Great American Insurance v. Four Seasons Marina, Inc.

644 N.E.2d 753, 67 Ohio Misc. 2d 43, 1994 Ohio Misc. LEXIS 61
CourtHamilton County Municipal Court
DecidedOctober 17, 1994
DocketNo. 94 CV 04917
StatusPublished

This text of 644 N.E.2d 753 (Great American Insurance v. Four Seasons Marina, Inc.) is published on Counsel Stack Legal Research, covering Hamilton County Municipal Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Great American Insurance v. Four Seasons Marina, Inc., 644 N.E.2d 753, 67 Ohio Misc. 2d 43, 1994 Ohio Misc. LEXIS 61 (Ohio Super. Ct. 1994).

Opinion

Michael K. Allen, Judge.

PROCEDURAL POSTURE

Plaintiffs, Great American Insurance Company and Linda Sue Herbert, filed their complaint on February 23, 1994. Plaintiff Great American Insurance Company seeks judgment against defendant in the amount of $6,277, plus interest and costs, and plaintiff Linda Sue Herbert seeks judgment against defendant in the amount of $875, plus interest and costs. Defendant, Four Seasons Marina, Inc., filed its answer on March 18, 1994. Trial was held on August 11, 1994.

FACTS

Plaintiff Linda Sue Herbert (hereinafter referred to as “Herbert”) has rented dock space during the summer months from defendant Four Seasons Marina (hereinafter referred to as “Four Seasons”) since 1982, with the exception of the years of 1990 and 1991, when she was living in Chicago. During this period of time, Four Seasons had a policy of employing security personnel at night to help ensure the safety of the tenants and their possessions and to keep people from wandering the docks.

While she was living in Chicago, Herbert purchased a 1985 Marine Trader, a vessel thirty-eight feet in length, hereinafter referred to as “the main boat.” Furthermore, she purchased a 1992 Avon dinghy to be used in conjunction with the main boat and an assortment of ancillary items to the dinghy. In 1992, Herbert returned to Cincinnati from Chicago and brought the main boat, the dinghy, and the ancillary equipment with her.

Sometime shortly after her arrival in Cincinnati, Herbert again decided to rent dock space at Four Seasons based on her past favorable experience with that marina. She then proceeded to take the necessary actions to obtain a lease at Four Seasons, such as obtaining insurance, and she then executed a summer [46]*46moorage contract. While the contract provides that the lessee is required to be issued a marina handbook and to conform to its rules and regulations, Herbert is ambiguous about ever reading the marina handbook. In addition to the rules and regulations of the marina, the marina handbook also states in Section 6 that: “Security personnel have been employed to provide protection services within the marina and parking lots.”

After the expiration of her summer moorage contract, rather than putting her main boat in dry dock, which she had previously done while living in Cincinnati, she decided to live on her boat during the winter months. Thus, she executed a winter moorage contract with Four Seasons, which essentially has the same terms and conditions as the summer moorage contract. The employment of security personnel during the winter months at Four Seasons is different, however, as Four Seasons provides security personnel only at night on the weekends during the winter months.

At sometime during the course of the winter moorage contract, but before March 17, 1993, Herbert undertook to do some modifications to her dinghy. In order to work on her dinghy, she removed it from her main boat where it was stored and placed it on a finger of the dock one boat over from her main boat, where she locked it to the dock using a steel cable and a padlock. Upon returning to the marina, on March 16, 1993 from a business trip, Herbert noticed that her dinghy was still on the dock where she had left it, but when she returned to the marina the next day from work, the dinghy and all of the ancillary equipment to the dinghy stored on the main boat were missing. Plaintiff then proceeded to notify the proper authorities about the theft and conducted an individual search to try to find the missing goods. Her efforts were fruitless, however, so her insurance company compensated her for her losses. Her insurance company at the time was plaintiff Great American Insurance Company, who, along with Herbert, now seeks to recover against defendant Four Seasons on theories of breach of contract and negligence.

DISCUSSION OF BREACH OF CONTRACT CLAIM

The court finds that a contractual duty to provide security existed in the present case. Even if Herbert failed to read the marina handbook at the time of the winter' moorage contract, the oral statements made by defendant’s agent, Dennis Schalk, at or near the time the contract was entered into and the explicit statements in the contract dealing with Herbert’s duty to comply with the rules and regulations of Four Seasons clearly incorporates the marina handbook into the contract.

Bolling v. Clevepak Corp. (1984), 20 Ohio App.3d 113, 20 OBR 146, 484 N.E.2d 1367, is an illustrative case which deals with the incorporation into a contract of [47]*47an employee handbook provision providing for severance pay. The general principles outlined in Bolling apply to the case at bar. The court in Bolling found that when oral or written modifications of the original employment contract satisfied the paradigm elements essential to contract formation — ie., offer, acceptance and consideration — binding obligations arose. In the present case, these elements clearly have been satisfied.

In the case at bar, the contract states specifically, under the use and occupancy section, that “the boat owner, by signing this contract, agrees to use and occupy the rented slip in a careful, safe and proper manner and to comply with the rules, regulations, and orders of Four Seasons” (Emphasis added.) Furthermore, this clause is basically restated in the promissory element of the contract, which makes the contract binding. An examination of the rules and regulations of Four Seasons as contained in the marina handbook reveals under the title of “general regulations of the marina” that “[s]ecurity personnel have been employed to provide protection services within the marina and parking lots.” While general, the provisions in the marina handbook are used to regulate the conduct of Herbert and other boat owners, and the statement regarding security personnel incorporates a term and condition into the contract which obligates Four Seasons. As Four Seasons prepared this document and was fully aware of the statements there included, it can only be concluded that Four Seasons intended this to be part of the contract. In addition to this written statement providing that security personnel will be employed, Herbert also received general oral assertions to the same effect close to or near the time she was in the bargaining process. Thus, the statement in the marina handbook with regard to the providing of security personnel should be considered as a part of the offer to lease the dock space. Acceptance by Herbert is simply satisfied in the present case of her acceptance of the lease and the consideration to Four Seasons is the payment received. Based on the facts, it can only be concluded that the statement concerning the providing of security personnel at the very least influenced Herbert’s decision to lease a dock slip from Four Seasons. All of the essential elements of contract, to wit, offer acceptance and consideration, are present in the case at bar.

Since this court has found that a contract existed between Herbert and Four Seasons to provide security, the court now must determine whether that contract has been breached. Again, the provision in the marina handbook regarding security personnel is spelled out on page 6 and it simply provides that: “Security personnel have been employed to provide protection services within the marina and parking lots.” It does not state that security personnel have been employed full time

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Related

Bolling v. Clevepak Corp.
484 N.E.2d 1367 (Ohio Court of Appeals, 1984)

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Bluebook (online)
644 N.E.2d 753, 67 Ohio Misc. 2d 43, 1994 Ohio Misc. LEXIS 61, Counsel Stack Legal Research, https://law.counselstack.com/opinion/great-american-insurance-v-four-seasons-marina-inc-ohmunicthamilto-1994.