RENDERED: JUNE 12, 2026; 10:00 A.M. NOT TO BE PUBLISHED
Commonwealth of Kentucky Court of Appeals NO. 2025-CA-0346-MR
GREGORY SETH THOMAS APPELLANT
APPEAL FROM DAVIESS CIRCUIT COURT v. HONORABLE JENNIFER L. HENDRICKS, JUDGE ACTION NO. 22-CI-00370
LOUVINIA MAE THOMAS APPELLEE
OPINION AFFIRMING
** ** ** ** **
BEFORE: THOMPSON, CHIEF JUDGE; COMBS AND A. JONES, JUDGES.
THOMPSON, CHIEF JUDGE: Gregory Thomas (Appellant) appeals from
Amended Findings of Fact, Conclusions of Law, and Decree of Dissolution of
Marriage of the Daviess Circuit Court, Family Court Division. He argues that the
circuit court erred in its interpretation of a prenuptial agreement (the Agreement),
and in failing to find it unconscionable and unenforceable. We find no error and
affirm the order on appeal. FACTS AND PROCEDURAL HISTORY
Prior to their marriage in Vanderburgh County, Indiana on March 22,
2014, Appellant and Louvinia Mae Thomas (Appellee) executed a Prenuptial
Agreement. The Agreement provided in relevant part that:
1 – it shall be governed by the laws of the State of Indiana;
2 – the parties agree that it is not unconscionable;
3 – in the event of the parties’ separation, Louvinia shall be entitled to monthly support in the amount of $2,000 indefinitely; and,
4 – upon the parties’ separation, “[a]ll property and assets, joint or separate, will belong to Louvinia in case of separation due to any type [of] infidelity on the part of Greg.” For purposes of this provision, infidelity included, but was not limited to, physical and verbal infidelity, pictures, text messages, pornography (unless viewed by the parties together), and email.
On February 1, 2021, and during the pendency of the marriage, the
parties entered a Postnuptial Amendment (the Amendment) amending the
Agreement. The Amendment changed the definition of infidelity to include,
any type of contact with any female whether via phone, text, email, while playing video games or in person. Attending any type of social gatherings including eating out and any physical contact of any type including hugging, kissing, sexual talk or sexual touching of any kind shall also be considered infidelity and prohibited under this agreement. An exception to the terms described above shall be communication with females solely regarding work related topics during the normal
-2- course of employment. In addition, Greg shall not download a second phone number or obtain a second phone line or any new email accounts without the prior authorization and disclosure to Louvinia. Greg also agrees to provide Louvinia with the passwords to his phone and electronic accounts including email, keyless entry to his car, laptop, etc. at all times. Upon the refusal of Greg to comply, the terms of the separation as referenced above will go into effect. No time limit or distance between the couple will excuse Greg from the provisions of this document including death or remarriage.
The Amendment also stated that in the event of separation due to Greg’s infidelity,
Louvinia shall be entitled to “[p]ayment of $2,000 per month from Greg to
Louvinia payable on the 1st of each month indefinitely.” This $2,000 sum was in
addition to the $2,000 “support” owned Appellee in Paragraph 15 of the
Agreement.
According to the record, Appellant engaged in infidelity during the
marriage. Appellee then filed the instant action on April 5, 2022, seeking
dissolution of marriage. When Appellee sought to enforce the Agreement and
Amendment, Appellant argued that they were unconscionable and unenforceable.
Appellee asserted that the agreements were drafted by Appellant, who was better
educated, had more assets, and was in a far better bargaining position than her. In
contrast, Appellant maintained that the terms of the agreements were so one-sided
in favor of Appellee as to be unconscionable.
-3- On November 10, 2022, the parties entered into an agreed order
providing that Appellant would pay the parties’ mortgage and $500 per month in
temporary maintenance to Appellee, pending resolution of the remaining issues.1
The circuit court then conducted a series of hearings, resulting in rulings that 1) the
Agreement and Amendment were enforceable and not unconscionable; and, 2) that
Appellant’s infidelity was a cause of the parties’ separation, thereby invoking the
terms of the Agreement and Amendment. Finally, on February 20, 2025, the
circuit court entered a final and appealable order adjudicating all remaining issues.
An amended final order was entered on February 21, 2025, and this appeal
followed.
