Grand Fraternity v. Melton

117 S.W. 788, 102 Tex. 399, 1909 Tex. LEXIS 163
Texas Supreme Court·Decided April 7, 1909·No. No. 1935.·Published·Cited by 66 cases

Opinion

Mr. Justice Brown

delivered the opinion of the court.

On the 28th day of October, 1901, the Supreme Lodge of the United Moderns, a foreign corporation, issued to J. H. Melton a certificate of membership whereby it agreed upon the death of the said Melton to pay $1,000 to Mattie Ketehum Melton. The constitution of the United Moderns contained this provision: "If any member dies ... by self-destruction, whether sane or insane, . . . then in such case the beneficiary certificate, together with all claims by reason of membership, shall be null and void.” The Unitéd Modems and the Grand Fraternity consolidated into one concern under the name of the latter oh the 19th day" of November, 1903, and the Grand Fraternity issued to Melton, in lieu of the certificate which had been issued by the United Moderns, a certificate *400 which contained this provision: “The consolidated order the Grand Fraternity accepts you as a member and assumes and will pay all benefits, provided for in the said beneficiary certificate in the manner and as prescribed in the constitution and laws, rules and regulations of the United Moderns.”

Melton paid all dues and on the 8th day of February, 1905, was in good standing in the order, on which day he shot himself, inflicting a wound from which he died. This suit was instituted by the defendant in error upon the certificate above described. The only defense set up by the plaintiff in error was that J. H. Melton had talcen his own life, and that therefore it was not liable on the certificate. The court submitted the case to the jury upon one issue in the following affirmative and negative form, which the attorneys agreed presented the only issue of fact, and the jury answered as stated below:

“In this case I submit the following special issue, to wit:

“Did Jesse Melton come to his death by self-destruction?

“Upon this issue, if you believe from the evidence that Jesse Melton intentionally shot himself in the breast and as a direct consequence thereof, he died, you will answer this question, ‘Yes/

“Unless you find from the evidence that Jesse H. Melton did intentionally shoot himself in the breast you will answer this question, ‘Mo/

“Upon- this issue submitted to you the burden of proof is upon the defendant to show the affirmative of said issue and if you do not believe by a preponderance of the evidence that Jesse H. Melton came to his death by self-destruction then you will find in the negative on the issue submitted.

“You are the exclusive judges of the credibility of the witnesses, of the weight of the evidence, and of the facts proved.

“Irby Dunklin, Judge.”

The jury answered “Mo.”

The conclusion reached by this court renders it unnecessary to discuss the question presented on the rulings of the trial court in excluding declarations of Melton, but we do not wish to be understood as approving such action. Judgment was rendered in favor of the plaintiff against the Fraternity for the amount of the policy with interest thereon. Upon appeal to the Court of Civil Appeals of the Second District, a majority of the court reversed the judgment and remanded the case. Upon motion for rehearing, the membership of the court having been changed by the resignation of Mr. Justice Stephens and the appointment by Judge. Pressler, a majority of the court, as then constituted, granted the motion for rehearing and affirmed the judgment of the District Court.

The evidence which bears upon the issue submitted by the court is, in- substance, as follows: L. H. Jewell was the first witness who saw Melton after he was shot; he was then lying upon a couch in a room of his home with a wound in his left breast near to the nipple, a pistol was lying within two or three feet of him on the floor. Jewell 'had a conversation with him, which was by agreement *401 bf attornéys submitted to the jury as testimony in the following form: “Melton told Jewell when he went there that he had shot himself and that he was up against it and owed on his home; that he asked for the pistol and said he wanted to blow his brains out.” Dr, Pollock, the physician attending Melton at the time of his death, stated that Melton said to him: “I wish I had shot myself in the head,” or he said, “I wish it had shot me in the head.” “How, what he said I don’t know, but he said something about shooting himself which led me to believe that no one had shot him, but that he had shot himself, whether accidentally or not I was unable to make up my mind.”

When the plaintiff proved that J. H. Melton had died she established a prima facie right to recover. The burden was upon the Fraternity to prove that Melton shot himself and that he did it intentionally. Union Mutual Life Insurance Co. v. Payne, 105 Fed. Rep., 172; Home Benefit Society v. Sargeant, 142 U. S., 691.

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Grand Fraternity v. Melton, 117 S.W. 788, 102 Tex. 399, 1909 Tex. LEXIS 163 (Tex. 1909).

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