal. She was prescribed physical therapy for her musculoskeletal injuries and occupational therapy to address

the left index finger sprain and swelling.

¶ 10 On October 23, 2018, the plaintiff was seen by neurologist Scott E. Lipson, M.D., reporting that she had been experiencing a constant headache since the collision. He assessed her as having had a mild concussion without loss of consciousness; frequent headaches, sleep disruption, vague visual difficulty, and photophobia consistent with postconcussion syndrome for which he stated she had a good prognosis for eventual recovery; and chronic posttraumatic headache, which he found to be compounded by medication overuse. He changed her medication and ordered that she not return to full duty at that time.

¶ 11 On October 30, 2018, the plaintiff was seen by a different neurologist, Samer Kassar, M.D., who along with his nurse practitioner, Sarah Williams, N.P. (NP Williams), thereafter became the plaintiff’s primary treaters relevant to this case. At that first visit, the plaintiff’s complaints were headache, neck and back pain, concussion, and lightheadedness. Dr. Kassar ordered a brain MRI and prescribed gabapentin 100mg to help with tension that he believed was the likely cause of her headaches. The MRI was normal.

¶ 12 On November 4, 2018, an incident occurred in which the plaintiff was cooking at home, felt lightheaded, and passed out. She injured her right knee in that incident and went to the emergency room. This incident was documented by Dr. Dugan’s note on November 21, 2018, who added that the plaintiff hit her head on the stove and that her stepdaughter, who had witnessed the fall, told the plaintiff that “she was shaking.” The incident was also documented by Dr. Kassar in his note of November 12, 2018. Dr. Kassar ordered an electroencephalogram (EEG) to evaluate this syncopal episode. He ordered her to continue gabapentin, prescribed Norco, and ordered her to remain off work for another month.

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