ARGUMENTS AND ANALYSIS
Appellant argues that the circuit court committed reversible error in its
interpretation and enforcement of the Agreement and Amendment. Appellant first
takes issue with the circuit court’s enforcement of language set out in the
Agreement and Amendment which provides that upon separation based on
Appellant’s infidelity, Appellee shall be entitled to monthly support in the amount
of $2,000 “indefinitely.” Appellant maintains that the circuit court improperly
interpreted the word “indefinitely” to mean “forever.” He also asserts that Indiana
1 Appellant filed an interlocutory appeal on August 2, 2024. That appeal was dismissed by order of this Court on December 4, 2024, as not ripe for appellate review.
-4- law does not allow for the enforcement of such contracts. He argues that if the
parties intended for monthly support to last forever, they could have clearly stated
this in the Agreement—but they did not. He contends that even if “indefinitely”
does mean “forever,” Indiana law does not allow for the enforcement of such
contracts. He requests an opinion reversing and remanding the matter to the
Daviess Circuit Court, Family Court Division on this issue.
We first note that the Agreement was executed in Indiana while the
parties resided there and provides that it shall be governed by the laws of Indiana.
We may apply the laws of another state as long as they do not violate Kentucky
public policy. State Farm Mut. Auto. Ins. Co. v. Hodgkiss-Warrick, 413 S.W.3d
875, 880 (Ky. 2013). Therefore, we will apply the laws of Indiana to the issues
before us, while recognizing that these laws are enforceable only so long as they do
not contravene Kentucky public policy. Id.
We will examine the Agreement and Amendment under general
principles of contract law. Rider v. Rider, 669 N.E.2d 160, 162 (Ind. 1996).
Where there is no ambiguity, Indiana case law requires contracts to be “enforced as
written.” U.S. Automatic Sprinkler Corporation v. Erie Insurance Exchange, 204
N.E.3d 215, 223 (Ind. 2023). The courts are constrained by the four corners of the
contract, without adding or subtracting language. Id.
-5- Perrill v. Perrill, 126 N.E.3d 834 (Ind. Ct. App. 2019) provides
guidance in the interpretation of prenuptial agreements. It states:
Generally, courts favor premarital agreements, and our Supreme Court has consistently held that [antenuptial] agreements, so long as they are entered into freely and without fraud, duress, or misrepresentation and are not, under the particular circumstances of the case, unconscionable, are valid and binding. Antenuptial agreements are favored by the law and will be liberally construed to effect, so far as possible, the parties’ intentions.
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RENDERED: JUNE 12, 2026; 10:00 A.M. NOT TO BE PUBLISHED
Commonwealth of Kentucky Court of Appeals NO. 2025-CA-0346-MR
GREGORY SETH THOMAS APPELLANT
APPEAL FROM DAVIESS CIRCUIT COURT v. HONORABLE JENNIFER L. HENDRICKS, JUDGE ACTION NO. 22-CI-00370
LOUVINIA MAE THOMAS APPELLEE
OPINION AFFIRMING
** ** ** ** **
BEFORE: THOMPSON, CHIEF JUDGE; COMBS AND A. JONES, JUDGES.
THOMPSON, CHIEF JUDGE: Gregory Thomas (Appellant) appeals from
Amended Findings of Fact, Conclusions of Law, and Decree of Dissolution of
Marriage of the Daviess Circuit Court, Family Court Division. He argues that the
circuit court erred in its interpretation of a prenuptial agreement (the Agreement),
and in failing to find it unconscionable and unenforceable. We find no error and
affirm the order on appeal. FACTS AND PROCEDURAL HISTORY
Prior to their marriage in Vanderburgh County, Indiana on March 22,
2014, Appellant and Louvinia Mae Thomas (Appellee) executed a Prenuptial
Agreement. The Agreement provided in relevant part that:
1 – it shall be governed by the laws of the State of Indiana;
2 – the parties agree that it is not unconscionable;
3 – in the event of the parties’ separation, Louvinia shall be entitled to monthly support in the amount of $2,000 indefinitely; and,
4 – upon the parties’ separation, “[a]ll property and assets, joint or separate, will belong to Louvinia in case of separation due to any type [of] infidelity on the part of Greg.” For purposes of this provision, infidelity included, but was not limited to, physical and verbal infidelity, pictures, text messages, pornography (unless viewed by the parties together), and email.
