Goodwin v. State Farm Insurance

District Court, E.D. California·Decided April 28, 2025·No. 1:25-cv-00431·Unknown

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA

DUCHUN GOODWIN, Case No. 1:25-cv-00431-SAB

Plaintiff, ORDER SCREENING COMPLAINT

v. (ECF No. 1)

STATE FARM INSURANCE, et al., THIRTY-DAY DEADLINE Defendants.

Duchun Goodwin (“Plaintiff”), proceeding pro se and in forma pauperis, filed this action on April 14, 2025. Plaintiff’s complaint is currently before the Court for screening. I. Notwithstanding any filing fee, the court shall dismiss a case if at any time the Court determines that the complaint “(i) is frivolous or malicious; (ii) fails to state a claim on which relief may be granted; or (iii) seeks monetary relief against a defendant who is immune from such relief.” 28 U.S.C. § 1915(e)(2); see Lopez v. Smith, 203 F.3d 1122, 1129 (9th Cir. 2000) (section 1915(e) applies to all in forma pauperis complaints, not just those filed by prisoners); Calhoun v. Stahl, 254 F.3d 845 (9th Cir. 2001) (dismissal required of in forma pauperis proceedings which seek monetary relief from immune defendants); Cato v. United States, 70 F.3d 1103, 1106 (9th Cir. 1995) (district court has discretion to dismiss in forma pauperis complaint under 28 U.S.C. § 1915(e)); Barren v. Harrington, 152 F.3d 1193 (9th Cir. 1998) (affirming sua sponte dismissal for failure to state a claim). The Court exercises its discretion to screen the plaintiff’s complaint in this action to determine if it “(i) is frivolous or malicious; (ii) fails to state a claim on which relief may be granted; or (iii) seeks monetary relief against a defendant who is immune from such relief.” 28 U.S.C. § 1915(e)(2). In determining whether a complaint fails to state a claim, the Court uses the same pleading standard used under Federal Rule of Civil Procedure 8(a). A complaint must contain “a short and plain statement of the claim showing that the pleader is entitled to relief . . .” Fed. R. Civ. P. 8(a)(2). Detailed factual allegations are not required, but “[t]hreadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (citing Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 555 (2007)). In reviewing the pro se complaint, the Court is to liberally construe the pleadings and accept as true all factual allegations contained in the complaint. Erickson v. Pardus, 551 U.S. 89, 94 (2007). Although a court must accept as true all factual allegations contained in a complaint, a court need not accept a plaintiff’s legal conclusions as true. Iqbal, 556 U.S. at 678. “[A] complaint [that] pleads facts that are ‘merely consistent with’ a defendant’s liability . . . ‘stops short of the line between possibility and plausibility of entitlement to relief.’ ” Id. (quoting Twombly, 550 U.S. at 557). Therefore, the complaint must contain sufficient factual content for the court to draw the reasonable conclusion that the defendant is liable for the misconduct alleged. Iqbal, 556 U.S. at 678. Leave to amend may be granted to the extent that the deficiencies of the complaint can be cured by amendment. Cato, 70 F.3d 1106. II. The Court accepts Plaintiff’s allegations in the complaint as true only for the purpose of the sua sponte screening requirement under 28 U.S.C. § 1915. Insurance (“CDI”) as defendants in this action. (ECF No. 1 (“Compl.”) at 1.) Plaintiff alleges he has been diagnosed with ADHD and PTSD. (Id.) Plaintiff lists the following seven “core allegations”: (1) State Farm knowingly listed their office address as the Plaintiff’s mailing address without consent, intercepted critical mail, and altered Plaintiff’s contact information for over a year; (2) Plaintiff discovered and reported this action via email to Laura Selby and only after this exposure was the mailing address corrected; (3) State Farm’s local agent, Phillip, scheduled an appraisal on February 23, 2021, yet no appraisal occurred, which led to failure to relocate Plaintiff under proper claims handling standards; (4) mail sent from the federal court was returned under the false premise that Plaintiff did not reside at his address; (5) Plaintiff was kicked out of hotel accommodations on October 5, 2020, following a false claim by Poonam Kelsey from State Farm that Plaintiff owed a $900 rental abatement and $500 deductible, which Plaintiff alleges are figures that were never communicated nor agreed upon; (6) State Farm consistently lied through calls, emails, and denial of benefits while claiming the matter had been settled; and (7) the CDI, including investigator Liza Pedrosa, failed to act or properly investigate despite repeated complaints since 2020. (Id.) Plaintiff requests relief in the form of the issuance of subpoenas to Defendants, emergency injunctive relief to preserve housing and credit status, monetary damages, and a judicial declaration holding Defendants accountable for regulatory misconduct and violations of Plaintiff’s rights. (Id. at 2.) A. Federal Rule of Civil Procedure 8 Pursuant to Rule 8(a), a complaint must contain “a short and plain statement of the claim showing that the pleader is entitled to relief[.]” Fed. R. Civ. P. 8(a)(2). “Such a statement must simply give the defendant fair notice of what the plaintiff’s claim is and the grounds upon which it rests.” Swierkiewicz v. Sorema N.A., 534 U.S. 506, 512 (2002) (citations and quotations omitted). Detailed factual allegations are not required, but “[t]hreadbare recitals of the elements at 678 (citation omitted). This is because, while factual allegations are accepted as true, legal conclusions are not. Id.; see also Twombly, 550 U.S. at 556-57; Moss v. U.S. Secret Serv., 572 F.3d 962, 969 (9th Cir. 2009). Therefore, Plaintiff must set forth “sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’ ” Iqbal, 556 U.S. at 678 (quoting Twombly, 550 U.S. at 570). “A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Iqbal, 556 U.S. at 678 (citing Twombly, 550 U.S. at 556). The Court notes Plaintiff has filed five other civil actions against the same defendants in the past two years.1 In recommending dismissal of the following cases, courts provided Plaintiff the requisite pleading standard under Rule 8. See Goodwin v. State Farm Gen. Ins. Co., Case No. 1:23-cv-00165-ADA-HBK (initial complaint filed February 2, 2023, against State Farm, Philip Call, Poonam Kalsi, and Laura Selby for violations of sections 102 and 103 of the Civil Rights Act of 1991; dismissed as deficient and facially frivolous); Goodwin v. State Farm Gen. Ins. Co., No. 1:23-CV-00232-SAB (initial compla

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