On February 1, 2021, and during the pendency of the marriage, the
parties entered a Postnuptial Amendment (the Amendment) amending the
Agreement. The Amendment changed the definition of infidelity to include,
any type of contact with any female whether via phone, text, email, while playing video games or in person. Attending any type of social gatherings including eating out and any physical contact of any type including hugging, kissing, sexual talk or sexual touching of any kind shall also be considered infidelity and prohibited under this agreement. An exception to the terms described above shall be communication with females solely regarding work related topics during the normal
-2- course of employment. In addition, Greg shall not download a second phone number or obtain a second phone line or any new email accounts without the prior authorization and disclosure to Louvinia. Greg also agrees to provide Louvinia with the passwords to his phone and electronic accounts including email, keyless entry to his car, laptop, etc. at all times. Upon the refusal of Greg to comply, the terms of the separation as referenced above will go into effect. No time limit or distance between the couple will excuse Greg from the provisions of this document including death or remarriage.
The Amendment also stated that in the event of separation due to Greg’s infidelity,
Louvinia shall be entitled to “[p]ayment of $2,000 per month from Greg to
Louvinia payable on the 1st of each month indefinitely.” This $2,000 sum was in
addition to the $2,000 “support” owned Appellee in Paragraph 15 of the
Agreement.
According to the record, Appellant engaged in infidelity during the
marriage. Appellee then filed the instant action on April 5, 2022, seeking
dissolution of marriage. When Appellee sought to enforce the Agreement and
Amendment, Appellant argued that they were unconscionable and unenforceable.
Appellee asserted that the agreements were drafted by Appellant, who was better
educated, had more assets, and was in a far better bargaining position than her. In
contrast, Appellant maintained that the terms of the agreements were so one-sided
in favor of Appellee as to be unconscionable.
-3- On November 10, 2022, the parties entered into an agreed order
providing that Appellant would pay the parties’ mortgage and $500 per month in
temporary maintenance to Appellee, pending resolution of the remaining issues.1
The circuit court then conducted a series of hearings, resulting in rulings that 1) the
Agreement and Amendment were enforceable and not unconscionable; and, 2) that
Appellant’s infidelity was a cause of the parties’ separation, thereby invoking the
terms of the Agreement and Amendment. Finally, on February 20, 2025, the
circuit court entered a final and appealable order adjudicating all remaining issues.
An amended final order was entered on February 21, 2025, and this appeal
followed.
ARGUMENTS AND ANALYSIS
Appellant argues that the circuit court committed reversible error in its
interpretation and enforcement of the Agreement and Amendment. Appellant first
takes issue with the circuit court’s enforcement of language set out in the
Agreement and Amendment which provides that upon separation based on
Appellant’s infidelity, Appellee shall be entitled to monthly support in the amount
of $2,000 “indefinitely.” Appellant maintains that the circuit court improperly
interpreted the word “indefinitely” to mean “forever.” He also asserts that Indiana
1 Appellant filed an interlocutory appeal on August 2, 2024. That appeal was dismissed by order of this Court on December 4, 2024, as not ripe for appellate review.
-4- law does not allow for the enforcement of such contracts. He argues that if the
parties intended for monthly support to last forever, they could have clearly stated
this in the Agreement—but they did not. He contends that even if “indefinitely”
does mean “forever,” Indiana law does not allow for the enforcement of such
contracts. He requests an opinion reversing and remanding the matter to the
Daviess Circuit Court, Family Court Division on this issue.
We first note that the Agreement was executed in Indiana while the
parties resided there and provides that it shall be governed by the laws of Indiana.
We may apply the laws of another state as long as they do not violate Kentucky
public policy. State Farm Mut. Auto. Ins. Co. v. Hodgkiss-Warrick, 413 S.W.3d
875, 880 (Ky. 2013). Therefore, we will apply the laws of Indiana to the issues
before us, while recognizing that these laws are enforceable only so long as they do
not contravene Kentucky public policy. Id.
We will examine the Agreement and Amendment under general
principles of contract law. Rider v. Rider, 669 N.E.2d 160, 162 (Ind. 1996).
Where there is no ambiguity, Indiana case law requires contracts to be “enforced as
written.” U.S. Automatic Sprinkler Corporation v. Erie Insurance Exchange, 204
N.E.3d 215, 223 (Ind. 2023). The courts are constrained by the four corners of the
contract, without adding or subtracting language. Id.
-5- Perrill v. Perrill, 126 N.E.3d 834 (Ind. Ct. App. 2019) provides
guidance in the interpretation of prenuptial agreements. It states:
Generally, courts favor premarital agreements, and our Supreme Court has consistently held that [antenuptial] agreements, so long as they are entered into freely and without fraud, duress, or misrepresentation and are not, under the particular circumstances of the case, unconscionable, are valid and binding. Antenuptial agreements are favored by the law and will be liberally construed to effect, so far as possible, the parties’ intentions. Standard principles regarding contract formation and interpretation apply to premarital agreements. The party urging the validity of a contract bears the onus of proving its existence.
A premarital agreement between parties contemplating marriage must be in writing and signed by both parties. The agreement is enforceable without consideration. It is fundamental that a contract is formed by the exchange of an offer and acceptance between contracting parties. The parties to a contract have the right to define their mutual rights and obligations, and a court may not make a new contract for the parties or supply missing terms under the guise of construing a contract.
The basic requirements for a contract are offer, acceptance, consideration, and a meeting of the minds between the contracting parties on all essential elements or terms of the transaction. There must be mutual assent or a meeting of the minds on all essential elements or terms in order to form a binding contract. Only reasonable certainty is necessary; absolute certainty in all terms is not required. Instead, [o]nly essential terms need to be included to render a contract enforceable. An agreement required to be in writing must completely contain the essential terms without resort to parol evidence in order to be enforceable.
-6- The court must read all of the contractual provisions as a whole to accept an interpretation that harmonizes the contract’s words and phrases and gives effect to the parties’ intentions as established at the time they entered the contract. If the language of the agreement is unambiguous, the intent of the parties must be determined from the four corners of the document. The terms of a contract are ambiguous only when reasonably intelligent persons would honestly differ as to the meaning of those terms.
Perrill, 126 N.E.3d at 840–41 (internal quotation marks and citations omitted).
Thus, 1) Indiana courts favor premarital agreements; 2) the Indiana
Supreme Court has consistently held that absent fraud, duress, unconscionability,
etc., premarital agreements are enforceable; 3) these agreements will be liberally
construed to give effect to the parties’ intentions; and, 4) they are enforceable
without consideration. Id.
In addition, Indiana Code 31-11-3-8 addresses the enforceability of
what it refers to as premarital agreements. It provides at Sec. 8. (a) that “[a]
premarital agreement is not enforceable if a party against whom enforcement is
sought proves that: (1) the party did not execute the agreement voluntarily; or
(2) the agreement was unconscionable when the agreement was executed.” For
purposes of this provision, relevant factors in determining unconscionability
include the “economic circumstances of the parties resulting from the agreement,
and any other relevant evidence such as the conditions under which the agreement
was made[.]” Fetters v. Fetters, 26 N.E.3d 1016, 1021 (Ind. Ct. App. 2015).
-7- Applying these principles to the matter before us, we conclude that
Appellant and Appellee entered into an enforceable contract. The Agreement
states that it was voluntarily entered into and Appellant has offered no evidence
that it was executed under the influence of fraud or duress. Testimony was
adduced below that the parties contemplated the Agreement for months before
executing it. The Agreement and Amendment contain an offer, acceptance,
consideration, and a meeting of the minds on all essential elements or terms of the
transaction. Appellant and Appellee “have the right to define their mutual rights
and obligations, and [we] may not make a new contract for the parties . . . under
the guise of construing a contract.” Perrill, 126 N.E.3d at 840 (internal quotation
marks and citation omitted). The Agreement states that the parties were availed of
counsel if they so chose and Appellant engaged counsel to draft the Amendment.
Next, we turn to Appellant’s argument that the indefinite duration of
his obligation renders the Agreement unenforceable. He asserts that the circuit
court improperly interpreted the word “indefinite” to mean “forever.” He also
argues that Indiana courts do not enforce indefinite contracts. Appellant directs
our attention to House of Crane Inc. v. Fendrich, Inc., 146 Ind. App. 478, 482–83,
256 N.E.2d 578, 579–80 (1970) (quoting Bell v. Spend Queen, 407 F.2d 1022,
1024–25 (7th Cir. 1969)), which he argues stands for the proposition that indefinite
contracts are terminable at will. As noted by the circuit court, however, House of
-8- Crane was not a written contract, and Bell is distinguishable on its facts. Further,
neither case dealt with prenuptial agreements or dissolution.
We find case law directly addressing dissolution proceedings such as
Deel v. Deel, 909 N.E.2d 1028, 1034 (Ind. Ct. App. 2009) and In re Marriage of
Buntin, 496 N.E.2d 1351, 1354 (Ind. Ct. App. 1986) to be more persuasive. In
each case, the court found that payments for an indefinite period of time could be
considered in determining whether the distribution constituted maintenance or a
property settlement. Neither found that indefinite payments raised issues of
conscionability or enforceability.
Further, Indiana trial courts find that agreements between divorcing
parties give them more flexibility in their terms than those that could be ordered by
the courts. See Brinkmann v. Brinkmann, 772 N.E.2d 441, 445 (Ind. Ct. App.
2002). And finally, divorcing parties may agree to maintenance terms which
would otherwise violate public policy, so long as those terms were freely bargained
for. Kizziah v. Kizziah, 651 N.E.2d 297, 298 (Ind. Ct. App. 1995). Such was the
case at hand, as Appellant bargained for generous terms in favor of Appellee in
return for Appellee entering into and remaining in a marriage despite Appellant’s
infidelity. In sum, we find no basis for concluding that the parties’ usage of the
term “indefinite” to describe Appellant’s obligation renders the agreement
unconscionable or unenforceable.
-9- Appellant goes on to argue that the Agreement should be found
unconscionable because of the mechanism which triggered its terms. Specifically,
Appellant takes issue with the definition of infidelity set out in the Amendment,
which he contends that “no sensible person, not under delusion, duress or distress
would accept.” See Rider, 669 N.E.2d at 162. Appellant is essentially arguing that
he was delusional or under duress when he executed the Agreement and
Amendment, as no rational person would have a prenuptial agreement triggered by
the broadly-worded definition of infidelity set out in the Amendment. He also
asserts that “[n]o reasonable person would sign such an agreement thinking it
would ever be enforceable.” Thus, Appellant seems to argue that he never
believed the Agreement and Amendment were enforceable ab initio.
The definition of infidelity set out in the Amendment is expansive.
This definition, however, resulted from Appellant’s attempt to hold the marriage
together after his marital infidelity. The Amendment setting out the definition of
infidelity was drafted by Appellant and his legal counsel. Based on the totality of
record, as well as Ind. Code 31-11-3-8 and the supportive case law, we do not
conclude that the expansive definition of infidelity set out in the Amendment
rendered the Agreement unconscionable.
Lastly, Appellant briefly argues that the Agreement is unconscionable
based on the amount of the award to Appellee. After recounting the type and
-10- nature of the assets and payments owed to Appellee under the Agreement,
Appellant asserts that his income and assets are insufficient to satisfy this
obligation. On this basis, he maintains that the Agreement and Amendment are
unconscionable.
In examining this issue below, the circuit court engaged in a
comprehensive analysis of the parties’ incomes, assets, expenses, and debts. This
included consideration of the parties’ retirement and bank accounts; vehicles; cash;
precious metals; jewelry; coins; the marital residence; credit card debt; and, a
medical bill and an orthodontist bill. After careful review, we find no basis for
concluding that the circuit court’s disposition of these assets and debts in
accordance with the terms of the Agreement was unconscionable or otherwise
erroneous. This is the disposition agreed to by Appellant when he entered into the
Agreement and Amendment, the latter of which was accomplished with the benefit
of counsel.
Again, Indiana courts favor premarital agreements, and they should be
liberally construed to give effect to the parties’ intent. Perrill, 126 N.E.3d at 840–
41. In the matter before us, we know the parties’ intent as to Appellant’s
obligation to Appellee in the event of infidelity, as it was memorialized in the
Agreement and Amendment. Further, a trial court’s rulings are presumed to be
correct, and the burden rests with the appellant to overcome this presumption.
-11- Stuckert v. Keller, 430 S.W.2d 773, 777 (Ky. 1968). Appellant has not met this
burden.
CONCLUSION
For these reasons, we affirm the Amended Findings of Fact,
Conclusions of Law, and Decree of Dissolution of Marriage of the Daviess Circuit
Court, Family Court Division.
ALL CONCUR.
BRIEF FOR APPELLANT: BRIEF FOR APPELLEE:
Evan Taylor Thomas E. Banks, II Owensboro, Kentucky William B. McGee Louisville, Kentucky
-12-